Live Oak Bancshares, Inc. (LOB)
| Market Cap | 1.61B +11.5% |
| Revenue (ttm) | 527.26M +28.0% |
| Net Income | 131.02M +100.4% |
| EPS | 2.81 +88.1% |
| Shares Out | 46.38M |
| PE Ratio | 12.37 |
| Forward PE | 9.11 |
| Dividend | $0.12 (0.35%) |
| Ex-Dividend Date | Sep 1, 2026 |
| Volume | 224,987 |
| Open | 34.55 |
| Previous Close | 33.92 |
| Day's Range | 33.85 - 35.02 |
| 52-Week Range | 29.36 - 44.53 |
| Beta | 1.80 |
| Analysts | Buy |
| Price Target | 40.50 (+16.75%) |
| Earnings Date | Oct 21, 2026 |
About LOB
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company off... [Read more]
Financial Performance
In 2025, Live Oak Bancshares's revenue was $480.78 million, an increase of 22.71% compared to the previous year's $391.82 million. Earnings were $102.82 million, an increase of 32.72%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for LOB stock is "Buy." The 12-month stock price target is $40.5, which is an increase of 16.75% from the latest price.
News
Live Oak Bancshares, Inc. Prices Depositary Share Offering
WILMINGTON, N.C., Nov. 04, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or the “Company”) announced the pricing of an underwritten offering of 4,000,000 depositary shares...
Live Oak Bancshares price target lowered to $41 from $44 at TD Cowen
TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $41 from $44 and keeps a Buy rating on the shares. The firm said Provisions weighed on…
Live Oak Bancshares price target lowered to $42 from $44 at Keefe Bruyette
Keefe Bruyette analyst Tim Switzer lowered the firm’s price target on Live Oak Bancshares (LOB) to $42 from $44 and keeps an Outperform rating on the shares. Published first on…
Live Oak Bancshares Earnings Call Transcript: Q3 2026
Reported EPS was $0.52, including a $17M distillery provision; excluding that impact, adjusted EPS was $0.76. Record adjusted PPNR, loan originations and growth in checking supported continued operating momentum.
Live Oak Bancshares Earnings release: Q3 2026
Live Oak Bancshares released its Q3 2026 earnings on October 22, 2026, summarizing the period's financial results.
Live Oak Bancshares Slides: Q3 2026
Live Oak Bancshares has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on October 22, 2026.
Live Oak Bancshares Quarterly report: Q3 2026
Live Oak Bancshares has published its Q3 2026 quarterly earnings report on October 22, 2026.
Live Oak Bancshares reports Q3 EPS 52c, consensus 66c
Reports Q3 revenue $175.65M, consensus $171.54M. “The fundamental story at Live Oak is that our franchise is getting stronger. Our operating leverage is improving, Live Oak Express continues to accele...
Live Oak Bancshares, Inc. Reports Third Quarter 2026 Results
WILMINGTON, N.C., Oct. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2026 net income attributable to common sharehold...
Live Oak Bank Named Nation's Top SBA 7(a) Lender
WILMINGTON, N.C., Oct. 19, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the top SBA 7(a) lender by dollar amount, according to rankings from the U.S. Small Business Administration.
Live Oak Bancshares price target lowered to $41 from $45 at Cantor Fitzgerald
Cantor Fitzgerald analyst Dave Rochester lowered the firm’s price target on Live Oak Bancshares (LOB) to $41 from $45 and keeps a Neutral rating on the shares. The firm previewed…
Live Oak Bancshares, Inc. Announces Date of Third Quarter 2026 Financial Results
WILMINGTON, N.C., Oct. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced it will report third quarter 2026 financial results after U.S. financial markets close on Wedn...
Live Oak Bancshares price target lowered to $38 from $46 at Piper Sandler
Piper Sandler analyst Crispin Love lowered the firm’s price target on Live Oak Bancshares (LOB) to $38 from $46 and keeps a Neutral rating on the shares. Going into Q3…
Live Oak Bancshares price target lowered to $44 from $49 at TD Cowen
TD Cowen lowered the firm’s price target on Live Oak Bancshares (LOB) to $44 from $49 and keeps a Buy rating on the shares. The firm adjusted targets in the…
Live Oak Bank Named Official Business Bank of UNCW Athletics
WILMINGTON, N.C., Sept. 14, 2026 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the Official Business Bank of UNCW Athletics under a multi-year agreement, expanding a relationship that already inclu...
Live Oak Bancshares price target raised to $45 from $44 at Cantor Fitzgerald
Cantor Fitzgerald analyst Dave Rochester raised the firm’s price target on Live Oak Bancshares (LOB) to $45 from $44 and keeps a Neutral rating on the shares. Published first on…
Live Oak Bancshares price target raised to $49 from $47 at TD Cowen
TD Cowen analyst Steven Alexopoulos raised the firm’s price target on Live Oak Bancshares (LOB) to $49 from $47 and keeps a Buy rating on the shares. The firm said…
Live Oak Bancshares price target raised to $47 from $45 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Live Oak Bancshares (LOB) to $47 from $45 and keeps an Outperform rating on the shares.
Live Oak Bancshares Earnings Call Transcript: Q2 2026
Q2 2026 delivered strong EPS and revenue growth, improved efficiency, and robust loan and deposit expansion. Strategic initiatives like Live Oak Express and business checking are ramping, while credit trends remain stable and AI adoption accelerates.
Live Oak Bancshares Earnings release: Q2 2026
Live Oak Bancshares released its Q2 2026 earnings on July 23, 2026, summarizing the period's financial results.
Live Oak Bancshares Slides: Q2 2026
Live Oak Bancshares has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 23, 2026.
Live Oak Bancshares Quarterly report: Q2 2026
Live Oak Bancshares has published its Q2 2026 quarterly earnings report on July 23, 2026.
Live Oak Bancshares reports Q2 EPS 74c, consensus 68c
Reports Q2 revenue $156.15M, consensus $155.42M. Reports Q2 tangible book value per share $26.20. “Live Oak Bank’s performance in the second quarter includes several milestones worth highlighting,” sa...
Live Oak Bancshares, Inc. Reports Second Quarter 2026 Results
WILMINGTON, N.C., July 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2026 net income attributable to common sharehol...
Live Oak Bancshares price target raised to $44 from $41 at Cantor Fitzgerald
Cantor Fitzgerald raised the firm’s price target on Live Oak Bancshares (LOB) to $44 from $41 and keeps a Neutral rating on the shares. The firm updated its model ahead…