Live Oak Bancshares, Inc. (LOB)
| Market Cap | 1.75B +35.9% |
| Revenue (ttm) | 512.21M +33.0% |
| Net Income | 121.05M +111.7% |
| EPS | 2.62 +101.1% |
| Shares Out | 46.26M |
| PE Ratio | 14.45 |
| Forward PE | 11.81 |
| Dividend | $0.12 (0.32%) |
| Ex-Dividend Date | Jun 2, 2026 |
| Volume | 226,891 |
| Open | 37.08 |
| Previous Close | 37.36 |
| Day's Range | 37.08 - 38.08 |
| 52-Week Range | 26.77 - 42.89 |
| Beta | 1.92 |
| Analysts | Buy |
| Price Target | 42.75 (+13.07%) |
| Earnings Date | Jul 22, 2026 |
About LOB
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company off... [Read more]
Financial Performance
In 2025, Live Oak Bancshares's revenue was $480.78 million, an increase of 22.71% compared to the previous year's $391.82 million. Earnings were $102.82 million, an increase of 32.72%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for LOB stock is "Buy." The 12-month stock price target is $42.75, which is an increase of 13.07% from the latest price.
News
Live Oak Bank Grant Fuels Workforce Mobility Through The Forward Fund
Key Points Live Oak Bank is highlighting the first-year impact of a five-year, $1 million commitment to The Forward Fund, supporting the organization's pay-it-forward financing model for career traini...
Live Oak Bancshares price target lowered to $47 from $51 at TD Cowen
TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $47 from $51 and keeps a Buy rating on the shares. The firm updated its model following…
Live Oak Bancshares price target raised to $41 from $40 at Piper Sandler
Piper Sandler raised the firm’s price target on Live Oak Bancshares (LOB) to $41 from $40 and keeps a Neutral rating on the shares. The firm notes Live Oak posted…
Live Oak Bancshares price target lowered to $42 from $44 at Keefe Bruyette
Keefe Bruyette analyst Tim Switzer lowered the firm’s price target on Live Oak Bancshares (LOB) to $42 from $44 and keeps an Outperform rating on the shares. Published first on…
Live Oak Bancshares Earnings Call Transcript: Q1 2026
Q1 2026 saw strong earnings momentum, with adjusted EPS nearly doubling year-over-year and robust loan and deposit growth. Credit trends remained stable, efficiency improved, and strategic initiatives in AI and small business banking are expected to drive continued growth.
Live Oak Bancshares Earnings release: Q1 2026
Live Oak Bancshares released its Q1 2026 earnings on April 23, 2026, summarizing the period's financial results.
Live Oak Bancshares Slides: Q1 2026
Live Oak Bancshares has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 23, 2026.
Live Oak Bancshares Quarterly report: Q1 2026
Live Oak Bancshares has published its Q1 2026 quarterly earnings report on April 23, 2026.
Live Oak Bancshares reports Q1 EPS 60c, consensus 58c
Reports Q1 revenue $145.474M, consensus $149.47M. “We are pleased with the momentum we’ve carried into 2026. Our first quarter results reflect the strength of our differentiated model and our commitme...
Live Oak Bancshares, Inc. Reports First Quarter 2026 Results
WILMINGTON, N.C., April 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common sharehol...
Live Oak Bancshares, Inc. Announces Date of First Quarter 2026 Financial Results
WILMINGTON, N.C., April 08, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its first quarter 2026 financial results after U.S. financial markets clo...
Live Oak Bancshares Proxy statement: Proxy filing
Live Oak Bancshares filed a proxy statement on April 2, 2026, providing details for shareholder voting and corporate governance matters.
Live Oak Bancshares Proxy statement: Proxy filing
Live Oak Bancshares filed a proxy statement on April 2, 2026, providing details for shareholder voting and corporate governance matters.
Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care Shortage in North Carolina
Key Points Live Oak Bank is highlighting how a $300,000 grant awarded in 2024 has supported the Lower Cape Fear LifeCare Scholars program, which trains and retains hospice and palliative care nurses i...
Live Oak Bancshares files automatic mixed securities shelf
16:07 EST Live Oak Bancshares (LOB) files automatic mixed securities shelf
Live Oak Bancshares management to meet with Cantor Fitzgerald
Meeting to be held in North Carolina on March 4 hosted by Cantor.
Live Oak Bancshares price target lowered to $51 from $53 at TD Cowen
TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $51 from $53 and keeps a Buy rating on the shares. The firmupdated its model following quarterly…
Live Oak Bancshares price target raised to $47 from $43 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Live Oak Bancshares (LOB) to $47 from $43 and keeps an Outperform rating on the shares.
Live Oak Bancshares Earnings Call Transcript: Q4 2025
Record loan production and strong profitability marked Q4, with net income and EPS tripling year-over-year. Credit quality remains strong, deposit and loan growth are robust, and strategic initiatives in business checking and small-dollar SBA lending are accelerating.
Live Oak Bancshares Annual report: Q4 2025
Live Oak Bancshares has published its Q4 2025 annual report on January 22, 2026.
Live Oak Bancshares Earnings release: Q4 2025
Live Oak Bancshares released its Q4 2025 earnings on January 22, 2026, summarizing the period's financial results.
Live Oak Bancshares Slides: Q4 2025
Live Oak Bancshares has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on January 22, 2026.
Live Oak Bancshares reports Q4 EPS 95c, consensus 56c
Reports Q4 revenue $172.91M, consensus $154.75M. Reports Q4 provision for credit losses $21.85M. Reports Q4 loan and lease production $1.64B. Reports total deposits $13.69B. “Live Oak Bank delivered s...
Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results
WILMINGTON, N.C., Jan. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2025 net income attributable to common sharehol...
Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results
WILMINGTON, N.C., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its fourth quarter 2025 financial results after U.S. financial markets clo...