Live Oak Bancshares, Inc. (LOB)

NYSE: LOB · Real-Time Price · USD
35.73
-0.88 (-2.40%)
At close: May 13, 2026, 4:00 PM EDT
35.73
0.00 (0.00%)
After-hours: May 13, 2026, 4:10 PM EDT
Market Cap1.65B +34.2%
Revenue (ttm)512.21M +33.0%
Net Income121.05M +111.7%
EPS2.62 +101.1%
Shares Out 46.26M
PE Ratio13.65
Forward PE11.08
Dividend$0.12 (0.34%)
Ex-Dividend DateMar 5, 2026
Volume206,566
Open36.37
Previous Close36.61
Day's Range35.73 - 36.45
52-Week Range26.19 - 42.89
Beta1.92
AnalystsBuy
Price Target43.00 (+20.35%)
Earnings DateApr 22, 2026

About LOB

Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company off... [Read more]

Sector Financials
IPO Date Jul 23, 2015
Employees 1,040
Stock Exchange NYSE
Ticker Symbol LOB
Full Company Profile

Financial Performance

In 2025, Live Oak Bancshares's revenue was $480.78 million, an increase of 22.71% compared to the previous year's $391.82 million. Earnings were $102.82 million, an increase of 32.72%.

Financial Statements

Analyst Summary

According to 5 analysts, the average rating for LOB stock is "Buy." The 12-month stock price target is $43.0, which is an increase of 20.35% from the latest price.

Price Target
$43.0
(20.35% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Live Oak Bancshares price target lowered to $47 from $51 at TD Cowen

TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $47 from $51 and keeps a Buy rating on the shares. The firm updated its model following…

16 days ago - TheFly

Live Oak Bancshares price target raised to $41 from $40 at Piper Sandler

Piper Sandler raised the firm’s price target on Live Oak Bancshares (LOB) to $41 from $40 and keeps a Neutral rating on the shares. The firm notes Live Oak posted…

16 days ago - TheFly

Live Oak Bancshares price target lowered to $42 from $44 at Keefe Bruyette

Keefe Bruyette analyst Tim Switzer lowered the firm’s price target on Live Oak Bancshares (LOB) to $42 from $44 and keeps an Outperform rating on the shares. Published first on…

19 days ago - TheFly

Live Oak Bancshares Earnings Call Transcript: Q1 2026

Q1 2026 saw strong earnings momentum, with adjusted EPS nearly doubling year-over-year and robust loan and deposit growth. Credit trends remained stable, efficiency improved, and strategic initiatives in AI and small business banking are expected to drive continued growth.

20 days ago - Transcripts

Live Oak Bancshares reports Q1 EPS 60c, consensus 58c

Reports Q1 revenue $145.474M, consensus $149.47M. “We are pleased with the momentum we’ve carried into 2026. Our first quarter results reflect the strength of our differentiated model and our commitme...

21 days ago - TheFly

Live Oak Bancshares, Inc. Reports First Quarter 2026 Results

WILMINGTON, N.C., April 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common sharehol...

21 days ago - GlobeNewsWire

Live Oak Bancshares, Inc. Announces Date of First Quarter 2026 Financial Results

WILMINGTON, N.C., April 08, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its first quarter 2026 financial results after U.S. financial markets clo...

5 weeks ago - GlobeNewsWire

Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care Shortage in North Carolina

Key Points Live Oak Bank is highlighting how a $300,000 grant awarded in 2024 has supported the Lower Cape Fear LifeCare Scholars program, which trains and retains hospice and palliative care nurses i...

6 weeks ago - GlobeNewsWire

Live Oak Bancshares files automatic mixed securities shelf

16:07 EST Live Oak Bancshares (LOB) files automatic mixed securities shelf

2 months ago - TheFly

Live Oak Bancshares management to meet with Cantor Fitzgerald

Meeting to be held in North Carolina on March 4 hosted by Cantor.

2 months ago - TheFly

Live Oak Bancshares price target lowered to $51 from $53 at TD Cowen

TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $51 from $53 and keeps a Buy rating on the shares. The firmupdated its model following quarterly…

3 months ago - TheFly

Live Oak Bancshares price target raised to $47 from $43 at Keefe Bruyette

Keefe Bruyette raised the firm’s price target on Live Oak Bancshares (LOB) to $47 from $43 and keeps an Outperform rating on the shares.

3 months ago - TheFly

Live Oak Bancshares Earnings Call Transcript: Q4 2025

Record loan production and strong profitability marked Q4, with net income and EPS tripling year-over-year. Credit quality remains strong, deposit and loan growth are robust, and strategic initiatives in business checking and small-dollar SBA lending are accelerating.

3 months ago - Transcripts

Live Oak Bancshares reports Q4 EPS 95c, consensus 56c

Reports Q4 revenue $172.91M, consensus $154.75M. Reports Q4 provision for credit losses $21.85M. Reports Q4 loan and lease production $1.64B. Reports total deposits $13.69B. “Live Oak Bank delivered s...

4 months ago - TheFly

Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results

WILMINGTON, N.C., Jan. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2025 net income attributable to common sharehol...

4 months ago - GlobeNewsWire

Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results

WILMINGTON, N.C., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its fourth quarter 2025 financial results after U.S. financial markets clo...

4 months ago - GlobeNewsWire

Live Oak Bancshares names Ewa Stasiowska chief risk officer

Live Oak Bancshares (LOB) announced that Ewa Stasiowska has been named chief risk officer of the company. Stasiowska also assumes the role of CRO of Live Oak Bank. Greg Seward,…

5 months ago - TheFly

Ewa M. Stasiowska Joins Live Oak Bank as Chief Risk Officer

WILMINGTON, N.C., Dec. 01, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced today that Ewa M. Stasiowska has been named Chief Risk Officer (CRO) of the company. Stasiowska also assumes the role ...

5 months ago - GlobeNewsWire

Live Oak Bancshares price target lowered to $35 from $37 at Piper Sandler

Piper Sandler analyst Crispin Love lowered the firm’s price target on Live Oak Bancshares (LOB) to $35 from $37 and keeps a Neutral rating on the shares. Live Oak posted…

7 months ago - TheFly

Live Oak Bancshares Earnings Call Transcript: Q3 2025

Q3 2025 saw record SBA lending, strong loan and deposit growth, and robust profitability, with EPS nearly doubling year-over-year. Margin expanded for the third straight quarter, credit metrics remain healthy, and capital was strengthened by a $100M preferred issuance.

7 months ago - Transcripts

Live Oak Bancshares reports Q3 EPS 55c, consensus 60c

Reports Q3 revenue $146.1M, consensus $147.94M. Reports Q3 tangible book value per share $23.96. Reports Q3 CET1 capital ratio 10.51%. Reports Q3 net charge-offs 0.61%. “Live Oak’s third quarter resul...

7 months ago - TheFly

Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results

WILMINGTON, N.C., Oct. 22, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2025 net income attributable to common sharehold...

7 months ago - GlobeNewsWire

Live Oak Bancshares, Inc. Announces Date of Third Quarter 2025 Financial Results

WILMINGTON, N.C., Oct. 08, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its third quarter 2025 financial results after U.S. financial markets clos...

7 months ago - GlobeNewsWire

Live Oak Bank Leads Nation in SBA 7(a) Lending Activity

WILMINGTON, N.C., Oct. 06, 2025 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the most active SBA 7(a) lender by dollar amount by the U.S. Small Business Administration.

7 months ago - GlobeNewsWire

Live Oak Bancshares initiated with a Buy at TD Cowen

TD Cowen initiated coverage of Live Oak Bancshares with a Buy rating and $50 price target The firm rolled out coverage on the mid and small cap banks with a…

8 months ago - TheFly