Live Oak Bancshares, Inc. (LOB)

NYSE: LOB · Real-Time Price · USD
37.81
+0.45 (1.20%)
At close: Jun 2, 2026, 4:00 PM EDT
37.83
+0.02 (0.05%)
After-hours: Jun 2, 2026, 7:00 PM EDT
Market Cap1.75B +35.9%
Revenue (ttm)512.21M +33.0%
Net Income121.05M +111.7%
EPS2.62 +101.1%
Shares Out 46.26M
PE Ratio14.45
Forward PE11.81
Dividend$0.12 (0.32%)
Ex-Dividend DateJun 2, 2026
Volume226,891
Open37.08
Previous Close37.36
Day's Range37.08 - 38.08
52-Week Range26.77 - 42.89
Beta1.92
AnalystsBuy
Price Target42.75 (+13.07%)
Earnings DateJul 22, 2026

About LOB

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company off... [Read more]

Sector Financials
IPO Date Jul 23, 2015
Employees 1,040
Stock Exchange NYSE
Ticker Symbol LOB
Full Company Profile

Financial Performance

In 2025, Live Oak Bancshares's revenue was $480.78 million, an increase of 22.71% compared to the previous year's $391.82 million. Earnings were $102.82 million, an increase of 32.72%.

Financial Statements

Analyst Summary

According to 5 analysts, the average rating for LOB stock is "Buy." The 12-month stock price target is $42.75, which is an increase of 13.07% from the latest price.

Price Target
$42.75
(13.07% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Live Oak Bank Grant Fuels Workforce Mobility Through The Forward Fund

Key Points Live Oak Bank is highlighting the first-year impact of a five-year, $1 million commitment to The Forward Fund, supporting the organization's pay-it-forward financing model for career traini...

6 days ago - GlobeNewsWire

Live Oak Bancshares price target lowered to $47 from $51 at TD Cowen

TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $47 from $51 and keeps a Buy rating on the shares. The firm updated its model following…

5 weeks ago - TheFly

Live Oak Bancshares price target raised to $41 from $40 at Piper Sandler

Piper Sandler raised the firm’s price target on Live Oak Bancshares (LOB) to $41 from $40 and keeps a Neutral rating on the shares. The firm notes Live Oak posted…

5 weeks ago - TheFly

Live Oak Bancshares price target lowered to $42 from $44 at Keefe Bruyette

Keefe Bruyette analyst Tim Switzer lowered the firm’s price target on Live Oak Bancshares (LOB) to $42 from $44 and keeps an Outperform rating on the shares. Published first on…

5 weeks ago - TheFly

Live Oak Bancshares Earnings Call Transcript: Q1 2026

Q1 2026 saw strong earnings momentum, with adjusted EPS nearly doubling year-over-year and robust loan and deposit growth. Credit trends remained stable, efficiency improved, and strategic initiatives in AI and small business banking are expected to drive continued growth.

5 weeks ago - Transcripts

Live Oak Bancshares Earnings release: Q1 2026

Live Oak Bancshares released its Q1 2026 earnings on April 23, 2026, summarizing the period's financial results.

5 weeks ago - Filings

Live Oak Bancshares Slides: Q1 2026

Live Oak Bancshares has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on April 23, 2026.

5 weeks ago - Filings

Live Oak Bancshares Quarterly report: Q1 2026

Live Oak Bancshares has published its Q1 2026 quarterly earnings report on April 23, 2026.

5 weeks ago - Filings

Live Oak Bancshares reports Q1 EPS 60c, consensus 58c

Reports Q1 revenue $145.474M, consensus $149.47M. “We are pleased with the momentum we’ve carried into 2026. Our first quarter results reflect the strength of our differentiated model and our commitme...

5 weeks ago - TheFly

Live Oak Bancshares, Inc. Reports First Quarter 2026 Results

WILMINGTON, N.C., April 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common sharehol...

5 weeks ago - GlobeNewsWire

Live Oak Bancshares, Inc. Announces Date of First Quarter 2026 Financial Results

WILMINGTON, N.C., April 08, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its first quarter 2026 financial results after U.S. financial markets clo...

7 weeks ago - GlobeNewsWire

Live Oak Bancshares Proxy statement: Proxy filing

Live Oak Bancshares filed a proxy statement on April 2, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Live Oak Bancshares Proxy statement: Proxy filing

Live Oak Bancshares filed a proxy statement on April 2, 2026, providing details for shareholder voting and corporate governance matters.

2 months ago - Filings

Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care Shortage in North Carolina

Key Points Live Oak Bank is highlighting how a $300,000 grant awarded in 2024 has supported the Lower Cape Fear LifeCare Scholars program, which trains and retains hospice and palliative care nurses i...

2 months ago - GlobeNewsWire

Live Oak Bancshares files automatic mixed securities shelf

16:07 EST Live Oak Bancshares (LOB) files automatic mixed securities shelf

3 months ago - TheFly

Live Oak Bancshares management to meet with Cantor Fitzgerald

Meeting to be held in North Carolina on March 4 hosted by Cantor.

3 months ago - TheFly

Live Oak Bancshares price target lowered to $51 from $53 at TD Cowen

TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $51 from $53 and keeps a Buy rating on the shares. The firmupdated its model following quarterly…

4 months ago - TheFly

Live Oak Bancshares price target raised to $47 from $43 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Live Oak Bancshares (LOB) to $47 from $43 and keeps an Outperform rating on the shares.

4 months ago - TheFly

Live Oak Bancshares Earnings Call Transcript: Q4 2025

Record loan production and strong profitability marked Q4, with net income and EPS tripling year-over-year. Credit quality remains strong, deposit and loan growth are robust, and strategic initiatives in business checking and small-dollar SBA lending are accelerating.

4 months ago - Transcripts

Live Oak Bancshares Annual report: Q4 2025

Live Oak Bancshares has published its Q4 2025 annual report on January 22, 2026.

4 months ago - Filings

Live Oak Bancshares Earnings release: Q4 2025

Live Oak Bancshares released its Q4 2025 earnings on January 22, 2026, summarizing the period's financial results.

4 months ago - Filings

Live Oak Bancshares Slides: Q4 2025

Live Oak Bancshares has posted slides in relation to its Q4 2025 quarterly earnings report, which was published on January 22, 2026.

4 months ago - Filings

Live Oak Bancshares reports Q4 EPS 95c, consensus 56c

Reports Q4 revenue $172.91M, consensus $154.75M. Reports Q4 provision for credit losses $21.85M. Reports Q4 loan and lease production $1.64B. Reports total deposits $13.69B. “Live Oak Bank delivered s...

4 months ago - TheFly

Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results

WILMINGTON, N.C., Jan. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2025 net income attributable to common sharehol...

4 months ago - GlobeNewsWire

Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results

WILMINGTON, N.C., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its fourth quarter 2025 financial results after U.S. financial markets clo...

5 months ago - GlobeNewsWire