LendingClub Statistics
Total Valuation
LendingClub has a market cap or net worth of $1.15 billion. The enterprise value is $313.62 million.
| Market Cap | 1.15B |
| Enterprise Value | 313.62M |
Important Dates
The next confirmed earnings date is Tuesday, July 30, 2024, after market close.
| Earnings Date | Jul 30, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
LendingClub has 111.12 million shares outstanding. The number of shares has increased by 3.53% in one year.
| Shares Outstanding | 111.12M |
| Shares Change (YoY) | +3.53% |
| Shares Change (QoQ) | +0.66% |
| Owned by Insiders (%) | 3.12% |
| Owned by Institutions (%) | 77.94% |
| Float | 107.51M |
Valuation Ratios
The trailing PE ratio is 30.53 and the forward PE ratio is 33.44. LendingClub's PEG ratio is -18.14.
| PE Ratio | 30.53 |
| Forward PE | 33.44 |
| PS Ratio | 1.44 |
| Forward PS | 1.49 |
| PB Ratio | 0.91 |
| P/FCF Ratio | n/a |
| PEG Ratio | -18.14 |
Enterprise Valuation
| EV / Earnings | 8.36 |
| EV / Sales | 0.39 |
| EV / EBITDA | 3.11 |
| EV / EBIT | 5.88 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.21 |
| Debt / EBITDA | 2.60 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 3.00% and return on invested capital (ROIC) is 2.45%.
| Return on Equity (ROE) | 3.00% |
| Return on Assets (ROA) | 0.40% |
| Return on Capital (ROIC) | 2.45% |
| Revenue Per Employee | $780,110 |
| Profits Per Employee | $36,608 |
| Employee Count | 1,025 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LendingClub has paid $15.82 million in taxes.
| Income Tax | 15.82M |
| Effective Tax Rate | 29.66% |
Stock Price Statistics
The stock price has decreased by -3.71% in the last 52 weeks. The beta is 2.07, so LendingClub's price volatility has been higher than the market average.
| Beta (5Y) | 2.07 |
| 52-Week Price Change | -3.71% |
| 50-Day Moving Average | 8.87 |
| 200-Day Moving Average | 7.85 |
| Relative Strength Index (RSI) | 71.41 |
| Average Volume (20 Days) | 1,276,948 |
Short Selling Information
The latest short interest is 2.96 million, so 2.66% of the outstanding shares have been sold short.
| Short Interest | 2.96M |
| Short Previous Month | 2.84M |
| Short % of Shares Out | 2.66% |
| Short % of Float | 2.75% |
| Short Ratio (days to cover) | 2.66 |
Income Statement
In the last 12 months, LendingClub had revenue of $799.61 million and earned $37.52 million in profits. Earnings per share was $0.34.
| Revenue | 799.61M |
| Gross Profit | 799.61M |
| Operating Income | 53.34M |
| Pretax Income | 53.34M |
| Net Income | 37.52M |
| EBITDA | 100.86M |
| EBIT | 53.34M |
| Earnings Per Share (EPS) | $0.34 |
Balance Sheet
The company has $1.10 billion in cash and $262.55 million in debt, giving a net cash position of $839.81 million or $7.56 per share.
| Cash & Cash Equivalents | 1.10B |
| Total Debt | 262.55M |
| Net Cash | 839.81M |
| Net Cash Per Share | $7.56 |
| Equity (Book Value) | 1.27B |
| Book Value Per Share | 11.40 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was -$2.10 billion and capital expenditures -$54.89 million, giving a free cash flow of -$2.15 billion.
| Operating Cash Flow | -2.10B |
| Capital Expenditures | -54.89M |
| Free Cash Flow | -2.15B |
| FCF Per Share | -$19.45 |
Margins
Gross margin is 100.00%, with operating and profit margins of 6.67% and 4.69%.
| Gross Margin | 100.00% |
| Operating Margin | 6.67% |
| Pretax Margin | 6.67% |
| Profit Margin | 4.69% |
| EBITDA Margin | 12.61% |
| EBIT Margin | 6.67% |
| FCF Margin | -269.19% |
Dividends & Yields
LendingClub does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -3.53% |
| Shareholder Yield | -3.53% |
| Earnings Yield | 3.25% |
| FCF Yield | -186.62% |
Analyst Forecast
The average price target for LendingClub is $11.00, which is 5.97% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.00 |
| Price Target Difference | 5.97% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on July 8, 2019. It was a reverse split with a ratio of 1:5.
| Last Split Date | Jul 8, 2019 |
| Split Type | Reverse |
| Split Ratio | 1:5 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |