Lloyds Banking Group Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	13,230	12,277	13,298	12,922	10,872
Net Interest Income Growth	7.76%	-7.68%	2.91%	18.86%	1.14%
Non-Interest Income	42,948	17,404	32,862	-9,263	67,487
Non-Interest Income Growth	146.77%	-47.04%	-	-	59.69%
Revenues Before Loan Losses	56,178	29,681	46,160	3,659	78,359
Provision for Credit Losses	795	431	-	-	-
Revenue	55,383	29,250	46,160	3,659	78,359
Revenue Growth (YoY)	89.34%	-36.63%	1161.55%	-95.33%	47.82%
Compensation Expenses	11,966	11,601	10,823	9,237	10,800
Total Non-Interest Expense	11,966	11,601	10,823	9,237	10,800
Pretax Income	6,661	5,971	7,503	4,782	6,902
Provision for Income Taxes	1,904	1,494	1,985	859	1,017
Net Income	8,953	4,477	5,518	3,923	5,885
Minority Interest in Earnings	463	-	-	-	-
Net Income to Common	8,953	4,477	5,518	3,923	5,885
Net Income Growth	99.98%	-18.87%	40.66%	-33.34%	324.30%
Shares Outstanding (Basic)	14,948	15,603	16,238	17,212	17,734
Shares Outstanding (Diluted)	14,948	15,769	16,440	17,421	17,946
Shares Change (YoY)	-5.21%	-4.08%	-5.63%	-2.93%	0.74%
EPS (Basic)	0.28	0.25	0.30	0.20	0.30
EPS (Diluted)	0.28	0.25	0.30	0.20	0.30
EPS Growth	11.29%	-17.33%	53.06%	-34.67%	525.00%
Free Cash Flow	630	-8,757	1,355	18,156	3,530
Free Cash Flow Growth	-	-	-92.54%	414.33%	-86.02%
Free Cash Flow Per Share	0.04	-0.56	0.08	1.04	0.20
Dividends Per Share	0.036	0.032	0.028	0.024	-
Dividend Growth	15.14%	14.85%	15.00%	-	-
Profit Margin	17.00%	15.31%	11.95%	107.22%	7.51%
FCF Margin	1.14%	-29.94%	2.94%	496.20%	4.50%
EBITDA	6,431	5,990	5,622	-244	-1,265
EBITDA Margin	11.61%	20.48%	12.18%	-6.67%	-1.61%
Effective Tax Rate	28.58%	25.02%	26.46%	17.96%	14.73%

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q