LM Funding America, Inc. (LMFA)

LM Funding America Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	0.44	0.44	0.55	0.63	0.47	0.62
Total Interest Expense	0.9	0.44	-	0	0	0.01
Net Interest Income	-0.45	-0	0.55	0.62	0.47	0.62
Other Revenue	8.02	10.56	12.43	1.11	0.33	0.43
Revenue Before Loan Losses	7.57	10.56	12.98	1.73	0.8	1.04
Provision for Loan Losses	-	-	-	-	-0.01	0.05
Revenue	7.57	10.56	12.98	1.73	0.81	0.99
Revenue Growth (YoY)	-41.05%	-18.70%	650.73%	112.90%	-18.03%	-54.64%
Salaries & Employee Benefits	5.58	4.56	5.86	19.42	6.26	3.37
Cost of Services Provided	7.83	10.07	12.3	4.93	2.83	2.33
Other Operating Expenses	-6.21	-6.45	-0.1	1.58	0.35	-0.2
Total Operating Expenses	15.25	15.95	23.04	26.41	9.44	5.52
Operating Income	-7.68	-5.39	-10.05	-24.68	-8.63	-4.53
EBT Excluding Unusual Items	-7.56	-5.04	-8.07	-24.72	-7.73	-4.03
Gain (Loss) on Sale of Investments	-0.38	-1.09	-9.75	4.31	12.91	-
Other Unusual Items	1.36	-0.01	-0.22	-4.94	0.16	-
Pretax Income	-7.15	-7.66	-18.81	-26.45	5.33	-4.06
Income Tax Expense	-	-	0.06	1.44	0.33	-
Earnings From Continuing Ops.	-7.15	-7.66	-18.88	-27.88	5	-4.06
Earnings From Discontinued Ops.	-	-	-	-	-	0.02
Net Income to Company	-7.15	-7.66	-18.88	-27.88	5	-4.04
Minority Interest in Earnings	0.12	0.34	2.93	-1.36	-0.24	0
Net Income	-7.03	-7.32	-15.94	-29.24	4.76	-4.04
Preferred Dividends & Other Adjustments	6.79	6.79	-	-	-	-
Net Income to Common	-13.83	-14.11	-15.94	-29.24	4.76	-4.04
Shares Outstanding (Basic)	6	3	2	2	1	0
Shares Outstanding (Diluted)	6	3	2	2	1	0
Shares Change (YoY)	137.44%	22.95%	2.34%	68.91%	388.46%	158.95%
EPS (Basic)	-2.31	-5.02	-6.98	-13.10	4.18	-14.94
EPS (Diluted)	-2.31	-5.02	-6.98	-13.10	3.60	-14.94
Free Cash Flow	-14.17	-13.68	-5.03	-23.8	-13.3	-3.52
Free Cash Flow Per Share	-2.37	-4.87	-2.20	-10.66	-10.06	-13.03
Operating Margin	-101.47%	-51.06%	-77.42%	-1426.99%	-1062.43%	-456.82%
Profit Margin	-182.73%	-133.67%	-122.80%	-1690.64%	585.83%	-407.79%
Free Cash Flow Margin	-187.23%	-129.58%	-38.74%	-1376.15%	-1636.96%	-355.63%
Effective Tax Rate	-	-	-	-	6.12%	-
Revenue as Reported	8.46	11	12.98	1.73	0.9	1.26

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.

SEC Filings: 10-K · 10-Q