Open Lending Corporation (LPRO)
NASDAQ: LPRO · Real-Time Price · USD
1.885
-0.115 (-5.75%)
Oct 10, 2025, 2:43 PM EDT - Market open

Open Lending Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202018 - 2019
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2018 - 2019
16.2624.02117.46179.59215.66108.89
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Revenue Growth (YoY)
-83.48%-79.55%-34.60%-16.72%98.05%17.28%
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Cost of Revenue
23.9923.8622.2819.9718.629.79
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Gross Profit
-7.730.1795.18159.63197.0399.11
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Selling, General & Admin
60.3961.0960.5353.8142.3940.43
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Research & Development
6.644.465.588.214.351.96
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Total Operating Expenses
67.0265.5566.162.0146.7542.39
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Operating Income
-74.75-65.3829.0897.62150.2956.72
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Interest Income
10.8912.0910.3420.210.2
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Interest Expense
-10.82-11.32-10.66-5.83-5.86-11.6
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Other Non-Operating Income (Expense)
--0.11-0.2446.53-136.31
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Total Non-Operating Income (Expense)
0.070.77-0.22-4.0840.88-147.71
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Pretax Income
-74.68-64.6128.8693.54191.17-90.99
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Provision for Income Taxes
66.6770.416.7926.9245.096.57
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Net Income
-141.35-135.0122.0766.62146.08-90.72
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Net Income Attributable to Preferred Dividends
-----6.85
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Net Income to Common
-141.35-135.0122.0766.62146.08-90.72
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Net Income Growth
---66.87%-54.40%--
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Shares Outstanding (Basic)
11911912112612683
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Shares Outstanding (Diluted)
11911912112612683
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Shares Change (YoY)
-0.67%-1.89%-3.79%-0.10%52.45%120.32%
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EPS (Basic)
-1.18-1.130.180.531.16-1.09
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EPS (Diluted)
-1.18-1.130.180.531.16-1.09
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EPS Growth
---66.04%-54.31%--
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Free Cash Flow
4.8417.4382.54107.1995.0523.44
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Free Cash Flow Growth
-72.24%-78.88%-23.00%12.78%305.41%-43.73%
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Free Cash Flow Per Share
0.040.150.680.850.750.28
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Gross Margin
-47.55%0.70%81.03%88.88%91.37%91.01%
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Operating Margin
-459.88%-272.14%24.75%54.35%69.69%52.09%
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Profit Margin
-869.57%-561.98%18.79%37.09%67.74%-89.60%
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FCF Margin
29.77%72.56%70.27%59.69%44.07%21.53%
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EBITDA
-72.73-63.730.2398.53150.8158.03
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EBITDA Margin
-447.44%-265.17%25.74%54.86%69.93%53.29%
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EBIT
-74.75-65.3829.0897.62150.2956.72
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EBIT Margin
-459.88%-272.14%24.75%54.35%69.69%52.09%
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Effective Tax Rate
-89.27%-108.98%23.52%28.78%23.58%-7.22%
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Updated Jun 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q