LM Funding America Statistics
Total Valuation
LMFA has a market cap or net worth of $10.89 million. The enterprise value is -$1.13 million.
| Market Cap | 10.89M |
| Enterprise Value | -1.13M |
Important Dates
The next estimated earnings date is Monday, August 12, 2024, before market open.
| Earnings Date | Aug 12, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
LMFA has 2.49 million shares outstanding. The number of shares has increased by 8.74% in one year.
| Shares Outstanding | 2.49M |
| Shares Change (YoY) | +8.74% |
| Shares Change (QoQ) | -3.52% |
| Owned by Insiders (%) | 19.45% |
| Owned by Institutions (%) | 2.48% |
| Float | 2.00M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.71 |
| Forward PS | 1.21 |
| PB Ratio | 0.28 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 6.00, with a Debt / Equity ratio of 0.01.
| Current Ratio | 6.00 |
| Quick Ratio | n/a |
| Debt / Equity | 0.01 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | -126.18 |
Financial Efficiency
Return on equity (ROE) is -23.70% and return on invested capital (ROIC) is -19.37%.
| Return on Equity (ROE) | -23.70% |
| Return on Assets (ROA) | -22.90% |
| Return on Capital (ROIC) | -19.37% |
| Revenue Per Employee | $1.93M |
| Profits Per Employee | -$1.13M |
| Employee Count | 8 |
| Asset Turnover | 0.39 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, LMFA has paid $60,571 in taxes.
| Income Tax | 60,571 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +1.39% in the last 52 weeks. The beta is 1.32, so LMFA's price volatility has been higher than the market average.
| Beta (5Y) | 1.32 |
| 52-Week Price Change | +1.39% |
| 50-Day Moving Average | 3.56 |
| 200-Day Moving Average | 3.02 |
| Relative Strength Index (RSI) | 51.25 |
| Average Volume (20 Days) | 125,203 |
Short Selling Information
The latest short interest is 121,357, so 4.87% of the outstanding shares have been sold short.
| Short Interest | 121,357 |
| Short Previous Month | 119,226 |
| Short % of Shares Out | 4.87% |
| Short % of Float | 6.08% |
| Short Ratio (days to cover) | 0.46 |
Income Statement
In the last 12 months, LMFA had revenue of $15.42 million and -$9.07 million in losses. Loss per share was -$3.97.
| Revenue | 15.42M |
| Gross Profit | 5.02M |
| Operating Income | -7.55M |
| Pretax Income | -9.01M |
| Net Income | -9.07M |
| EBITDA | -2.23M |
| EBIT | -8.94M |
| Loss Per Share | -$3.97 |
Balance Sheet
The company has $12.52 million in cash and $495,965 in debt, giving a net cash position of $12.03 million or $4.82 per share.
| Cash & Cash Equivalents | 12.52M |
| Total Debt | 495,965 |
| Net Cash | 12.03M |
| Net Cash Per Share | $4.82 |
| Equity (Book Value) | 38.47M |
| Book Value Per Share | 15.43 |
| Working Capital | 12.70M |
Cash Flow
In the last 12 months, operating cash flow was -$5.28 million and capital expenditures -$1.53 million, giving a free cash flow of -$6.82 million.
| Operating Cash Flow | -5.28M |
| Capital Expenditures | -1.53M |
| Free Cash Flow | -6.82M |
| FCF Per Share | -$2.81 |
Margins
Gross margin is 32.58%, with operating and profit margins of -48.95% and -58.81%.
| Gross Margin | 32.58% |
| Operating Margin | -48.95% |
| Pretax Margin | -58.42% |
| Profit Margin | -58.81% |
| EBITDA Margin | -14.45% |
| EBIT Margin | -57.96% |
| FCF Margin | -44.23% |
Dividends & Yields
LMFA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -8.74% |
| Shareholder Yield | -8.74% |
| Earnings Yield | -83.24% |
| FCF Yield | -62.60% |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on March 12, 2024. It was a reverse split with a ratio of 1:6.
| Last Split Date | Mar 12, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:6 |
Scores
LMFA has an Altman Z-Score of 0.57 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 0.57 |
| Piotroski F-Score | 5 |