LendingClub Corporation (LC)

LendingClub Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	135.68	51.33	38.94	289.69	18.58
Depreciation & Amortization	62.89	58.83	47.2	43.83	44.29
Loss (Gain) From Sale of Assets	-59.09	-49.1	-47.84	-95.34	-70.12
Stock-Based Compensation	34.29	40.07	52.39	66.36	66.76
Provision & Write-off of Bad Debts	191.32	178.27	243.57	267.33	138.8
Other Operating Activities	7.09	17.58	-37.07	-158.23	24.05
Change in Other Net Operating Assets	33.29	15.96	-32.85	-37.6	16.64
Operating Cash Flow	-2,727	-2,634	-1,137	375.57	239.87
Operating Cash Flow Growth	-	-	-	56.57%	-42.62%
Capital Expenditures	-140.34	-54.3	-59.51	-69.48	-34.41
Cash Acquisitions	-	-	-	-	522.89
Investment in Securities	1,756	888.62	36.06	-136.46	149.12
Other Investing Activities	-4.35	-2.65	-4.68	-4.42	-12.75
Investing Cash Flow	1,932	607.81	516.7	-2,810	-454.41
Long-Term Debt Repaid	-	-19.2	-111.99	-452.34	-767.72
Total Debt Repaid	-	-19.2	-111.99	-452.34	-767.72
Net Debt Issued (Repaid)	-	-19.2	-111.99	-452.34	-767.72
Other Financing Activities	747.82	1,729	901.56	3,247	1,117
Financing Cash Flow	747.82	1,710	789.57	2,795	349.64
Net Cash Flow	-46.96	-316.75	169.66	360.9	135.1
Free Cash Flow	-2,867	-2,688	-1,196	306.09	205.46
Free Cash Flow Growth	-	-	-	48.98%	-46.89%
Free Cash Flow Margin	-214.82%	-231.58%	-105.35%	24.11%	23.02%
Free Cash Flow Per Share	-24.46	-23.77	-11.03	2.94	2.01
Cash Interest Paid	341.39	378.28	258.63	79.73	77.33
Cash Income Tax Paid	3.38	0.28	6.63	14.46	4.8
Levered Free Cash Flow	1,240	544.74	-80.41	-1,558	-2,854
Unlevered Free Cash Flow	1,240	545.18	-77.55	-1,545	-2,809
Change in Working Capital	33.29	15.96	-32.85	-37.6	16.64

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q