Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
43.27
-0.07 (-0.16%)
Aug 14, 2026, 4:00 PM EDT - Market closed

Live Oak Bancshares Stock Forecast

Stock Price Forecast

According to 5 analysts polled by S&P Global, Live Oak Bancshares stock has a consensus rating of "Buy" and an average price target of $46. The average 1-year stock price forecast is 6.31% higher than the current stock price, while the lowest is $44 (+1.69%) and the highest is $49 (+13.24%).

Price Target: $46 (+6.31%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$44$46$45.5$49
Change+1.69%+6.31%+5.15%+13.24%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingFeb '26Mar '26Apr '26May '26Jun '26Jul '26
Strong Buy111111
Buy111111
Hold333333
Sell000000
Strong Sell000000
Total555555

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
TD Cowen
TD Cowen
Buy
Maintains
$47$49
BuyMaintains$47$49+13.24%Jul 27, 2026
KBW
KBW
Buy
Maintains
$45$47
BuyMaintains$45$47+8.62%Jul 24, 2026
Unknown Analyst
BMO Capital
No rating
BMO Capital
Buy
Upgrades
$70
BuyUpgrades$70+61.77%Jul 20, 2026
Cantor Fitzgerald
Cantor Fitzgerald
Hold
Maintains
$41$44
HoldMaintains$41$44+1.69%Jul 15, 2026
Piper Sandler
Piper Sandler
Hold
Maintains
$40$41
HoldMaintains$40$41-5.25%Apr 27, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
639.86M
from 577.82M
Increased by 10.74%
Revenue Next Year
739.23M
from 639.86M
Increased by 15.53%
EPS This Year
3.05
from 1.85
Increased by 64.51%
EPS Next Year
4.21
from 3.05
Increased by 38.03%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
577.82M639.86M
Revenue Growth
15.64%10.74%
Gross Profit
19.07M21.16M
Gross Margin
3.30%3.31%
Operating Income
239.12M297.22M
Net Income
102.82M137.57M
EPS
1.853.05
EPS Growth
0.12%64.51%
Forward PE
-14.19
Dividend / Share
0.120.12
Dividend Growth
--
No. Analysts
-2
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue20262027
High642.4M
Avg639.9M
Low637.3M

Revenue Growth

Revenue Growth20262027
High
11.2%
Avg
10.7%
Low
10.3%

EPS Forecast

EPS20262027
High3.14
Avg3.05
Low3.00

EPS Growth

EPS Growth20262027
High
69.4%
Avg
64.5%
Low
61.8%