Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
37.28
-0.13 (-0.35%)
May 22, 2026, 4:00 PM EDT - Market closed
Live Oak Bancshares Stock Forecast
Stock Price Forecast
According to 5 analysts polled by S&P Global, Live Oak Bancshares stock has a consensus rating of "Buy" and an average price target of $42.75. The average 1-year stock price forecast is 14.67% higher than the current stock price, while the lowest is $41 (+9.98%) and the highest is $47 (+26.07%).
Price Target: $42.75 (+14.67%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Live Oak Bancshares stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Dec '25 | Jan '26 | Feb '26 | Mar '26 | Apr '26 | May '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 1 | 1 | 1 | 1 |
| Buy | 1 | 1 | 1 | 1 | 2 | 2 |
| Hold | 2 | 2 | 2 | 2 | 2 | 2 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 4 | 4 | 4 | 4 | 5 | 5 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| TD Cowen | TD Cowen | Strong Buy Maintains $51 → $47 | Strong Buy | Maintains | $51 → $47 | +26.07% | Apr 27, 2026 |
| Piper Sandler | Piper Sandler | Hold Maintains $40 → $41 | Hold | Maintains | $40 → $41 | +9.98% | Apr 27, 2026 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Buy Maintains $44 → $42 | Buy | Maintains | $44 → $42 | +12.66% | Apr 24, 2026 |
| TD Cowen | TD Cowen | Strong Buy Maintains $53 → $51 | Strong Buy | Maintains | $53 → $51 | +36.80% | Feb 3, 2026 |
| Piper Sandler | Piper Sandler | Hold Maintains $37 → $35 | Hold | Maintains | $37 → $35 | -6.12% | Oct 24, 2025 |
Financial Forecast
Revenue This Year
618.58M
from 480.78M
Increased by 28.66%
Revenue Next Year
718.31M
from 618.58M
Increased by 16.12%
EPS This Year
2.96
from 2.23
Increased by 32.70%
EPS Next Year
4.06
from 2.96
Increased by 37.28%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2026 | 2027 |
|---|---|---|
| High | 673.4M | 794.7M |
| Avg | 618.6M | 718.3M |
| Low | 528.2M | 597.1M |
Revenue Growth
| Revenue Growth | 2026 | 2027 |
|---|---|---|
| High | 40.1% | 28.5% |
| Avg | 28.7% | 16.1% |
| Low | 9.9% | -3.5% |
EPS Forecast
| EPS | 2026 | 2027 |
|---|---|---|
| High | 3.39 | 4.28 |
| Avg | 2.96 | 4.06 |
| Low | 2.66 | 3.86 |
EPS Growth
| EPS Growth | 2026 | 2027 |
|---|---|---|
| High | 52.1% | 44.7% |
| Avg | 32.7% | 37.3% |
| Low | 19.1% | 30.5% |
Sources: Price targets and consensus ratings provided by S&P Global Market Intelligence. Historical ratings and analyst data provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data sources.