Live Oak Bancshares, Inc. (LOB)
Stock Price:
$33.71 USD
0.78 (2.37%)
Updated Oct 23, 2020 4:00 PM EDT - Market closed
After-hours: $33.74 +0.03 (0.09%) Oct 23, 4:23 PM
Key Info
| Market Cap |
1.37B |
| Revenue (ttm) |
189.79M |
| Net Income (ttm) |
6.90M |
| Shares Out |
37.82M |
| EPS (ttm) |
0.90 |
| PE Ratio |
37.46 |
| Forward PE |
n/a |
| Dividend |
$0.12 |
| Dividend Yield |
0.36% |
Stock Quote
| Trading Day |
Oct 23, 2020 |
| Last Price |
$33.71 |
| Previous Close |
$32.93 |
| Change ($) |
0.78 |
| Change (%) |
2.37% |
| Day's Open |
33.75 |
| Day's Range |
32.85 - 34.79 |
| Day's Volume |
406,373 |
| 52-Week Range |
7.57 - 34.79 |
More Stats
| Market Cap |
1.37B |
| Enterprise Value |
1.74B |
| Earnings Date (est) |
Jan 27, 2021 |
| Ex-Dividend Date |
Sep 4, 2020 |
| Shares Outstanding |
37.82M |
| Float |
27.31M |
| EPS (basic) |
0.17 |
| EPS (diluted) |
0.90 |
| FCF / Share |
-8.20 |
| Dividend |
$0.12 |
| Dividend Yield |
0.36% |
| Earnings Yield |
2.67% |
| FCF Yield |
n/a |
| Payout Ratio |
70.60% |
| Shares Short |
1.30M |
| Short Ratio |
4.17 |
| Short % of Float |
4.75% |
| Beta |
1.25 |
| PE Ratio |
37.46 |
| Forward PE |
n/a |
| P/FCF Ratio |
n/a |
| PS Ratio |
7.20 |
| PB Ratio |
2.29 |
| Revenue |
189.79M |
| Operating Income |
5.05M |
| Net Income |
6.90M |
| Free Cash Flow |
-332.13M |
| Net Cash |
-368.71M |
| Net Cash / Share |
-9.10 |
| Gross Margin |
82.03% |
| Operating Margin |
2.66% |
| Profit Margin |
3.60% |
| FCF Margin |
-175.00% |
| ROA |
0.58% |
| ROE |
6.61% |
| ROIC |
0.10% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Summary
Analyst Ratings (3)
| Buy |
1 |
| Overweight |
1 |
| Hold |
1 |
| Underweight |
0 |
| Sell |
0 |
Analyst Consensus: Overweight
Price Target
$26.33*
(-21.89% downside)
Low
24.0
Current: $33.71
High
28.0
Target: 26.33
*Average 12-month price target from 3 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|
| Revenue | 188 | 199 | 241 | 124 | 106 | 71.96 | 68.11 | 48.42 |
| Revenue Growth | -5.21% | -17.67% | 95.24% | 16.53% | 47.45% | 5.65% | 40.68% | - |
| Gross Profit | 188 | 199 | 241 | 124 | 106 | 71.96 | 68.11 | 48.42 |
| Operating Income | 24.07 | 46.05 | 98.94 | 20.40 | 34.40 | 17.44 | 27.94 | 14.80 |
| Net Income | 18.03 | 51.45 | 100 | 13.77 | 20.63 | 10.05 | 28.06 | 16.10 |
| Shares Outstanding | 40.29 | 40.15 | 39.88 | 34.23 | 34.17 | 32.65 | - | - |
| Earnings Per Share | 0.44 | 1.24 | 2.65 | 0.39 | 0.65 | 0.41 | 1.37 | 0.80 |
| EPS Growth | -64.52% | -53.21% | 579.49% | -40% | 58.54% | -70.07% | 71.25% | - |
| Dividend Per Share | 0.12 | 0.12 | 0.10 | 0.07 | 0.02 | - | - | - |
| Dividend Growth | 0% | 20% | 42.86% | 250% | - | - | - | - |
| Operating Cash Flow | -494 | 11.52 | -288 | -222 | -335 | -262 | -44.18 | -28.26 |
| Capital Expenditures | -26.30 | -110 | -124 | -10.89 | -30.45 | -12.15 | -7.70 | -14.19 |
| Free Cash Flow | -520 | -98.94 | -412 | -233 | -365 | -274 | -51.87 | -42.45 |
| Cash & Equivalents | 229 | 324 | 298 | 245 | 113 | 39.90 | 37.24 | 44.17 |
| Total Debt | 2.63 | 1.46 | 26.56 | 27.84 | 28.38 | 47.95 | 15.93 | 13.37 |
| Net Cash / Debt | 226 | 323 | 272 | 217 | 84.48 | -8.05 | 21.31 | 30.81 |
| Assets | 4,813 | 3,670 | 2,758 | 1,755 | 1,053 | 673 | 430 | 342 |
| Liabilities | 4,280 | 3,177 | 2,322 | 1,532 | 853 | 582 | 378 | 310 |
| Book Value | 532 | 494 | 437 | 223 | 199 | 91.81 | 48.39 | 33.06 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
Live Oak Bancshares, Inc. |
| Country |
United States |
| Employees |
640 |
| CEO |
James S. Mahan |
Stock Information
| Ticker Symbol |
LOB |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: LOB |
| IPO Date |
July 23, 2015 |
Description
Live Oak Bancshares operates as the bank holding company for Live Oak Banking Company that provides various commercial banking products and services to individuals, small businesses, and professionals in North Carolina, the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; wealth and investment management services to high-net-worth individuals and families; investment advisory services to new funds focused on providing venture capital to new and emerging financial technology companies; and an on-site restaurant location to company employees and business visitors. Live Oak Bancshares, Inc. was founded in 2008 and is headquartered in Wilmington, North Carolina.