Open Lending Corporation (LPRO)
NASDAQ: LPRO · Real-Time Price · USD
1.525
+0.035 (2.35%)
Nov 20, 2025, 9:43 AM EST - Market open
Open Lending Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2017 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2017 - 2019 |
| 16.95 | 24.02 | 117.46 | 179.59 | 215.66 | 108.89 | Upgrade | |
Revenue Growth (YoY) | -82.33% | -79.55% | -34.60% | -16.72% | 98.05% | 17.28% | Upgrade |
Cost of Revenue | 23.18 | 23.86 | 22.28 | 19.97 | 18.62 | 9.79 | Upgrade |
Gross Profit | -6.23 | 0.17 | 95.18 | 159.63 | 197.03 | 99.11 | Upgrade |
Selling, General & Admin | 59.4 | 61.09 | 60.53 | 53.81 | 42.39 | 40.43 | Upgrade |
Research & Development | 7.69 | 4.46 | 5.58 | 8.21 | 4.35 | 1.96 | Upgrade |
Operating Expenses | 67.09 | 65.55 | 66.1 | 62.01 | 46.75 | 42.39 | Upgrade |
Operating Income | -73.32 | -65.38 | 29.08 | 97.62 | 150.29 | 56.72 | Upgrade |
Interest Expense | -10.29 | -11.32 | -10.66 | -5.83 | -5.86 | -11.6 | Upgrade |
Interest & Investment Income | 10.03 | 12.09 | 10.34 | 2 | 0.21 | 0.2 | Upgrade |
Other Non Operating Income (Expenses) | 0.19 | - | 0.11 | -0.24 | -0.12 | -4.38 | Upgrade |
EBT Excluding Unusual Items | -73.39 | -64.61 | 28.86 | 93.54 | 144.52 | 40.94 | Upgrade |
Other Unusual Items | -11 | - | - | - | 46.64 | -131.93 | Upgrade |
Pretax Income | -84.39 | -64.61 | 28.86 | 93.54 | 191.17 | -90.99 | Upgrade |
Income Tax Expense | 65.96 | 70.41 | 6.79 | 26.92 | 45.09 | 6.57 | Upgrade |
Net Income | -150.35 | -135.01 | 22.07 | 66.62 | 146.08 | -97.56 | Upgrade |
Preferred Dividends & Other Adjustments | - | - | - | - | - | -6.85 | Upgrade |
Net Income to Common | -150.35 | -135.01 | 22.07 | 66.62 | 146.08 | -90.72 | Upgrade |
Net Income Growth | - | - | -66.87% | -54.40% | - | - | Upgrade |
Shares Outstanding (Basic) | 119 | 119 | 121 | 126 | 126 | 83 | Upgrade |
Shares Outstanding (Diluted) | 119 | 119 | 121 | 126 | 126 | 83 | Upgrade |
Shares Change (YoY) | -0.46% | -1.89% | -3.79% | -0.10% | 52.45% | 120.32% | Upgrade |
EPS (Basic) | -1.26 | -1.13 | 0.18 | 0.53 | 1.16 | -1.09 | Upgrade |
EPS (Diluted) | -1.26 | -1.13 | 0.18 | 0.53 | 1.16 | -1.09 | Upgrade |
EPS Growth | - | - | -65.93% | -54.31% | - | - | Upgrade |
Free Cash Flow | -12.08 | 17.43 | 82.54 | 107.19 | 95.05 | 23.44 | Upgrade |
Free Cash Flow Per Share | -0.10 | 0.15 | 0.68 | 0.85 | 0.75 | 0.28 | Upgrade |
Gross Margin | -36.75% | 0.70% | 81.03% | 88.88% | 91.36% | 91.01% | Upgrade |
Operating Margin | -432.62% | -272.14% | 24.75% | 54.35% | 69.69% | 52.09% | Upgrade |
Profit Margin | -887.15% | -561.98% | 18.79% | 37.09% | 67.74% | -83.31% | Upgrade |
Free Cash Flow Margin | -71.29% | 72.56% | 70.27% | 59.69% | 44.07% | 21.53% | Upgrade |
EBITDA | -72.57 | -65.1 | 29.43 | 97.93 | 150.81 | 58.03 | Upgrade |
EBITDA Margin | - | -271.00% | 25.06% | 54.53% | 69.93% | 53.29% | Upgrade |
D&A For EBITDA | 0.75 | 0.27 | 0.36 | 0.32 | 0.53 | 1.31 | Upgrade |
EBIT | -73.32 | -65.38 | 29.08 | 97.62 | 150.29 | 56.72 | Upgrade |
EBIT Margin | - | -272.14% | 24.75% | 54.35% | 69.69% | 52.09% | Upgrade |
Effective Tax Rate | - | - | 23.52% | 28.78% | 23.58% | - | Upgrade |
Revenue as Reported | 16.95 | 24.02 | 117.46 | 179.59 | 215.66 | 108.89 | Upgrade |
Advertising Expenses | - | 0.8 | 1.1 | - | - | - | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.