Lloyds Banking Group PLC (LYG)
Stock Price Chart
Key Info
| Market Cap | 24.33B |
| Revenue (ttm) | 55.73B |
| Net Income (ttm) | 2.46B |
| Shares Out | 17.70B |
| EPS (ttm) | 0.30 |
| PE Ratio | 4.58 |
| Forward PE | 5.55 |
| Dividend | $0.21 |
| Dividend Yield | 15.27% |
Stock Quote
| Trading Day | Oct 20, 2020 |
| Last Price | $1.38 |
| Previous Close | $1.35 |
| Change ($) | 0.03 |
| Change (%) | 1.85% |
| Day's Open | 1.37 |
| Day's Range | 1.36 - 1.38 |
| Day's Volume | 691,202 |
| 52-Week Range | 1.17 - 3.58 |
More Stats
| Market Cap | 24.33B |
| Enterprise Value | 81.83B |
| Earnings Date (est) | Oct 29, 2020 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 17.70B |
| Float | 17.69B |
| EPS (basic) | n/a |
| EPS (diluted) | 0.30 |
| FCF / Share | 0.69 |
| Dividend | $0.21 |
| Dividend Yield | 15.27% |
| Earnings Yield | 21.82% |
| FCF Yield | 50.14% |
| Payout Ratio | 90.70% |
| Shares Short | 5.51M |
| Short Ratio | 0.80 |
| Short % of Float | 0.03% |
| Beta | 1.13 |
| PE Ratio | 4.58 |
| Forward PE | 5.55 |
| P/FCF Ratio | 1.99 |
| PS Ratio | 0.44 |
| PB Ratio | 0.38 |
| Revenue | 55.73B |
| Operating Income | 5.78B |
| Net Income | 2.46B |
| Free Cash Flow | 12.20B |
| Net Cash | -57.50B |
| Net Cash / Share | -3.25 |
| Gross Margin | 43.34% |
| Operating Margin | 10.37% |
| Profit Margin | 5.80% |
| FCF Margin | 21.89% |
| ROA | 0.09% |
| ROE | 1.63% |
| ROIC | 0.50% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 42,356 | 22,091 | 34,237 | 39,611 | 23,150 | 29,892 | 37,985 | 38,913 | 26,843 | 43,956 |
| Revenue Growth | 91.73% | -35.48% | -13.57% | 71.11% | -22.55% | -21.31% | -2.38% | 44.97% | -38.93% | - |
| Gross Profit | 18,359 | 18,626 | 18,659 | 17,267 | 17,421 | 16,399 | 18,478 | 20,517 | 20,802 | 24,868 |
| Operating Income | 4,393 | 5,960 | 5,625 | 3,888 | 1,644 | 1,762 | 415 | -606 | -551 | -2,554 |
| Net Income | 2,459 | 3,975 | 3,494 | 1,651 | 466 | 1,125 | -838 | -1,471 | -627 | -2,656 |
| Shares Outstanding | 71,164 | 71,973 | 71,455 | 71,455 | 71,455 | 71,449 | 70,424 | 68,808 | 68,155 | 63,855 |
| Earnings Per Share | 0.14 | 0.22 | 0.19 | 0.10 | 0.03 | 0.06 | -0.05 | -0.08 | -0.04 | -0.16 |
| EPS Growth | -38.18% | 14.58% | 100% | 200% | -50% | - | - | - | - | - |
| Dividend Per Share | 0.17 | 0.17 | 0.17 | 0.16 | 0.09 | - | - | - | - | - |
| Dividend Growth | 1.21% | 0% | 5.77% | 67.74% | - | - | - | - | - | - |
| Operating Cash Flow | 11,281 | -11,107 | -3,195 | 2,074 | 16,372 | 10,353 | -15,531 | 3,049 | 19,893 | -2,037 |
| Capital Expenditures | -2,010 | -2,180 | -2,211 | -2,076 | -1,880 | -1,399 | -892 | -408 | -881 | -1,862 |
| Free Cash Flow | 9,271 | -13,287 | -5,406 | -2.00 | 14,492 | 8,954 | -16,423 | 2,641 | 19,012 | -3,899 |
| Cash & Equivalents | 55,443 | 55,310 | 59,276 | 48,158 | 59,114 | 51,665 | 50,922 | 81,554 | 62,130 | 39,483 |
| Total Debt | 99,141 | 92,908 | 74,299 | 78,264 | 83,885 | 78,341 | 89,052 | 119,447 | 186,953 | 230,742 |
| Net Cash / Debt | -43,698 | -37,598 | -15,023 | -30,106 | -24,771 | -26,676 | -38,130 | -37,893 | -124,823 | -191,259 |
| Assets | 833,893 | 797,598 | 811,182 | 817,793 | 806,688 | 854,896 | 842,380 | 934,221 | 980,248 | 992,438 |
| Liabilities | 786,087 | 747,399 | 763,230 | 769,328 | 759,708 | 804,993 | 803,044 | 891,640 | 934,068 | 947,872 |
| Book Value | 47,603 | 49,925 | 47,715 | 48,025 | 46,589 | 48,690 | 38,989 | 41,896 | 45,506 | 43,725 |
Company Profile
Company Details
| Full Name | Lloyds Banking Group PLC |
| Country | United Kingdom |
| Employees | 63,069 |
| CEO | António Mota De Sousa Horta-Osório |
Stock Information
| Ticker Symbol | LYG |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NYSE: LYG |
Description
Lloyds Banking Group plc provides range of banking and financial services in the United Kingdom and internationally. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings accounts, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, term lending, and debt capital markets services to corporate clients. The Insurance and Wealth segment offers life, home, and car insurance products; pensions and investment products; and advisory services in areas, including investments, planning for retirement, and protection and inheritance tax planning, as well as personal lending. It also provides digital, telephony, and mobile services. The company offers its products and services under the Lloyds Bank, Halifax, Black Horse, Agricultural Mortgage Corporation, Schroders Personal Wealth, Lex Autolease, Birmingham Midshires, MBNA, LDC, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is headquartered in London, the United Kingdom.