LM Funding America Statistics
Total Valuation
LMFA has a market cap or net worth of $4.65 million. The enterprise value is $23.82 million.
Important Dates
The next estimated earnings date is Thursday, May 14, 2026, before market open.
| Earnings Date | May 14, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
LMFA has 16.16 million shares outstanding. The number of shares has increased by 209.84% in one year.
| Current Share Class | 16.16M |
| Shares Outstanding | 16.16M |
| Shares Change (YoY) | +209.84% |
| Shares Change (QoQ) | +44.52% |
| Owned by Insiders (%) | 1.59% |
| Owned by Institutions (%) | 11.57% |
| Float | 14.82M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.60 |
| Forward PS | 0.58 |
| PB Ratio | 0.13 |
| P/TBV Ratio | 0.19 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.18, with a Debt / Equity ratio of 0.71.
| Current Ratio | 1.18 |
| Quick Ratio | 0.08 |
| Debt / Equity | 0.71 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -84.01% and return on invested capital (ROIC) is -34.00%.
| Return on Equity (ROE) | -84.01% |
| Return on Assets (ROA) | -56.57% |
| Return on Invested Capital (ROIC) | -34.00% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.24% |
| Revenue Per Employee | $857,783 |
| Profits Per Employee | -$3.17M |
| Employee Count | 9 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -75.39% in the last 52 weeks. The beta is 2.43, so LMFA's price volatility has been higher than the market average.
| Beta (5Y) | 2.43 |
| 52-Week Price Change | -75.39% |
| 50-Day Moving Average | 0.33 |
| 200-Day Moving Average | 1.08 |
| Relative Strength Index (RSI) | 46.58 |
| Average Volume (20 Days) | 376,152 |
Short Selling Information
The latest short interest is 439,490, so 2.72% of the outstanding shares have been sold short.
| Short Interest | 439,490 |
| Short Previous Month | 402,151 |
| Short % of Shares Out | 2.72% |
| Short % of Float | 2.96% |
| Short Ratio (days to cover) | 1.13 |
Income Statement
In the last 12 months, LMFA had revenue of $7.72 million and -$28.50 million in losses. Loss per share was -$3.28.
| Revenue | 7.72M |
| Gross Profit | 846,212 |
| Operating Income | -18.11M |
| Pretax Income | -26.98M |
| Net Income | -28.50M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$3.28 |
Full Income StatementBalance Sheet
The company has $1.47 million in cash and $20.65 million in debt, with a net cash position of -$19.17 million or -$1.19 per share.
| Cash & Cash Equivalents | 1.47M |
| Total Debt | 20.65M |
| Net Cash | -19.17M |
| Net Cash Per Share | -$1.19 |
| Equity (Book Value) | 28.88M |
| Book Value Per Share | 2.17 |
| Working Capital | 3.54M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$13.99 million and capital expenditures -$2.21 million, giving a free cash flow of -$16.19 million.
| Operating Cash Flow | -13.99M |
| Capital Expenditures | -2.21M |
| Depreciation & Amortization | 7.94M |
| Net Borrowing | 12.19M |
| Free Cash Flow | -16.19M |
| FCF Per Share | -$1.00 |
Full Cash Flow StatementMargins
| Gross Margin | 10.96% |
| Operating Margin | -234.61% |
| Pretax Margin | -349.42% |
| Profit Margin | n/a |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
LMFA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -209.84% |
| Shareholder Yield | -209.84% |
| Earnings Yield | -612.64% |
| FCF Yield | -348.13% |
Analyst Forecast
The average price target for LMFA is $5.00, which is 1,636.71% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $5.00 |
| Price Target Difference | 1,636.71% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on March 12, 2024. It was a reverse split with a ratio of 1:6.
| Last Split Date | Mar 12, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:6 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
