Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares Stock Forecast

Stock Price Forecast

The 4 analysts that cover Live Oak Bancshares stock have a consensus rating of "Buy" and an average price target of $43.75, which forecasts a 19.18% increase in the stock price over the next year. The lowest target is $42 and the highest is $46.

Price Target: $43.75 (+19.18%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$42	$43.75	$44	$46
Change	+14.41%	+19.18%	+19.86%	+25.31%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Apr '25	May '25	Jun '25	Jul '25	Aug '25	Sep '25
Strong Buy	1	1	1	1	1	1
Buy	1	1	1	0	1	1
Hold	2	2	2	2	1	2
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	4	4	4	3	3	4

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Dave Rochester Cantor Fitzgerald	Cantor Fitzgerald	Hold Initiates $42	Hold	Initiates	$42	+14.41%	Sep 10, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold → Buy Upgrades $37 → $43	Hold → Buy	Upgrades	$37 → $43	+17.13%	Aug 19, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Reiterates $36 → $37	Hold	Reiterates	$36 → $37	+0.79%	Jul 25, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $34 → $36	Hold	Maintains	$34 → $36	-1.93%	Jul 11, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $36 → $34	Hold	Maintains	$36 → $34	-7.38%	Apr 25, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

580.80M

Increased by 44.14%

from 402.94M

Revenue Next Year

638.15M

Increased by 9.87%

from 580.80M

EPS This Year

1.99

Increased by 18.03%

from 1.69

EPS Next Year

3.37

Increased by 68.89%

from 1.99

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	240.07M	438.59M	508.33M	391.07M	402.94M	580.80M	638.15M
Revenue Growth	27.84%	82.70%	15.90%	-23.07%	3.04%	44.14%	9.87%
EPS	1.43	3.71	3.92	1.64	1.69	1.99	3.37
EPS Growth	225.00%	159.44%	5.66%	-58.16%	3.05%	18.03%	68.89%
Forward PE	-	-	-	-	-	18.40	10.90
No. Analysts	-	-	-	-	-	4	4

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026
High	606.0M	710.0M
Avg	580.8M	638.2M
Low	561.5M	538.3M

Revenue Growth

Revenue Growth	2025	2026
High	50.4%	22.2%
Avg	44.1%	9.9%
Low	39.4%	-7.3%

EPS Forecast

EPS	2025	2026
High	2.17	3.59
Avg	1.99	3.37
Low	1.84	3.19

EPS Growth

EPS Growth	2025	2026
High	28.6%	80.1%
Avg	18.0%	68.9%
Low	9.0%	59.7%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.