Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
31.01
-0.60 (-1.90%)
Aug 1, 2025, 4:00 PM - Market closed

Live Oak Bancshares Stock Forecast

Stock Price Forecast

The 3 analysts that cover Live Oak Bancshares stock have a consensus rating of "Buy" and an average price target of $42.33, which forecasts a 36.50% increase in the stock price over the next year. The lowest target is $37 and the highest is $46.

Price Target: $42.33 (+36.50%)
Analyst Consensus: Buy
TargetLowAverageMedianHigh
Price$37$42.33$44$46
Change+19.32%+36.50%+41.89%+48.34%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

RatingFeb '25Mar '25Apr '25May '25Jun '25Jul '25
Strong Buy221111
Buy111110
Hold332222
Sell000000
Strong Sell000000
Total664443

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Hold
Reiterates
$36$37
HoldReiterates$36$37+19.32%Jul 25, 2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Hold
Maintains
$34$36
HoldMaintains$34$36+16.09%Jul 11, 2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Hold
Maintains
$36$34
HoldMaintains$36$34+9.64%Apr 25, 2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Hold
Reiterates
$48$44
HoldReiterates$48$44+41.89%Jan 24, 2025
Truist Securities
Truist Securities
Strong Buy
Maintains
$57$46
Strong BuyMaintains$57$46+48.34%Oct 28, 2024
More Analyst Ratings

Financial Forecast

Revenue This Year
581.05M
from 402.94M
Increased by 44.20%
Revenue Next Year
640.85M
from 581.05M
Increased by 10.29%
EPS This Year
2.14
from 1.69
Increased by 26.40%
EPS Next Year
3.51
from 2.14
Increased by 64.54%
Fiscal YearFY 2020FY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2020Dec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
240.07M438.59M508.33M391.07M402.94M581.05M640.85M
Revenue Growth
27.84%82.70%15.90%-23.07%3.04%44.20%10.29%
EPS
1.433.713.921.641.692.143.51
EPS Growth
225.00%159.44%5.66%-58.16%3.05%26.40%64.54%
Forward PE
-----14.528.82
No. Analysts
-----44
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue20252026
High606.5M717.4M
Avg581.1M640.9M
Low561.5M538.3M

Revenue Growth

Revenue Growth20252026
High
50.5%
23.5%
Avg
44.2%
10.3%
Low
39.4%
-7.4%

EPS Forecast

EPS20252026
High2.263.68
Avg2.143.51
Low2.043.39

EPS Growth

EPS Growth20252026
High
33.6%
72.0%
Avg
26.4%
64.5%
Low
20.6%
58.7%
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.