Open Lending Corporation (LPRO)

Open Lending Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Nov 21, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	759	1,019	853	2,837	4,433	362
Market Cap Growth	-17.39%	19.54%	-69.95%	-36.01%	1123.54%	8.10%
Enterprise Value	638	936	804	2,898	4,482	354
Last Close Price	6.23	8.51	6.75	22.48	34.96	10.54
PE Ratio	166.47	47.28	12.78	19.44	-	-
Forward PE	37.02	34.12	13.62	27.07	51.36	-
PS Ratio	7.74	8.68	4.75	13.15	40.71	3.90
PB Ratio	3.37	4.96	4.01	17.84	166.52	5.16
P/TBV Ratio	3.31	4.96	4.01	17.84	166.52	-
P/FCF Ratio	20.33	12.35	7.95	29.85	189.09	8.70
P/OCF Ratio	20.23	12.33	7.94	29.81	179.91	8.68
PEG Ratio	1.84	0.90	0.90	0.90	0.99	-
EV/Sales Ratio	6.66	7.97	4.48	13.44	41.16	3.81
EV/EBITDA Ratio	97.93	30.96	8.16	19.21	77.24	5.64
EV/EBIT Ratio	130.21	32.19	8.24	19.28	79.03	5.65
EV/FCF Ratio	17.00	11.34	7.50	30.49	191.18	8.49
Debt / Equity Ratio	0.66	0.72	0.71	0.95	6.13	0.05
Debt / EBITDA Ratio	18.43	4.69	1.52	0.99	2.77	0.05
Debt / FCF Ratio	3.86	1.79	1.42	1.59	6.96	0.08
Asset Turnover	0.25	0.31	0.51	0.70	0.58	1.78
Quick Ratio	8.97	13.63	18.16	16.15	9.19	5.03
Current Ratio	9.42	14.08	18.58	16.81	9.57	5.52
Return on Equity (ROE)	2.11%	10.55%	35.84%	157.41%	-201.61%	160.60%
Return on Assets (ROA)	0.79%	4.82%	17.47%	30.65%	19.00%	75.21%
Return on Capital (ROIC)	0.84%	5.06%	18.07%	37.55%	26.92%	89.96%
Earnings Yield	0.60%	2.17%	7.81%	5.15%	-2.20%	17.26%
FCF Yield	4.92%	8.10%	12.57%	3.35%	0.53%	11.50%
Payout Ratio	0.00%	-	-	-	-	67.79%
Buyback Yield / Dilution	2.96%	3.79%	0.10%	-52.45%	-120.32%	-
Total Shareholder Return	2.96%	3.79%	0.10%	-52.45%	-120.32%	-

Source: S&P Capital IQ. Standard template. Financial Sources.