Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares Stock Forecast

Stock Price Forecast

The 3 analysts that cover Live Oak Bancshares stock have a consensus rating of "Hold" and an average price target of $40, which forecasts a 27.84% increase in the stock price over the next year. The lowest target is $35 and the highest is $43.

Price Target: $40 (+27.84%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$35	$40	$42	$43
Change	+11.86%	+27.84%	+34.23%	+37.42%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	May '25	Jun '25	Jul '25	Aug '25	Sep '25	Oct '25
Strong Buy	1	1	1	1	1	0
Buy	1	1	0	1	1	1
Hold	2	2	2	1	2	2
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	4	4	3	3	4	3

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Crispin Love Piper Sandler	Piper Sandler	Hold Maintains $37 → $35	Hold	Maintains	$37 → $35	+11.86%	Oct 24, 2025
Dave Rochester Cantor Fitzgerald	Cantor Fitzgerald	Hold Initiates $42	Hold	Initiates	$42	+34.23%	Sep 10, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold → Buy Upgrades $37 → $43	Hold → Buy	Upgrades	$37 → $43	+37.42%	Aug 19, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Reiterates $36 → $37	Hold	Reiterates	$36 → $37	+18.25%	Jul 25, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $34 → $36	Hold	Maintains	$34 → $36	+15.05%	Jul 11, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

579.64M

Increased by 43.85%

from 402.94M

Revenue Next Year

647.30M

Increased by 11.67%

from 579.64M

EPS This Year

2.15

Increased by 27.49%

from 1.69

EPS Next Year

3.21

Increased by 48.90%

from 2.15

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	240.07M	438.59M	508.33M	391.07M	402.94M	579.64M	647.30M
Revenue Growth	27.84%	82.70%	15.90%	-23.07%	3.04%	43.85%	11.67%
EPS	1.43	3.71	3.92	1.64	1.69	2.15	3.21
EPS Growth	225.00%	159.44%	5.66%	-58.16%	3.05%	27.49%	48.90%
Forward PE	-	-	-	-	-	14.52	9.75
No. Analysts	-	-	-	-	-	6	6

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027
High	610.7M	710.0M
Avg	579.6M	647.3M
Low	552.6M	545.3M

Revenue Growth

Revenue Growth	2025	2026	2027
High	51.6%	22.5%
Avg	43.9%	11.7%
Low	37.1%	-5.9%

EPS Forecast

EPS	2025	2026	2027
High	2.36	3.41
Avg	2.15	3.21
Low	1.93	3.03

EPS Growth

EPS Growth	2025	2026	2027
High	39.8%	58.4%
Avg	27.5%	48.9%
Low	14.2%	40.5%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.