Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
33.92
+0.02 (0.06%)
Nov 6, 2026, 4:00 PM EST - Market closed

Live Oak Bancshares Stock Forecast

Stock Price Forecast

According to 5 analysts polled by S&P Global, Live Oak Bancshares stock has a consensus rating of "Buy" and an average price target of $40.5. The average 1-year stock price forecast is 19.40% higher than the current stock price, while the lowest is $38 (+12.03%) and the highest is $42 (+23.82%).

Price Target: $40.5 (+19.40%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$38$40.5$41$42
Change+12.03%+19.40%+20.87%+23.82%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingMay '26Jun '26Jul '26Aug '26Sep '26Oct '26
Strong Buy111111
Buy111111
Hold333333
Sell000000
Strong Sell000000
Total555555

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
Cantor Fitzgerald
Cantor Fitzgerald
Hold
Reiterates
$41
HoldReiterates$41+20.87%Oct 28, 2026
TD Cowen
TD Cowen
Buy
Reiterates
$44 → $41
BuyReiterates$44 → $41+20.87%Oct 26, 2026
KBW
KBW
Buy
Reiterates
$44 → $42
BuyReiterates$44 → $42+23.82%Oct 23, 2026
Piper Sandler
Piper Sandler
Hold
Maintains
$38
HoldMaintains$38+12.03%Oct 22, 2026
Unknown Analyst
BMO Capital
No rating
BMO Capital
Buy
Upgrades
$70
BuyUpgrades$70+106.37%Jul 20, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
651.99M
from 577.82M
Increased by 12.84%
Revenue Next Year
739.42M
from 651.99M
Increased by 13.41%
EPS This Year
2.69
from 1.85
Increased by 45.09%
EPS Next Year
4.23
from 2.69
Increased by 57.32%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
577.82M651.99M
Revenue Growth
15.64%12.84%
Gross Profit
19.07M21.56M
Gross Margin
3.30%3.31%
Operating Income
239.12M311.65M
Net Income
102.82M127.60M
EPS
1.852.69
EPS Growth
0.12%45.09%
Forward PE
-12.61
Dividend / Share
0.120.12
Dividend Growth
--
No. Analysts
-4
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue202620272028
High660.3M
Avg652.0M
Low641.2M

Revenue Growth

Revenue Growth202620272028
High
14.3%
Avg
12.8%
Low
11.0%

EPS Forecast

EPS202620272028
High2.85
Avg2.69
Low2.57

EPS Growth

EPS Growth202620272028
High
53.7%
Avg
45.1%
Low
38.6%