Open Lending Corporation (LPRO)

Open Lending Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	661	1,019	853	2,837	4,482	362
Market Cap Growth	-14.54%	19.54%	-69.95%	-36.71%	1137.00%	8.10%
Enterprise Value	553	920	796	2,868	4,541	356
PE Ratio	50.45	46.18	12.80	19.42	-49.40	-3.24
PS Ratio	6.02	8.68	4.75	13.15	41.16	3.90
PB Ratio	3.13	4.96	4.01	17.84	168.35	-1.54
P/FCF Ratio	10.72	12.66	7.98	30.45	191.17	8.70
P/OCF Ratio	10.31	12.33	7.94	29.81	181.89	8.68
EV/Sales Ratio	5.03	7.83	4.43	13.30	41.70	3.83
EV/EBITDA Ratio	16.97	22.28	7.89	14.48	-58.50	5.65
EV/EBIT Ratio	18.03	23.28	8.01	14.56	-57.19	5.66
EV/FCF Ratio	8.96	11.43	7.45	30.78	193.68	8.54
Debt / Equity Ratio	0.69	0.72	0.71	0.95	6.12	-0.01
Debt / EBITDA Ratio	4.50	3.57	1.50	0.76	-2.10	0.05
Debt / FCF Ratio	2.38	1.83	1.42	1.62	6.95	0.08
Quick Ratio	11.80	12.20	14.18	10.45	6.38	1.67
Current Ratio	13.14	14.08	18.58	16.81	9.57	5.52
Asset Turnover	0.29	0.31	0.48	0.72	0.41	0.40
Interest Coverage	2.78	3.71	17.04	33.63	-6.84	195.14
Return on Equity (ROE)	6.90%	10.40%	31.80%	137.90%	91.10%	203.70%
Return on Assets (ROA)	3.80%	5.80%	17.90%	48.70%	-34.30%	-48.40%
Return on Capital (ROIC)	4.02%	6.30%	19.08%	37.06%	29.93%	-27.15%
Earnings Yield	2.21%	2.17%	7.81%	5.15%	-2.02%	-30.90%
FCF Yield	9.32%	7.90%	12.53%	3.28%	0.52%	11.50%
Buyback Yield / Dilution	3.25%	3.79%	0.10%	-52.45%	-120.32%	-
Total Shareholder Return	3.25%	3.79%	0.10%	-52.45%	-120.32%	-

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).