LendingClub Statistics
Total Valuation
LendingClub has a market cap or net worth of $1.95 billion. The enterprise value is $1.03 billion.
Important Dates
The last earnings date was Wednesday, January 28, 2026, after market close.
| Earnings Date | Jan 28, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
LendingClub has 115.37 million shares outstanding. The number of shares has increased by 3.63% in one year.
| Current Share Class | 115.37M |
| Shares Outstanding | 115.37M |
| Shares Change (YoY) | +3.63% |
| Shares Change (QoQ) | +0.56% |
| Owned by Insiders (%) | 3.12% |
| Owned by Institutions (%) | 82.64% |
| Float | 111.77M |
Valuation Ratios
The trailing PE ratio is 14.58 and the forward PE ratio is 9.81.
| PE Ratio | 14.58 |
| Forward PE | 9.81 |
| PS Ratio | 1.45 |
| Forward PS | 1.63 |
| PB Ratio | 1.30 |
| P/TBV Ratio | 1.37 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.62 |
| EV / Sales | 0.77 |
| EV / EBITDA | 1.80 |
| EV / EBIT | 2.01 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | 1.53 |
Financial Efficiency
Return on equity (ROE) is 9.55% and return on invested capital (ROIC) is 63.59%.
| Return on Equity (ROE) | 9.55% |
| Return on Assets (ROA) | 2.89% |
| Return on Invested Capital (ROIC) | 63.59% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 15.72% |
| Revenue Per Employee | $1.33M |
| Profits Per Employee | $135,406 |
| Employee Count | 1,002 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LendingClub has paid $41.27 million in taxes.
| Income Tax | 41.27M |
| Effective Tax Rate | 23.32% |
Stock Price Statistics
The stock price has increased by +17.27% in the last 52 weeks. The beta is 2.09, so LendingClub's price volatility has been higher than the market average.
| Beta (5Y) | 2.09 |
| 52-Week Price Change | +17.27% |
| 50-Day Moving Average | 19.16 |
| 200-Day Moving Average | 15.25 |
| Relative Strength Index (RSI) | 34.83 |
| Average Volume (20 Days) | 2,467,675 |
Short Selling Information
The latest short interest is 4.16 million, so 3.61% of the outstanding shares have been sold short.
| Short Interest | 4.16M |
| Short Previous Month | 3.76M |
| Short % of Shares Out | 3.61% |
| Short % of Float | 3.72% |
| Short Ratio (days to cover) | 2.55 |
Income Statement
In the last 12 months, LendingClub had revenue of $1.33 billion and earned $135.68 million in profits. Earnings per share was $1.16.
| Revenue | 1.33B |
| Gross Profit | 844.54M |
| Operating Income | 512.82M |
| Pretax Income | 176.95M |
| Net Income | 135.68M |
| EBITDA | 574.48M |
| EBIT | 512.82M |
| Earnings Per Share (EPS) | $1.16 |
Full Income StatementBalance Sheet
The company has $917.65 million in cash and n/a in debt, with a net cash position of $917.65 million or $7.95 per share.
| Cash & Cash Equivalents | 917.65M |
| Total Debt | n/a |
| Net Cash | 917.65M |
| Net Cash Per Share | $7.95 |
| Equity (Book Value) | 1.50B |
| Book Value Per Share | 13.01 |
| Working Capital | 6.69B |
Full Balance SheetMargins
Gross margin is 63.27%, with operating and profit margins of 38.42% and 10.17%.
| Gross Margin | 63.27% |
| Operating Margin | 38.42% |
| Pretax Margin | 13.26% |
| Profit Margin | 10.17% |
| EBITDA Margin | 43.04% |
| EBIT Margin | 38.42% |
| FCF Margin | n/a |
Dividends & Yields
LendingClub does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.63% |
| Shareholder Yield | -3.63% |
| Earnings Yield | 6.95% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for LendingClub is $22.67, which is 34.06% higher than the current price. The consensus rating is "Buy".
| Price Target | $22.67 |
| Price Target Difference | 34.06% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 8, 2019. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jul 8, 2019 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
LendingClub has an Altman Z-Score of 1.03 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.03 |
| Piotroski F-Score | 4 |
