LM Funding America, Inc. (LMFA)

NASDAQ: LMFA · Real-Time Price · USD

0.4300

+0.0500 (13.16%)

At close: Mar 4, 2026, 4:00 PM EST

0.4297

-0.0003 (-0.07%)

After-hours: Mar 4, 2026, 5:00 PM EST

LM Funding America Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	1.08	0.75	0.25	0.39	0.68	0.63
Net Interest Income Growth	173.54%	200.90%	-36.76%	-42.30%	8.40%	-55.17%
Non-Interest Income	8.39	9.84	0.49	-8.63	-16.74	0.64
Non-Interest Income Growth	-21.32%	1899.86%	-	-	-	-34.59%
Revenues Before Loan Losses	8.46	11	12.98	1.73	0.9	1.26
Provision for Credit Losses	-	-	-	-	-0.01	0.05
Revenue	8.46	11	12.98	1.73	0.91	1.21
Revenue Growth (YoY)	-35.25%	-15.28%	648.82%	90.77%	-25.05%	-49.16%
Compensation Expenses	5.58	4.56	5.86	19.42	6.26	3.37
Selling, General & Admin	3.1	3.08	2.9	3.89	2.83	2.36
Other Non-Interest Expenses	6.85	9.83	14.3	2.63	0.63	0.53
Total Non-Interest Expense	14.48	17.46	23.06	26.41	9.33	5.32
Pretax Income	-7.18	-7.66	-18.81	-26.45	5.33	-4.06
Provision for Income Taxes	-	-	0.06	1.44	0.33	-
Net Income	-7.06	-7.32	-15.94	-29.24	4.76	-4.04
Minority Interest in Earnings	0.12	0.34	2.93	-1.36	0.24	-0
Net Income Attributable to Preferred Dividends	5.44	6.79	-	-	-	-
Earnings From Discontinued Operations	-	-	-	-	-	0.02
Net Income to Common	-7.06	-7.32	-15.94	-29.24	4.76	-4.04
Shares Outstanding (Basic)	6	3	2	2	1	0
Shares Outstanding (Diluted)	6	3	2	2	1	0
Shares Change (YoY)	140.56%	22.95%	2.34%	68.91%	388.46%	158.95%
EPS (Basic)	-2.30	-5.02	-6.98	-13.10	4.20	-14.94
EPS (Diluted)	-2.30	-5.02	-6.98	-13.10	3.60	-14.94
Free Cash Flow	-14.17	-17.32	-5.03	-23.8	-13.3	-3.52
Free Cash Flow Per Share	-2.37	-6.17	-2.20	-10.67	-10.07	-13.03
Profit Margin	-84.84%	-69.60%	-145.37%	-1608.08%	550.43%	-333.34%
FCF Margin	-167.42%	-157.47%	-38.74%	-1372.65%	-1463.07%	-290.61%
EBITDA	6.71	7.77	4.98	0.48	0	0.01
EBITDA Margin	79.26%	70.68%	38.38%	27.57%	0.15%	0.92%
Effective Tax Rate	-	0.00%	-0.32%	-5.44%	6.12%	0.00%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q