Middlefield Banc Corp. (MBCN)

Middlefield Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Interest Income	64.16	60.68	65.2	50.18	48.14	43.39
Net Interest Income Growth	4.51%	-6.94%	29.95%	4.23%	10.95%	4.84%
Non-Interest Income	8.68	7.21	6.69	6.75	7.25	5.99
Non-Interest Income Growth	24.43%	7.80%	-0.81%	-6.94%	21.02%	23.73%
Revenues Before Loan Losses	72.84	67.89	71.89	56.92	55.39	49.38
Provision for Credit Losses	1.65	2.01	3	-	0.7	9.84
Revenue	71.2	65.89	68.89	56.92	54.69	39.54
Revenue Growth (YoY)	6.68%	-4.37%	21.03%	4.08%	38.32%	-12.79%
Total Non-Interest Expense	49.52	47.54	48.14	38.03	31.99	29.79
Pretax Income	21.68	18.34	20.76	18.89	22.7	9.75
Provision for Income Taxes	3.5	2.83	3.39	3.22	4.07	1.4
Net Income	18.18	15.52	17.37	15.67	18.63	8.35
Net Income to Common	18.18	15.52	17.37	15.67	18.63	8.35
Net Income Growth	15.68%	-10.65%	10.81%	-15.89%	123.18%	-34.32%
Shares Outstanding (Basic)	8	8	8	6	6	6
Shares Outstanding (Diluted)	8	8	8	6	6	6
Shares Change (YoY)	-0.16%	-0.49%	34.44%	-2.68%	-3.02%	-1.51%
EPS (Basic)	2.26	1.93	2.14	2.60	3.01	1.31
EPS (Diluted)	2.25	1.92	2.14	2.59	3.00	1.30
EPS Growth	15.98%	-10.28%	-17.38%	-13.67%	130.77%	-33.33%
Free Cash Flow	20.03	16.69	21.26	17.4	14.82	14.01
Free Cash Flow Growth	20.02%	-21.49%	22.16%	17.45%	5.80%	21.13%
Free Cash Flow Per Share	2.48	2.06	2.62	2.88	2.39	2.19
Dividends Per Share	0.820	0.800	0.800	0.710	0.650	0.600
Dividend Growth	2.50%	-	12.68%	9.23%	8.33%	5.26%
Profit Margin	25.53%	23.55%	25.21%	27.53%	34.07%	21.12%
FCF Margin	28.14%	25.34%	30.86%	30.57%	27.09%	35.42%
EBITDA	1.12	1.15	1.05	0.14	2.42	2.31
EBITDA Margin	1.57%	1.75%	1.52%	0.25%	4.42%	5.85%
Effective Tax Rate	16.16%	15.40%	16.32%	17.04%	17.91%	14.37%

Updated Jul 22, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q