Open Lending Corporation (LPRO)

Open Lending Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	222.13	243.16	240.21	204.45	116.45	101.51
Cash & Short-Term Investments	222.13	243.16	240.21	204.45	116.45	101.51
Cash Growth	-11.23%	1.23%	17.49%	75.56%	14.72%	1222.47%
Accounts Receivable	28.43	15.03	33.32	60.15	77.07	54.74
Other Receivables	4.01	3.56	7.04	9.71	1.35	-
Receivables	32.45	18.59	40.36	69.86	78.41	54.74
Prepaid Expenses	-	-	-	-	-	1.87
Restricted Cash	11.6	10.76	6.46	4.07	3.06	2.64
Other Current Assets	6.39	3.22	2.85	2.36	4.87	2.02
Total Current Assets	272.57	275.73	289.88	280.74	202.79	162.78
Property, Plant & Equipment	3.79	4.61	4.82	7.18	7.85	6.93
Other Intangible Assets	4.65	5.39	3.09	-	-	-
Long-Term Accounts Receivable	3.09	5.09	0.61	21	42.41	38.96
Long-Term Deferred Tax Assets	-	-	70.11	65.13	65.5	85.22
Other Long-Term Assets	3.56	5.56	5.54	5.58	0.26	0.12
Total Assets	287.65	296.37	374.04	379.63	318.83	294.01
Accounts Payable	1.04	0.95	0.38	0.29	1.29	3.44
Accrued Expenses	8.64	5.17	8.13	6.39	3.98	3.03
Current Portion of Long-Term Debt	7.5	7.5	4.69	3.75	3.13	4.89
Current Portion of Leases	-	0.78	0.63	0.56	0.5	0.36
Current Income Taxes Payable	-	-	-	-	-	1.64
Other Current Liabilities	31.58	32.85	6.76	4.12	3.18	3.64
Total Current Liabilities	48.76	47.25	20.59	15.11	12.07	17.01
Long-Term Debt	126.85	132.22	139.36	143.68	143.14	152.86
Long-Term Leases	2.61	3.27	3.45	4.08	4.64	5.14
Other Long-Term Liabilities	36.6	35.54	5.06	3.94	-	92.38
Total Liabilities	214.83	218.28	168.46	166.81	159.84	267.39
Common Stock	1.28	1.28	1.28	1.28	1.28	1.28
Additional Paid-In Capital	496.83	502.66	502.03	499.63	496.98	491.25
Retained Earnings	-334.68	-328.76	-193.75	-215.82	-282.44	-428.41
Treasury Stock	-90.61	-97.1	-103.99	-72.26	-56.84	-37.5
Total Common Equity	72.83	78.09	205.58	212.82	158.98	26.62
Shareholders' Equity	72.83	78.09	205.58	212.82	158.98	26.62
Total Liabilities & Equity	287.65	296.37	374.04	379.63	318.83	294.01
Total Debt	136.97	143.77	148.13	152.08	151.4	163.25
Net Cash (Debt)	85.17	99.4	92.08	52.37	-34.94	-61.74
Net Cash Growth	-19.09%	7.95%	75.81%	-	-	-
Net Cash Per Share	0.72	0.83	0.76	0.41	-0.28	-0.74
Filing Date Shares Outstanding	118.19	119.78	118.88	123.69	126.22	126.8
Total Common Shares Outstanding	118.18	119.35	118.82	123.65	126.21	126.8
Working Capital	223.81	228.47	269.29	265.64	190.73	145.77
Book Value Per Share	0.62	0.65	1.73	1.72	1.26	0.21
Tangible Book Value	68.18	72.7	202.49	212.82	158.98	26.62
Tangible Book Value Per Share	0.58	0.61	1.70	1.72	1.26	0.21

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q