Live Oak Bancshares, Inc. (LOB)
| Market Cap | 1.65B +34.2% |
| Revenue (ttm) | 512.21M +33.0% |
| Net Income | 121.05M +111.7% |
| EPS | 2.62 +101.1% |
| Shares Out | 46.26M |
| PE Ratio | 13.65 |
| Forward PE | 11.08 |
| Dividend | $0.12 (0.34%) |
| Ex-Dividend Date | Mar 5, 2026 |
| Volume | 206,566 |
| Open | 36.37 |
| Previous Close | 36.61 |
| Day's Range | 35.73 - 36.45 |
| 52-Week Range | 26.19 - 42.89 |
| Beta | 1.92 |
| Analysts | Buy |
| Price Target | 43.00 (+20.35%) |
| Earnings Date | Apr 22, 2026 |
About LOB
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company off... [Read more]
Financial Performance
In 2025, Live Oak Bancshares's revenue was $480.78 million, an increase of 22.71% compared to the previous year's $391.82 million. Earnings were $102.82 million, an increase of 32.72%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for LOB stock is "Buy." The 12-month stock price target is $43.0, which is an increase of 20.35% from the latest price.
News
Live Oak Bancshares price target lowered to $47 from $51 at TD Cowen
TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $47 from $51 and keeps a Buy rating on the shares. The firm updated its model following…
Live Oak Bancshares price target raised to $41 from $40 at Piper Sandler
Piper Sandler raised the firm’s price target on Live Oak Bancshares (LOB) to $41 from $40 and keeps a Neutral rating on the shares. The firm notes Live Oak posted…
Live Oak Bancshares price target lowered to $42 from $44 at Keefe Bruyette
Keefe Bruyette analyst Tim Switzer lowered the firm’s price target on Live Oak Bancshares (LOB) to $42 from $44 and keeps an Outperform rating on the shares. Published first on…
Live Oak Bancshares Earnings Call Transcript: Q1 2026
Q1 2026 saw strong earnings momentum, with adjusted EPS nearly doubling year-over-year and robust loan and deposit growth. Credit trends remained stable, efficiency improved, and strategic initiatives in AI and small business banking are expected to drive continued growth.
Live Oak Bancshares reports Q1 EPS 60c, consensus 58c
Reports Q1 revenue $145.474M, consensus $149.47M. “We are pleased with the momentum we’ve carried into 2026. Our first quarter results reflect the strength of our differentiated model and our commitme...
Live Oak Bancshares, Inc. Reports First Quarter 2026 Results
WILMINGTON, N.C., April 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common sharehol...
Live Oak Bancshares, Inc. Announces Date of First Quarter 2026 Financial Results
WILMINGTON, N.C., April 08, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its first quarter 2026 financial results after U.S. financial markets clo...
Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care Shortage in North Carolina
Key Points Live Oak Bank is highlighting how a $300,000 grant awarded in 2024 has supported the Lower Cape Fear LifeCare Scholars program, which trains and retains hospice and palliative care nurses i...
Live Oak Bancshares files automatic mixed securities shelf
16:07 EST Live Oak Bancshares (LOB) files automatic mixed securities shelf
Live Oak Bancshares management to meet with Cantor Fitzgerald
Meeting to be held in North Carolina on March 4 hosted by Cantor.
Live Oak Bancshares price target lowered to $51 from $53 at TD Cowen
TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $51 from $53 and keeps a Buy rating on the shares. The firmupdated its model following quarterly…
Live Oak Bancshares price target raised to $47 from $43 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Live Oak Bancshares (LOB) to $47 from $43 and keeps an Outperform rating on the shares.
Live Oak Bancshares Earnings Call Transcript: Q4 2025
Record loan production and strong profitability marked Q4, with net income and EPS tripling year-over-year. Credit quality remains strong, deposit and loan growth are robust, and strategic initiatives in business checking and small-dollar SBA lending are accelerating.
Live Oak Bancshares reports Q4 EPS 95c, consensus 56c
Reports Q4 revenue $172.91M, consensus $154.75M. Reports Q4 provision for credit losses $21.85M. Reports Q4 loan and lease production $1.64B. Reports total deposits $13.69B. “Live Oak Bank delivered s...
Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results
WILMINGTON, N.C., Jan. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2025 net income attributable to common sharehol...
Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results
WILMINGTON, N.C., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its fourth quarter 2025 financial results after U.S. financial markets clo...
Live Oak Bancshares names Ewa Stasiowska chief risk officer
Live Oak Bancshares (LOB) announced that Ewa Stasiowska has been named chief risk officer of the company. Stasiowska also assumes the role of CRO of Live Oak Bank. Greg Seward,…
Ewa M. Stasiowska Joins Live Oak Bank as Chief Risk Officer
WILMINGTON, N.C., Dec. 01, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced today that Ewa M. Stasiowska has been named Chief Risk Officer (CRO) of the company. Stasiowska also assumes the role ...
Live Oak Bancshares price target lowered to $35 from $37 at Piper Sandler
Piper Sandler analyst Crispin Love lowered the firm’s price target on Live Oak Bancshares (LOB) to $35 from $37 and keeps a Neutral rating on the shares. Live Oak posted…
Live Oak Bancshares Earnings Call Transcript: Q3 2025
Q3 2025 saw record SBA lending, strong loan and deposit growth, and robust profitability, with EPS nearly doubling year-over-year. Margin expanded for the third straight quarter, credit metrics remain healthy, and capital was strengthened by a $100M preferred issuance.
Live Oak Bancshares reports Q3 EPS 55c, consensus 60c
Reports Q3 revenue $146.1M, consensus $147.94M. Reports Q3 tangible book value per share $23.96. Reports Q3 CET1 capital ratio 10.51%. Reports Q3 net charge-offs 0.61%. “Live Oak’s third quarter resul...
Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results
WILMINGTON, N.C., Oct. 22, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2025 net income attributable to common sharehold...
Live Oak Bancshares, Inc. Announces Date of Third Quarter 2025 Financial Results
WILMINGTON, N.C., Oct. 08, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its third quarter 2025 financial results after U.S. financial markets clos...
Live Oak Bank Leads Nation in SBA 7(a) Lending Activity
WILMINGTON, N.C., Oct. 06, 2025 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the most active SBA 7(a) lender by dollar amount by the U.S. Small Business Administration.
Live Oak Bancshares initiated with a Buy at TD Cowen
TD Cowen initiated coverage of Live Oak Bancshares with a Buy rating and $50 price target The firm rolled out coverage on the mid and small cap banks with a…