Open Lending Corporation (LPRO)

Open Lending Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Apr 25, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	157	713	1,019	853	2,837	4,433
Market Cap Growth	-30.08%	-30.08%	19.54%	-69.95%	-36.01%	1123.54%
Enterprise Value	54	607	936	804	2,898	4,482
Last Close Price	1.28	5.97	8.51	6.75	22.48	34.96
PE Ratio	-	-	46.18	12.80	19.42	-
Forward PE	17.71	36.27	34.12	13.62	27.07	51.36
PS Ratio	6.35	29.66	8.68	4.75	13.15	40.71
PB Ratio	1.96	9.13	4.96	4.01	17.84	166.52
P/TBV Ratio	2.11	9.80	5.03	4.01	17.84	166.52
P/FCF Ratio	8.79	40.87	12.35	7.95	29.85	189.09
P/OCF Ratio	8.71	40.49	12.33	7.94	29.81	179.91
PEG Ratio	-	0.90	0.90	0.90	0.90	0.99
EV/Sales Ratio	2.24	25.28	7.97	4.48	13.44	41.16
EV/EBITDA Ratio	-	-	31.80	8.21	19.21	77.24
EV/EBIT Ratio	-	-	32.19	8.24	19.28	79.03
EV/FCF Ratio	3.09	34.83	11.34	7.50	30.49	191.18
Debt / Equity Ratio	1.84	1.84	0.72	0.72	0.95	6.13
Debt / EBITDA Ratio	-	-	4.81	1.53	0.99	2.77
Debt / FCF Ratio	8.25	8.25	1.80	1.42	1.59	6.96
Asset Turnover	0.07	0.07	0.31	0.51	0.70	0.58
Quick Ratio	5.54	5.54	13.63	18.16	16.15	9.19
Current Ratio	5.84	5.84	14.08	18.58	16.81	9.57
Return on Equity (ROE)	-95.19%	-95.19%	10.55%	35.84%	157.41%	-201.61%
Return on Assets (ROA)	-12.19%	-12.19%	4.82%	17.47%	30.65%	19.00%
Return on Capital (ROIC)	-14.20%	-14.20%	5.06%	18.07%	37.55%	26.92%
Return on Capital Employed (ROCE)	-	-	8.20%	26.80%	49.00%	20.50%
Earnings Yield	-88.06%	-18.95%	2.17%	7.81%	5.15%	-2.20%
FCF Yield	11.37%	2.45%	8.10%	12.57%	3.35%	0.53%
Buyback Yield / Dilution	1.89%	1.89%	3.79%	0.10%	-52.45%	-120.32%

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q