Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
31.29
-0.32 (-1.01%)
Oct 31, 2025, 11:01 AM EDT - Market open

Live Oak Bancshares Stock Forecast

Stock Price Forecast

The 3 analysts that cover Live Oak Bancshares stock have a consensus rating of "Hold" and an average price target of $40, which forecasts a 27.84% increase in the stock price over the next year. The lowest target is $35 and the highest is $43.

Price Target: $40 (+27.84%)
Analyst Consensus: Hold
TargetLowAverageMedianHigh
Price$35$40$42$43
Change+11.86%+27.84%+34.23%+37.42%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.

Recommendation Trends

RatingMay '25Jun '25Jul '25Aug '25Sep '25Oct '25
Strong Buy111110
Buy110111
Hold222122
Sell000000
Strong Sell000000
Total443343

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Piper Sandler
Piper Sandler
Hold
Maintains
$37$35
HoldMaintains$37$35+11.86%Oct 24, 2025
Cantor Fitzgerald
Cantor Fitzgerald
Hold
Initiates
$42
HoldInitiates$42+34.23%Sep 10, 2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Buy
Upgrades
$37$43
BuyUpgrades$37$43+37.42%Aug 19, 2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Hold
Reiterates
$36$37
HoldReiterates$36$37+18.25%Jul 25, 2025
Keefe, Bruyette & Woods
Keefe, Bruyette & Woods
Hold
Maintains
$34$36
HoldMaintains$34$36+15.05%Jul 11, 2025
More Analyst Ratings

Financial Forecast

Revenue This Year
579.64M
from 402.94M
Increased by 43.85%
Revenue Next Year
647.30M
from 579.64M
Increased by 11.67%
EPS This Year
2.15
from 1.69
Increased by 27.49%
EPS Next Year
3.21
from 2.15
Increased by 48.90%
Fiscal YearFY 2020FY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Period EndingDec 31, 2020Dec 31, 2021Dec 31, 2022Dec 31, 2023Dec 31, 2024Dec 31, 2025Dec 31, 2026
Revenue
240.07M438.59M508.33M391.07M402.94M579.64M647.30M
Revenue Growth
27.84%82.70%15.90%-23.07%3.04%43.85%11.67%
EPS
1.433.713.921.641.692.153.21
EPS Growth
225.00%159.44%5.66%-58.16%3.05%27.49%48.90%
Forward PE
-----14.529.75
No. Analysts
-----66
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue202520262027
High610.7M710.0M
Avg579.6M647.3M
Low552.6M545.3M

Revenue Growth

Revenue Growth202520262027
High
51.6%
22.5%
Avg
43.9%
11.7%
Low
37.1%
-5.9%

EPS Forecast

EPS202520262027
High2.363.41
Avg2.153.21
Low1.933.03

EPS Growth

EPS Growth202520262027
High
39.8%
58.4%
Avg
27.5%
48.9%
Low
14.2%
40.5%
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.