LM Funding America Statistics
Total Valuation
LMFA has a market cap or net worth of $4.05 million. The enterprise value is $23.87 million.
Important Dates
The last earnings date was Friday, May 15, 2026, before market open.
| Earnings Date | May 15, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
LMFA has 16.22 million shares outstanding. The number of shares has increased by 266.81% in one year.
| Current Share Class | 16.22M |
| Shares Outstanding | 16.22M |
| Shares Change (YoY) | +266.81% |
| Shares Change (QoQ) | +48.67% |
| Owned by Insiders (%) | 2.40% |
| Owned by Institutions (%) | 10.38% |
| Float | 13.66M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.57 |
| Forward PS | 0.48 |
| PB Ratio | 0.19 |
| P/TBV Ratio | 0.28 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.35 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.13, with a Debt / Equity ratio of 1.08.
| Current Ratio | 1.13 |
| Quick Ratio | 0.04 |
| Debt / Equity | 1.08 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -128.97% and return on invested capital (ROIC) is -44.83%.
| Return on Equity (ROE) | -128.97% |
| Return on Assets (ROA) | -78.35% |
| Return on Invested Capital (ROIC) | -44.83% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 2.81% |
| Revenue Per Employee | $445,838 |
| Profits Per Employee | -$2.08M |
| Employee Count | 16 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -85.03% in the last 52 weeks. The beta is 2.33, so LMFA's price volatility has been higher than the market average.
| Beta (5Y) | 2.33 |
| 52-Week Price Change | -85.03% |
| 50-Day Moving Average | 0.27 |
| 200-Day Moving Average | 0.75 |
| Relative Strength Index (RSI) | 50.76 |
| Average Volume (20 Days) | 470,920 |
Short Selling Information
The latest short interest is 299,628, so 1.85% of the outstanding shares have been sold short.
| Short Interest | 299,628 |
| Short Previous Month | 404,543 |
| Short % of Shares Out | 1.85% |
| Short % of Float | 2.19% |
| Short Ratio (days to cover) | 0.82 |
Income Statement
In the last 12 months, LMFA had revenue of $7.13 million and -$33.22 million in losses. Loss per share was -$2.60.
| Revenue | 7.13M |
| Gross Profit | 118,884 |
| Operating Income | -19.96M |
| Pretax Income | -31.68M |
| Net Income | -33.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$2.60 |
Full Income StatementBalance Sheet
The company has $801,201 in cash and $20.62 million in debt, with a net cash position of -$19.82 million or -$1.22 per share.
| Cash & Cash Equivalents | 801,201 |
| Total Debt | 20.62M |
| Net Cash | -19.82M |
| Net Cash Per Share | -$1.22 |
| Equity (Book Value) | 19.09M |
| Book Value Per Share | 1.29 |
| Working Capital | 2.66M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$14.38 million and capital expenditures -$1.76 million, giving a free cash flow of -$16.14 million.
| Operating Cash Flow | -14.38M |
| Capital Expenditures | -1.76M |
| Depreciation & Amortization | 6.73M |
| Net Borrowing | 12.15M |
| Free Cash Flow | -16.14M |
| FCF Per Share | -$1.00 |
Full Cash Flow StatementMargins
| Gross Margin | 1.67% |
| Operating Margin | -279.80% |
| Pretax Margin | -444.16% |
| Profit Margin | n/a |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
LMFA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -266.81% |
| Shareholder Yield | -266.81% |
| Earnings Yield | -819.39% |
| FCF Yield | -398.15% |
Analyst Forecast
The average price target for LMFA is $1.00, which is 300.00% higher than the current price. The consensus rating is "Buy".
| Price Target | $1.00 |
| Price Target Difference | 300.00% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on March 12, 2024. It was a reverse split with a ratio of 1:6.
| Last Split Date | Mar 12, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:6 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
