LM Funding America, Inc. (LMFA)
NASDAQ: LMFA · Real-Time Price · USD
3.045
+0.115 (3.89%)
Nov 21, 2024, 11:23 AM EST - Market open

LM Funding America Statistics

Total Valuation

LMFA has a market cap or net worth of $8.55 million.

Market Cap 8.55M
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, November 13, 2024, before market open.

Earnings Date Nov 13, 2024
Ex-Dividend Date n/a

Share Statistics

LMFA has 2.81 million shares outstanding. The number of shares has increased by 14.68% in one year.

Current Share Class 2.81M
Shares Outstanding 2.81M
Shares Change (YoY) +14.68%
Shares Change (QoQ) +7.01%
Owned by Insiders (%) 15.10%
Owned by Institutions (%) 4.30%
Float 2.09M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 0.58
Forward PS 2.96
PB Ratio 0.29
P/TBV Ratio 0.28
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 4.38, with a Debt / Equity ratio of 0.23.

Current Ratio 4.38
Quick Ratio 2.96
Debt / Equity 0.23
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -39.27%.

Return on Equity (ROE) -39.27%
Return on Assets (ROA) -33.76%
Return on Capital (ROIC) n/a
Revenue Per Employee $1.60M
Profits Per Employee -$1.57M
Employee Count 8
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, LMFA has paid $60,571 in taxes.

Income Tax 60,571
Effective Tax Rate n/a

Stock Price Statistics

The stock price has increased by +68.29% in the last 52 weeks. The beta is 1.35, so LMFA's price volatility has been higher than the market average.

Beta (5Y) 1.35
52-Week Price Change +68.29%
50-Day Moving Average 2.76
200-Day Moving Average 3.20
Relative Strength Index (RSI) 51.30
Average Volume (20 Days) 275,917

Short Selling Information

The latest short interest is 83,598, so 2.98% of the outstanding shares have been sold short.

Short Interest 83,598
Short Previous Month 84,141
Short % of Shares Out 2.98%
Short % of Float 4.00%
Short Ratio (days to cover) 1.04

Income Statement

In the last 12 months, LMFA had revenue of $12.84 million and -$12.58 million in losses. Loss per share was -$4.98.

Revenue 12.84M
Gross Profit 3.52M
Operating Income -9.39M
Pretax Income -9.01M
Net Income -12.58M
EBITDA n/a
EBIT n/a
Loss Per Share -$4.98
Full Income Statement

Balance Sheet

The company has $5.91 million in cash and $6.48 million in debt, giving a net cash position of -$566,288 or -$0.20 per share.

Cash & Cash Equivalents 5.91M
Total Debt 6.48M
Net Cash -566,288
Net Cash Per Share -$0.20
Equity (Book Value) 28.59M
Book Value Per Share 10.22
Working Capital 10.46M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$9.48 million and capital expenditures -$940,409, giving a free cash flow of -$10.43 million.

Operating Cash Flow -9.48M
Capital Expenditures -940,409
Free Cash Flow -10.43M
FCF Per Share -$3.71
Full Cash Flow Statement

Margins

Gross margin is 27.40%, with operating and profit margins of -73.16% and -97.97%.

Gross Margin 27.40%
Operating Margin -73.16%
Pretax Margin -98.09%
Profit Margin -97.97%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin -44.23%

Dividends & Yields

LMFA does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -14.68%
Shareholder Yield -14.68%
Earnings Yield -148.87%
FCF Yield -123.40%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus Hold
Analyst Count 1
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on March 12, 2024. It was a reverse split with a ratio of 0.1666667:1.

Last Split Date Mar 12, 2024
Split Type Reverse
Split Ratio 0.1666667:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3