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Live Oak Bancshares, Inc. (LOB)

Stock Price: $17.33 USD -0.04 (-0.23%)
Updated Aug 4, 2020 4:00 PM EDT - Market closed
After-hours: $17.07 -0.26 (-1.50%) Aug 4, 4:44 PM

Stock Price Chart

Key Info

Market Cap 702.03M
Revenue (ttm) 189.79M
Net Income (ttm) 8.06M
Shares Out 37.79M
EPS (ttm) 0.16
PE Ratio 108.31
Forward PE n/a
Dividend $0.12
Dividend Yield 0.69%

Stock Quote

Trading Day Aug 4, 2020
Last Price $17.33
Previous Close $17.37
Change ($) -0.04
Change (%) -0.23%
Day's Open 17.44
Day's Range 17.18 - 17.51
Day's Volume 126,735
52-Week Range 7.57 - 19.99

More Stats

Market Cap 702.03M
Enterprise Value 332.16M
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date May 22, 2020
Shares Outstanding 37.79M
Float 27.59M
EPS (basic) 0.2
EPS (diluted) 0.16
FCF / Share -12.47
Dividend $0.12
Dividend Yield 0.69%
Earnings Yield 0.92%
FCF Yield n/a
Payout Ratio 60.00%
Shares Short 1.22M
Short Ratio 7.04
Short % of Float 6.12%
Beta 1.12
PE Ratio 108.31
Forward PE n/a
P/FCF Ratio n/a
PS Ratio 3.70
PB Ratio 1.28
Revenue 189.79M
Operating Income 6.00M
Net Income 8.06M
Free Cash Flow -502.76M
Net Cash 369.87M
Net Cash / Share 9.13
Gross Margin 98.95%
Operating Margin 3.16%
Profit Margin 4.40%
FCF Margin -264.90%
ROA 0.11%
ROE 1.29%
ROIC 0.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (1)

Buy 1
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$23.00*
Low
23.0
Current: $17.33
High
23.0
Target: 23.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015201420132012
Revenue18819924112410671.9668.1148.42
Revenue Growth-5.21%-17.67%95.24%16.53%47.45%5.65%40.68%-
Gross Profit18819924112410671.9668.1148.42
Operating Income24.0746.0598.9420.4034.4017.4427.9414.80
Net Income18.0351.4510013.7720.6310.0528.0616.10
Shares Outstanding40.2940.1539.8834.2334.1732.65--
Earnings Per Share0.441.242.650.390.650.411.370.80
EPS Growth-64.52%-53.21%579.49%-40%58.54%-70.07%71.25%-
Dividend Per Share0.120.120.100.070.02---
Dividend Growth0%20%42.86%250%----
Operating Cash Flow-49411.52-288-222-335-262-44.18-28.26
Capital Expenditures-26.30-110-124-10.89-30.45-12.15-7.70-14.19
Free Cash Flow-520-98.94-412-233-365-274-51.87-42.45
Cash & Equivalents23132429824511339.9037.2444.17
Total Debt2.631.4626.5627.8428.3847.9515.9313.37
Net Cash / Debt22832327221784.48-8.0521.3130.81
Assets4,8153,6702,7581,7551,053673430342
Liabilities4,2833,1772,3221,532853582378310
Book Value53249443722319991.8148.3933.06
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Live Oak Bancshares, Inc.
Country United States
Employees 622
CEO James S. Mahan

Stock Information

Ticker Symbol LOB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: LOB
IPO Date July 23, 2015

Description

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to new funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.