Open Lending Corporation (LPRO)

NASDAQ: LPRO · Real-Time Price · USD

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2.000

+0.030 (1.52%)

At close: Jan 22, 2026, 4:00 PM EST

2.010

+0.010 (0.50%)

After-hours: Jan 22, 2026, 4:00 PM EST

Open Lending Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2017 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2017 - 2019
Revenue	16.95	24.02	117.46	179.59	215.66	108.89	Upgrade
Revenue Growth (YoY)	-82.33%	-79.55%	-34.60%	-16.72%	98.05%	17.28%	Upgrade
Cost of Revenue	23.18	23.86	22.28	19.97	18.62	9.79	Upgrade
Gross Profit	-6.23	0.17	95.18	159.63	197.03	99.11	Upgrade
Selling, General & Admin	59.4	61.09	60.53	53.81	42.39	40.43	Upgrade
Research & Development	7.69	4.46	5.58	8.21	4.35	1.96	Upgrade
Operating Expenses	67.09	65.55	66.1	62.01	46.75	42.39	Upgrade
Operating Income	-73.32	-65.38	29.08	97.62	150.29	56.72	Upgrade
Interest Expense	-10.29	-11.32	-10.66	-5.83	-5.86	-11.6	Upgrade
Interest & Investment Income	10.22	12.09	10.34	2	0.21	0.2	Upgrade
Other Non Operating Income (Expenses)	-	-	0.11	-0.24	-0.12	-4.38	Upgrade
EBT Excluding Unusual Items	-73.39	-64.61	28.86	93.54	144.52	40.94	Upgrade
Other Unusual Items	-11	-	-	-	46.64	-131.93	Upgrade
Pretax Income	-84.39	-64.61	28.86	93.54	191.17	-90.99	Upgrade
Income Tax Expense	65.96	70.41	6.79	26.92	45.09	6.57	Upgrade
Net Income	-150.35	-135.01	22.07	66.62	146.08	-97.56	Upgrade
Preferred Dividends & Other Adjustments	-	-	-	-	-	-6.85	Upgrade
Net Income to Common	-150.35	-135.01	22.07	66.62	146.08	-90.72	Upgrade
Net Income Growth	-	-	-66.87%	-54.40%	-	-	Upgrade
Shares Outstanding (Basic)	119	119	121	126	126	83	Upgrade
Shares Outstanding (Diluted)	119	119	121	126	126	83	Upgrade
Shares Change (YoY)	-0.46%	-1.89%	-3.79%	-0.10%	52.45%	120.32%	Upgrade
EPS (Basic)	-1.26	-1.13	0.18	0.53	1.16	-1.09	Upgrade
EPS (Diluted)	-1.26	-1.13	0.18	0.53	1.16	-1.09	Upgrade
EPS Growth	-	-	-65.93%	-54.31%	-	-	Upgrade
Free Cash Flow	-12.08	17.43	82.54	107.19	95.05	23.44	Upgrade
Free Cash Flow Per Share	-0.10	0.15	0.68	0.85	0.75	0.28	Upgrade
Gross Margin	-36.75%	0.70%	81.03%	88.88%	91.36%	91.01%	Upgrade
Operating Margin	-432.62%	-272.14%	24.75%	54.35%	69.69%	52.09%	Upgrade
Profit Margin	-887.15%	-561.98%	18.79%	37.09%	67.74%	-83.31%	Upgrade
Free Cash Flow Margin	-71.29%	72.56%	70.27%	59.69%	44.07%	21.53%	Upgrade
EBITDA	-72.57	-65.1	29.43	97.93	150.81	58.03	Upgrade
EBITDA Margin	-	-271.00%	25.06%	54.53%	69.93%	53.29%	Upgrade
D&A For EBITDA	0.75	0.27	0.36	0.32	0.53	1.31	Upgrade
EBIT	-73.32	-65.38	29.08	97.62	150.29	56.72	Upgrade
EBIT Margin	-	-272.14%	24.75%	54.35%	69.69%	52.09%	Upgrade
Effective Tax Rate	-	-	23.52%	28.78%	23.58%	-	Upgrade
Revenue as Reported	16.95	24.02	117.46	179.59	215.66	108.89	Upgrade
Advertising Expenses	-	0.8	1.1	-	-	-	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q