Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
35.32
-0.55 (-1.53%)
Oct 10, 2025, 1:13 PM EDT - Market open
Live Oak Bancshares Stock Forecast
Stock Price Forecast
The 4 analysts that cover Live Oak Bancshares stock have a consensus rating of "Buy" and an average price target of $43.75, which forecasts a 23.87% increase in the stock price over the next year. The lowest target is $42 and the highest is $46.
Price Target: $43.75 (+23.87%)
Analyst Consensus: Buy
* Price targets were last updated on Sep 10, 2025.
Analyst Ratings
The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | May '25 | Jun '25 | Jul '25 | Aug '25 | Sep '25 | Oct '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 1 | 1 | 1 | 1 |
| Buy | 1 | 1 | 0 | 1 | 1 | 1 |
| Hold | 2 | 2 | 2 | 1 | 2 | 2 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 4 | 4 | 3 | 3 | 4 | 4 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Cantor Fitzgerald | Cantor Fitzgerald | Hold Initiates $42 | Hold | Initiates | $42 | +18.91% | Sep 10, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Hold → Buy Upgrades $37 → $43 | Hold → Buy | Upgrades | $37 → $43 | +21.74% | Aug 19, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Hold Reiterates $36 → $37 | Hold | Reiterates | $36 → $37 | +4.76% | Jul 25, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Hold Maintains $34 → $36 | Hold | Maintains | $34 → $36 | +1.93% | Jul 11, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Hold Maintains $36 → $34 | Hold | Maintains | $36 → $34 | -3.74% | Apr 25, 2025 |
Financial Forecast
Revenue This Year
579.64M
from 402.94M
Increased by 43.85%
Revenue Next Year
645.86M
from 579.64M
Increased by 11.42%
EPS This Year
2.18
from 1.69
Increased by 29.09%
EPS Next Year
3.37
from 2.18
Increased by 54.42%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 610.7M | 710.0M | |
| Avg | 579.6M | 645.9M | |
| Low | 552.6M | 538.3M |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 51.6% | 22.5% | |
| Avg | 43.9% | 11.4% | |
| Low | 37.1% | -7.1% |
EPS Forecast
| EPS | 2025 | 2026 |
|---|---|---|
| High | 2.36 | 3.59 |
| Avg | 2.18 | 3.37 |
| Low | 2.03 | 3.19 |
EPS Growth
| EPS Growth | 2025 | 2026 |
|---|---|---|
| High | 39.8% | 64.7% |
| Avg | 29.1% | 54.4% |
| Low | 20.0% | 46.0% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.