Open Lending Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	233.73	253.92	246.67	208.52	119.51	104.15
Cash & Short-Term Investments	233.73	253.92	246.67	208.52	119.51	104.15
Cash Growth	-10.43%	2.94%	18.30%	74.48%	14.75%	952.21%
Accounts Receivable	4.42	5.06	4.62	5.72	6.53	4.35
Other Receivables	28.03	13.53	35.74	64.14	71.89	50.39
Total Trade Receivables	32.45	18.59	40.36	69.86	78.41	54.74
Other Current Assets	6.39	3.22	2.85	2.36	4.87	3.89
Total Current Assets	272.57	275.73	289.88	280.74	202.79	162.78
Net Property, Plant & Equipment	3.79	4.61	4.82	7.18	7.85	6.93
Other Intangible Assets	4.65	5.39	3.09	-	-	-
Other Long-Term Assets	6.65	10.65	6.15	91.7	108.18	124.3
Total Assets	287.65	296.37	374.04	379.63	318.83	294.01
Accounts Payable	1.04	0.95	0.38	0.29	1.29	3.44
Accrued Expenses	8.64	5.17	8.13	6.39	3.98	3.03
Current Portion of Long-Term Debt	7.5	7.5	4.69	3.75	3.13	4.89
Other Current Liabilities	31.58	33.63	7.4	4.68	3.67	5.65
Total Current Liabilities	48.76	47.25	20.59	15.11	12.07	17.01
Long-Term Debt	126.85	132.22	139.36	143.68	143.14	152.86
Long-Term Leases	2.61	3.27	3.45	4.08	4.64	5.14
Other Long-Term Liabilities	36.6	35.54	5.06	3.94	-	92.38
Total Long-Term Liabilities	166.07	171.03	147.87	151.7	147.78	250.38
Total Liabilities	214.83	218.28	168.46	166.81	159.84	267.39
Common Stock	1.28	1.28	1.28	1.28	1.28	1.28
Treasury Stock	-90.61	-97.1	-103.99	-72.26	-56.84	-37.5
Additional Paid-in Capital	496.83	502.66	502.03	499.63	496.98	491.25
Retained Earnings	-334.68	-328.76	-193.75	-215.82	-282.44	-428.41
Total Common Shareholders' Equity	72.83	78.09	205.58	212.82	158.98	26.62
Shareholders' Equity	72.83	78.09	205.58	212.82	158.98	26.62
Total Liabilities & Equity	287.65	296.37	374.04	379.63	318.83	294.01
Total Debt	136.97	142.99	147.5	151.52	150.9	162.89
Net Cash (Debt)	96.76	110.93	99.17	57	-31.39	-58.74
Net Cash Growth	-12.77%	11.86%	73.98%	-	-	-
Net Cash Per Share	0.81	0.93	0.82	0.45	-0.25	-0.71
Book Value	72.83	78.09	205.58	212.82	158.98	26.62
Book Value Per Share	0.61	0.66	1.69	1.69	1.26	0.32
Tangible Book Value	68.18	72.7	202.49	212.82	158.98	26.62
Tangible Book Value Per Share	0.57	0.61	1.67	1.69	1.26	0.32

Updated Sep 30, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q