Open Lending Corporation (LPRO)

NASDAQ: LPRO · Real-Time Price · USD

1.420

+0.080 (5.97%)

At close: Mar 4, 2026, 4:00 PM EST

1.420

0.00 (0.00%)

After-hours: Mar 4, 2026, 4:27 PM EST

Open Lending Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Revenue	16.95	24.02	117.46	179.59	215.66	108.89
Revenue Growth (YoY)	-82.33%	-79.55%	-34.60%	-16.72%	98.05%	17.28%
Cost of Revenue	23.18	23.86	22.28	19.97	18.62	9.79
Gross Profit	-6.23	0.17	95.18	159.63	197.03	99.11
Selling, General & Admin	70.4	61.09	60.53	53.81	42.39	40.43
Research & Development	7.69	4.46	5.58	8.21	4.35	1.96
Total Operating Expenses	78.09	65.55	66.1	62.01	46.75	42.39
Operating Income	-84.32	-65.38	29.08	97.62	150.29	56.72
Interest Income	10.03	12.09	10.34	2	0.21	0.2
Interest Expense	-10.29	-11.32	-10.66	-5.83	-5.86	-11.6
Other Non-Operating Income (Expense)	0.19	-	0.11	-0.24	46.53	-136.31
Total Non-Operating Income (Expense)	-0.07	0.77	-0.22	-4.08	40.88	-147.71
Pretax Income	-84.39	-64.61	28.86	93.54	191.17	-90.99
Provision for Income Taxes	65.96	70.41	6.79	26.92	45.09	6.57
Net Income	-150.35	-135.01	22.07	66.62	146.08	-90.72
Net Income Attributable to Preferred Dividends	-	-	-	-	-	-6.85
Net Income to Common	-150.35	-135.01	22.07	66.62	146.08	-90.72
Net Income Growth	-	-	-66.87%	-54.40%	-	-
Shares Outstanding (Basic)	119	119	121	126	126	83
Shares Outstanding (Diluted)	119	119	121	126	126	83
Shares Change (YoY)	-0.30%	-1.89%	-3.79%	-0.10%	52.45%	120.32%
EPS (Basic)	-1.25	-1.13	0.18	0.53	1.16	-1.09
EPS (Diluted)	-1.25	-1.13	0.18	0.53	1.16	-1.09
EPS Growth	-	-	-66.04%	-54.31%	-	-
Free Cash Flow	-12.08	17.43	82.54	107.19	95.05	23.44
Free Cash Flow Growth	-	-78.88%	-23.00%	12.78%	305.41%	-43.73%
Free Cash Flow Per Share	-0.10	0.15	0.68	0.85	0.75	0.28
Gross Margin	-36.75%	0.70%	81.03%	88.88%	91.37%	91.01%
Operating Margin	-497.52%	-272.14%	24.75%	54.35%	69.69%	52.09%
Profit Margin	-887.15%	-561.98%	18.79%	37.09%	67.74%	-89.60%
FCF Margin	-71.29%	72.56%	70.27%	59.69%	44.07%	21.53%
EBITDA	-82.17	-63.7	30.23	98.53	150.81	58.03
EBITDA Margin	-484.84%	-265.17%	25.74%	54.86%	69.93%	53.29%
EBIT	-84.32	-65.38	29.08	97.62	150.29	56.72
EBIT Margin	-497.52%	-272.14%	24.75%	54.35%	69.69%	52.09%
Effective Tax Rate	-78.16%	-108.98%	23.52%	28.78%	23.58%	-7.22%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q