LM Funding America Statistics
Total Valuation
LMFA has a market cap or net worth of $6.20 million. The enterprise value is $14.50 million.
Important Dates
The last earnings date was Friday, November 14, 2025, before market open.
| Earnings Date | Nov 14, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
LMFA has 14.12 million shares outstanding. The number of shares has increased by 137.44% in one year.
| Current Share Class | 14.12M |
| Shares Outstanding | 14.12M |
| Shares Change (YoY) | +137.44% |
| Shares Change (QoQ) | +94.54% |
| Owned by Insiders (%) | 1.82% |
| Owned by Institutions (%) | 18.28% |
| Float | 11.38M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.34 |
| Forward PS | 0.52 |
| PB Ratio | 0.13 |
| P/TBV Ratio | 0.14 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 1.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 1.83, with a Debt / Equity ratio of 0.18.
| Current Ratio | 1.83 |
| Quick Ratio | 0.04 |
| Debt / Equity | 0.18 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -18.58% and return on invested capital (ROIC) is -16.25%.
| Return on Equity (ROE) | -18.58% |
| Return on Assets (ROA) | -14.79% |
| Return on Invested Capital (ROIC) | -16.25% |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $840,834 |
| Profits Per Employee | -$1.54M |
| Employee Count | 9 |
| Asset Turnover | 0.16 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -78.85% in the last 52 weeks. The beta is 1.84, so LMFA's price volatility has been higher than the market average.
| Beta (5Y) | 1.84 |
| 52-Week Price Change | -78.85% |
| 50-Day Moving Average | 0.71 |
| 200-Day Moving Average | 1.45 |
| Relative Strength Index (RSI) | 33.44 |
| Average Volume (20 Days) | 510,623 |
Short Selling Information
The latest short interest is 486,993, so 3.45% of the outstanding shares have been sold short.
| Short Interest | 486,993 |
| Short Previous Month | 534,317 |
| Short % of Shares Out | 3.45% |
| Short % of Float | 4.28% |
| Short Ratio (days to cover) | 1.20 |
Income Statement
In the last 12 months, LMFA had revenue of $7.57 million and -$13.83 million in losses. Loss per share was -$2.31.
| Revenue | 7.57M |
| Gross Profit | 1.29M |
| Operating Income | -7.68M |
| Pretax Income | -7.15M |
| Net Income | -13.83M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$2.31 |
Full Income StatementBalance Sheet
The company has $291,571 in cash and $8.62 million in debt, with a net cash position of -$8.33 million or -$0.59 per share.
| Cash & Cash Equivalents | 291,571 |
| Total Debt | 8.62M |
| Net Cash | -8.33M |
| Net Cash Per Share | -$0.59 |
| Equity (Book Value) | 48.41M |
| Book Value Per Share | 3.23 |
| Working Capital | 8.25M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$12.02 million and capital expenditures -$2.14 million, giving a free cash flow of -$14.17 million.
| Operating Cash Flow | -12.02M |
| Capital Expenditures | -2.14M |
| Free Cash Flow | -14.17M |
| FCF Per Share | -$1.00 |
Full Cash Flow StatementMargins
Gross margin is 16.99%, with operating and profit margins of -101.46% and -92.94%.
| Gross Margin | 16.99% |
| Operating Margin | -101.46% |
| Pretax Margin | -94.50% |
| Profit Margin | -92.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
LMFA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -137.44% |
| Shareholder Yield | -137.44% |
| Earnings Yield | -223.89% |
| FCF Yield | -229.41% |
Analyst Forecast
The average price target for LMFA is $5.00, which is 1,039.47% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $5.00 |
| Price Target Difference | 1,039.47% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on March 12, 2024. It was a reverse split with a ratio of 1:6.
| Last Split Date | Mar 12, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:6 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
