Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
34.91
-0.24 (-0.68%)
Oct 16, 2026, 4:00 PM EDT - Market closed

Live Oak Bancshares Stock Forecast

Stock Price Forecast

According to 5 analysts polled by S&P Global, Live Oak Bancshares stock has a consensus rating of "Buy" and an average price target of $41.75. The average 1-year stock price forecast is 19.59% higher than the current stock price, while the lowest is $38 (+8.85%) and the highest is $44 (+26.04%).

Price Target: $41.75 (+19.59%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$38$41.75$42.5$44
Change+8.85%+19.59%+21.74%+26.04%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingMay '26Jun '26Jul '26Aug '26Sep '26Oct '26
Strong Buy111111
Buy111111
Hold333333
Sell000000
Strong Sell000000
Total555555

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Cantor Fitzgerald
Cantor Fitzgerald
Hold
Maintains
$45 → $41
HoldMaintains$45 → $41+17.44%Oct 14, 2026
Piper Sandler
Piper Sandler
Hold
Reiterates
$46 → $38
HoldReiterates$46 → $38+8.85%Oct 7, 2026
TD Cowen
TD Cowen
Buy
Maintains
$49 → $44
BuyMaintains$49 → $44+26.04%Oct 5, 2026
KBW
KBW
Buy
Maintains
$45 → $47
BuyMaintains$45 → $47+34.63%Jul 24, 2026
Unknown Analyst
BMO Capital
No rating
BMO Capital
Buy
Upgrades
$70
BuyUpgrades$70+100.52%Jul 20, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
650.60M
from 577.82M
Increased by 12.60%
Revenue Next Year
744.43M
from 650.60M
Increased by 14.42%
EPS This Year
2.96
from 1.85
Increased by 59.55%
EPS Next Year
4.28
from 2.96
Increased by 44.69%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
577.82M650.60M
Revenue Growth
15.64%12.60%
Gross Profit
19.07M21.60M
Gross Margin
3.30%3.32%
Operating Income
239.12M307.14M
Net Income
102.82M137.75M
EPS
1.852.96
EPS Growth
0.12%59.55%
Forward PE
-11.80
Dividend / Share
0.120.12
Dividend Growth
--
No. Analysts
-3
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue20262027
High654.0M
Avg650.6M
Low647.5M

Revenue Growth

Revenue Growth20262027
High
13.2%
Avg
12.6%
Low
12.1%

EPS Forecast

EPS20262027
High3.16
Avg2.96
Low2.80

EPS Growth

EPS Growth20262027
High
70.4%
Avg
59.5%
Low
51.0%