Lloyds Banking Group plc (LYG)

Lloyds Banking Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 25, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Jan 1, 2022
Market Capitalization	81,428	77,067	41,382	38,423	36,559	45,963
Market Cap Growth	65.82%	86.23%	7.70%	5.10%	-20.46%	30.44%
Last Close Price	5.66	5.30	2.60	2.16	1.89	2.09
PE Ratio	61.97	13.65	8.43	6.12	8.95	6.34
PS Ratio	3.25	3.07	1.88	1.65	2.09	1.98
PB Ratio	1.26	1.20	0.72	0.64	0.69	0.66
P/FCF Ratio	-	-	-	3.86	1.43	-
P/OCF Ratio	-	-	-	2.56	1.29	-
Debt / Equity Ratio	3.10	3.10	3.19	3.18	3.73	2.61
Debt / FCF Ratio	-	-	-	19.29	7.73	-
Net Debt / Equity Ratio	-0.48	-0.48	-0.77	-0.61	-0.82	-0.43
Net Debt / FCF Ratio	1.79	1.79	1.76	-3.70	-1.71	1.30
Return on Equity (ROE)	10.15%	10.15%	9.60%	12.09%	8.25%	11.70%
Return on Assets (ROA)	0.51%	0.51%	0.50%	0.63%	0.45%	0.67%
Earnings Yield	6.94%	8.14%	13.38%	18.10%	12.61%	17.04%
FCF Yield	-21.32%	-22.45%	-60.76%	25.89%	69.78%	-50.35%
Dividend Yield	3.04%	0.93%	1.53%	1.63%	1.53%	1.30%
Payout Ratio	188.14%	52.86%	52.61%	39.89%	49.99%	22.58%
Buyback Yield / Dilution	3.89%	3.89%	3.80%	5.61%	2.93%	-0.74%
Total Shareholder Return	6.98%	4.82%	5.33%	7.24%	4.46%	0.55%

Updated Jan 29, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q