LendingClub Statistics
Total Valuation
LendingClub has a market cap or net worth of $840.23 million. The enterprise value is -$434.57 million.
| Market Cap | 840.23M |
| Enterprise Value | -434.57M |
Important Dates
The next confirmed earnings date is Tuesday, April 30, 2024, after market close.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
LendingClub has 110.41 million shares outstanding. The number of shares has increased by 4.30% in one year.
| Shares Outstanding | 110.41M |
| Shares Change (YoY) | +4.30% |
| Shares Change (QoQ) | +0.82% |
| Owned by Insiders (%) | 3.29% |
| Owned by Institutions (%) | 84.08% |
| Float | 106.63M |
Valuation Ratios
The trailing PE ratio is 21.14 and the forward PE ratio is 32.17. LendingClub's PEG ratio is -18.14.
| PE Ratio | 21.14 |
| Forward PE | 32.17 |
| PS Ratio | 0.97 |
| Forward PS | 1.14 |
| PB Ratio | 0.67 |
| P/FCF Ratio | n/a |
| PEG Ratio | -18.14 |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.02 |
| Debt / EBITDA | 0.19 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.20% and return on invested capital (ROIC) is 3.06%.
| Return on Equity (ROE) | 3.20% |
| Return on Assets (ROA) | 0.50% |
| Return on Capital (ROIC) | 3.06% |
| Revenue Per Employee | $843,531 |
| Profits Per Employee | $37,989 |
| Employee Count | 1,025 |
| Asset Turnover | 0.10 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LendingClub has paid $15.68 million in taxes.
| Income Tax | 15.68M |
| Effective Tax Rate | 28.71% |
Stock Price Statistics
The stock price has increased by +5.69% in the last 52 weeks. The beta is 1.99, so LendingClub's price volatility has been higher than the market average.
| Beta (1Y) | 1.99 |
| 52-Week Price Change | +5.69% |
| 50-Day Moving Average | 8.26 |
| 200-Day Moving Average | 7.52 |
| Relative Strength Index (RSI) | 34.18 |
| Average Volume (30 Days) | 1,393,932 |
Short Selling Information
The latest short interest is 2.30 million, so 2.09% of the outstanding shares have been sold short.
| Short Interest | 2.30M |
| Short Previous Month | 2.38M |
| Short % of Shares Out | 2.09% |
| Short % of Float | 2.16% |
| Short Ratio (days to cover) | 2.27 |
Income Statement
In the last 12 months, LendingClub had revenue of $864.62 million and earned $38.94 million in profits. Earnings per share was $0.36.
| Revenue | 864.62M |
| Gross Profit | 864.62M |
| Operating Income | 54.62M |
| Pretax Income | 54.62M |
| Net Income | 38.94M |
| EBITDA | 101.81M |
| EBIT | 54.62M |
| Earnings Per Share (EPS) | $0.36 |
Balance Sheet
The company has $1.29 billion in cash and $19.35 million in debt, giving a net cash position of $1.27 billion or $11.55 per share.
| Cash & Cash Equivalents | 1.29B |
| Total Debt | 19.35M |
| Net Cash | 1.27B |
| Net Cash Per Share | $11.55 |
| Equity / Book Value | 1.25B |
| Book Value Per Share | 11.34 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was -$1.14 billion and capital expenditures -$59.51 million, giving a free cash flow of -$1.20 billion.
| Operating Cash Flow | -1.14B |
| Capital Expenditures | -59.51M |
| Free Cash Flow | -1.20B |
| FCF Per Share | -$11.03 |
Margins
Gross margin is 100.00%, with operating and profit margins of 6.32% and 4.50%.
| Gross Margin | 100.00% |
| Operating Margin | 6.32% |
| Pretax Margin | 6.32% |
| Profit Margin | 4.50% |
| EBITDA Margin | 11.78% |
| EBIT Margin | 6.32% |
| FCF Margin | -138.34% |
Dividends & Yields
LendingClub does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.30% |
| Shareholder Yield | -4.30% |
| Earnings Yield | 4.63% |
| FCF Yield | -142.36% |
Analyst Forecast
The average price target for LendingClub is $10.88, which is 42.97% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $10.88 |
| Price Target Difference | 42.97% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on July 8, 2019. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jul 8, 2019 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |