Open Lending Corporation (LPRO)

NASDAQ: LPRO · Real-Time Price · USD

2.800

-0.120 (-4.11%)

At close: Mar 28, 2025, 4:00 PM

2.629

-0.171 (-6.12%)

Pre-market: Mar 31, 2025, 7:27 AM EDT

Open Lending Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	2018 - 2017
Period Ending	Sep '24 Sep 30, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	2018 - 2017
Revenue	95.89	117.46	179.59	215.66	108.89	92.85	Upgrade
Revenue Growth (YoY)	-25.87%	-34.60%	-16.72%	98.05%	17.28%	77.90%	Upgrade
Cost of Revenue	22.96	22.28	19.97	18.62	9.79	7.81	Upgrade
Gross Profit	72.93	95.18	159.63	197.03	99.11	85.04	Upgrade
Selling, General & Admin	62.93	60.53	53.81	42.39	40.43	21.26	Upgrade
Research & Development	5.1	5.58	8.21	4.35	1.96	1.17	Upgrade
Operating Expenses	68.03	66.1	62.01	46.75	42.39	22.43	Upgrade
Operating Income	4.9	29.08	97.62	150.29	56.72	62.62	Upgrade
Interest Expense	-11.29	-10.66	-5.83	-5.86	-11.6	-0.32	Upgrade
Interest & Investment Income	12.3	10.34	2	0.21	0.2	0.02	Upgrade
Other Non Operating Income (Expenses)	0.12	0.11	-0.24	-0.12	-4.38	0.2	Upgrade
EBT Excluding Unusual Items	6.03	28.86	93.54	144.52	40.94	62.51	Upgrade
Other Unusual Items	-	-	-	46.64	-131.93	-	Upgrade
Pretax Income	6.03	28.86	93.54	191.17	-90.99	62.51	Upgrade
Income Tax Expense	1.44	6.79	26.92	45.09	6.57	-0.03	Upgrade
Net Income	4.58	22.07	66.62	146.08	-97.56	62.54	Upgrade
Preferred Dividends & Other Adjustments	-	-	-	-	-6.85	174.48	Upgrade
Net Income to Common	4.58	22.07	66.62	146.08	-90.72	-111.94	Upgrade
Net Income Growth	-79.83%	-66.87%	-54.40%	-	-	121.17%	Upgrade
Shares Outstanding (Basic)	119	121	126	126	83	38	Upgrade
Shares Outstanding (Diluted)	119	121	126	126	83	38	Upgrade
Shares Change (YoY)	-2.96%	-3.79%	-0.10%	52.45%	120.32%	-	Upgrade
EPS (Basic)	0.04	0.18	0.53	1.16	-1.09	-2.97	Upgrade
EPS (Diluted)	0.04	0.18	0.53	1.16	-1.09	-2.97	Upgrade
EPS Growth	-79.42%	-65.93%	-54.31%	-	-	-	Upgrade
Free Cash Flow	37.55	82.54	107.19	95.05	23.44	41.66	Upgrade
Free Cash Flow Per Share	0.31	0.68	0.85	0.75	0.28	1.11	Upgrade
Gross Margin	76.06%	81.03%	88.88%	91.36%	91.01%	91.59%	Upgrade
Operating Margin	5.11%	24.75%	54.35%	69.69%	52.09%	67.44%	Upgrade
Profit Margin	4.78%	18.79%	37.09%	67.74%	-83.31%	-120.56%	Upgrade
Free Cash Flow Margin	39.16%	70.27%	59.69%	44.07%	21.53%	44.87%	Upgrade
EBITDA	6.52	30.23	98.53	150.81	58.03	62.72	Upgrade
EBITDA Margin	6.80%	25.74%	54.86%	69.93%	53.29%	67.55%	Upgrade
D&A For EBITDA	1.62	1.16	0.92	0.53	1.31	0.11	Upgrade
EBIT	4.9	29.08	97.62	150.29	56.72	62.62	Upgrade
EBIT Margin	5.11%	24.75%	54.35%	69.69%	52.09%	67.44%	Upgrade
Effective Tax Rate	23.96%	23.52%	28.78%	23.58%	-	-	Upgrade
Revenue as Reported	95.89	117.46	179.59	215.66	108.89	92.85	Upgrade

Updated Nov 8, 2024. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q