Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
39.03
+0.37 (0.96%)
Jun 12, 2026, 4:00 PM EDT - Market closed
Live Oak Bancshares Stock Forecast
Stock Price Forecast
According to 5 analysts polled by S&P Global, Live Oak Bancshares stock has a consensus rating of "Buy" and an average price target of $42.75. The average 1-year stock price forecast is 9.53% higher than the current stock price, while the lowest is $41 (+5.05%) and the highest is $47 (+20.42%).
Price Target: $42.75 (+9.53%)
Analyst Consensus: Buy
* Price targets were last updated on Apr 27, 2026.
Analyst Ratings
The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Dec '25 | Jan '26 | Feb '26 | Mar '26 | Apr '26 | May '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 1 | 1 | 1 | 1 |
| Buy | 1 | 1 | 1 | 1 | 1 | 1 |
| Hold | 3 | 3 | 3 | 3 | 3 | 3 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 5 | 5 | 5 | 5 | 5 | 5 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| TD Cowen | TD Cowen | Buy Maintains $51 → $47 | Buy | Maintains | $51 → $47 | +20.42% | Apr 27, 2026 |
| Piper Sandler | Piper Sandler | Hold Maintains $40 → $41 | Hold | Maintains | $40 → $41 | +5.05% | Apr 27, 2026 |
| KBW | KBW | Buy Reiterates $44 → $42 | Buy | Reiterates | $44 → $42 | +7.61% | Apr 24, 2026 |
Financial Forecast
Revenue This Year
636.94M
from 577.82M
Increased by 10.23%
Revenue Next Year
745.17M
from 636.94M
Increased by 16.99%
EPS This Year
3.11
from 1.85
Increased by 67.75%
EPS Next Year
4.13
from 3.11
Increased by 32.80%
EPS and Forward PE are based on non-GAAP adjusted numbers.
Revenue Forecast
| Revenue | 2026 | 2027 |
|---|---|---|
| High | 641.3M | |
| Avg | 636.9M | |
| Low | 631.0M |
Revenue Growth
| Revenue Growth | 2026 | 2027 |
|---|---|---|
| High | 11.0% | |
| Avg | 10.2% | |
| Low | 9.2% |
EPS Forecast
| EPS | 2026 | 2027 |
|---|---|---|
| High | - | |
| Avg | 3.11 | |
| Low | - |
EPS Growth
| EPS Growth | 2026 | 2027 |
|---|---|---|
| High | - | |
| Avg | 67.7% | |
| Low | - |