Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
42.08
-0.57 (-1.34%)
At close: Jul 24, 2026, 4:00 PM EDT
41.25
-0.83 (-1.97%)
After-hours: Jul 24, 2026, 7:34 PM EDT

Live Oak Bancshares Stock Forecast

Stock Price Forecast

According to 5 analysts polled by S&P Global, Live Oak Bancshares stock has a consensus rating of "Buy" and an average price target of $45.5. The average 1-year stock price forecast is 8.13% higher than the current stock price, while the lowest is $44 (+4.56%) and the highest is $47 (+11.69%).

Price Target: $45.5 (+8.13%)
Analyst Consensus: Buy

Price Target

Chart
TargetLowAverageMedianHigh
Price$44$45.5$45.5$47
Change+4.56%+8.13%+8.13%+11.69%

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Chart
RatingFeb '26Mar '26Apr '26May '26Jun '26Jul '26
Strong Buy111111
Buy111111
Hold333333
Sell000000
Strong Sell000000
Total555555

Latest Forecasts

AnalystFirmRatingRatingActionPrice TargetUpsideDate
KBW
KBW
Buy
Maintains
$45$47
BuyMaintains$45$47+11.69%Jul 24, 2026
Unknown Analyst
BMO Capital
No rating
BMO Capital
Buy
Upgrades
$70
BuyUpgrades$70+66.35%Jul 20, 2026
Cantor Fitzgerald
Cantor Fitzgerald
Hold
Maintains
$41$44
HoldMaintains$41$44+4.56%Jul 15, 2026
TD Cowen
TD Cowen
Buy
Maintains
$51$47
BuyMaintains$51$47+11.69%Apr 27, 2026
Piper Sandler
Piper Sandler
Hold
Maintains
$40$41
HoldMaintains$40$41-2.57%Apr 27, 2026
More Analyst Ratings

Financial Forecast

Revenue This Year
640.63M
from 577.82M
Increased by 10.87%
Revenue Next Year
744.88M
from 640.63M
Increased by 16.27%
EPS This Year
3.08
from 1.85
Increased by 66.26%
EPS Next Year
4.14
from 3.08
Increased by 34.37%
Fiscal YearFY 2025FY 2026
Period EndingDec 31, 2025Dec 31, 2026
Revenue
577.82M640.63M
Revenue Growth
15.64%10.87%
Gross Profit
19.07M21.09M
Gross Margin
3.30%3.29%
Operating Income
239.12M286.12M
Net Income
102.82M131.53M
EPS
1.853.08
EPS Growth
0.12%66.26%
Forward PE
-13.65
Dividend / Share
0.120.12
Dividend Growth
--
No. Analysts
-3
EPS and Forward PE are based on non-GAAP adjusted numbers.

Revenue Forecast

Revenue20262027
High647.0M
Avg640.6M
Low631.0M

Revenue Growth

Revenue Growth20262027
High
12.0%
Avg
10.9%
Low
9.2%

EPS Forecast

EPS20262027
High3.17
Avg3.08
Low2.90

EPS Growth

EPS Growth20262027
High
71.0%
Avg
66.3%
Low
56.4%