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Lloyds Banking Group plc (LYG)
NYSE: LYG · Real-Time Price · USD
6.28
+0.09 (1.45%)
At close: Aug 7, 2026, 4:00 PM EDT
6.31
+0.03 (0.48%)
After-hours: Aug 7, 2026, 7:54 PM EDT

Lloyds Banking Group Financials Overview

Millions GBP. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
19,69318,62717,57218,326-6,86838,950
Revenue Growth
11.01%6.00%-4.11%--33.54%
Net Income
4,7584,1963,9234,9333,3895,355
Earnings Per Share
0.320.280.250.300.200.30
EPS Growth
17.91%11.29%-17.33%53.06%-34.67%525.00%

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Net Income
11,25910,8289,96510,85811,1379,732
Commercial Banking Net Income
5,6955,4865,2435,4825,0074,026
Insurance, Pensions and Investments Net Income
1,4161,2801,1561,0778591,303
Other Segment Net Income
764707753515462702

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
61,53056,66162,70578,11091,38876,567
Total Debt
102,26590,28383,04487,23785,82985,981
Net Cash (Debt)
-102,265-90,283-83,044-87,237-85,829-85,981
Net Cash Growth
------
Net Cash Per Share
-6.86-5.97-5.27-5.31-4.93-4.79

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
16,0265,701-4,3936,81022,0116,758
Capital Expenditures
-5,484-5,071-4,364-3,961-2,432-3,228
Free Cash Flow
10,542630-8,7572,84919,5793,530
Free Cash Flow Growth
523.79%---85.45%454.65%-86.02%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
37.83%35.76%33.98%40.94%-69.63%17.72%
Profit Margin
27.10%25.54%25.48%30.11%-57.12%15.11%
FCF Margin
53.53%3.38%-49.84%15.55%-285.08%9.06%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.1920.0360.0320.0280.0240.020
Dividend Per Share Growth
16.98%15.14%14.85%15.00%20.00%250.88%
Dividend Yield
3.06%3.39%5.40%5.42%4.71%2.62%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.2614.288.746.259.276.29
P/FCF Ratio
-92.10-10.451.559.48
PS Ratio
3.453.111.871.63-4.430.86