Middlefield Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	99.05	92.57	81.96	48.51	47.9
Interest Income on Investments	8.29	8.7	8.34	6.39	4.44
Total Interest Income	107.34	101.26	90.3	54.91	52.34
Interest Paid on Deposits	33.92	33.26	19	4.02	3.91
Interest Paid on Borrowings	4.93	7.32	6.1	0.71	0.28
Total Interest Expense	38.85	40.58	25.1	4.73	4.2
Net Interest Income	68.49	60.68	65.2	50.18	48.14
Net Interest Income Growth (YoY)	12.87%	-6.94%	29.95%	4.23%	10.95%
Gain (Loss) on Sale of Assets	-0.71	-	-	-	-
Gain (Loss) on Sale of Investments	-0.03	-0.01	-0.16	-0.17	0.21
Other Non-Interest Income	3.57	3.12	3.05	3.05	2.33
Total Non-Interest Income	8.59	7.21	6.69	6.75	7.21
Non-Interest Income Growth (YoY)	19.04%	7.80%	-0.81%	-6.38%	20.30%
Revenues Before Loan Losses	77.08	67.89	71.89	56.92	55.35
Provision for Loan Losses	-0.49	2.01	3	-	0.7
Revenue	77.57	65.89	68.89	56.92	54.65
Revenue Growth (YoY)	17.74%	-4.37%	21.03%	4.17%	38.21%
Salaries and Employee Benefits	28.25	24.27	24.25	17.24	16.67
Federal Deposit Insurance	1.07	1.06	0.86	0.33	0.49
Amortization of Goodwill & Intangibles	1.37	1.23	1.15	0.52	0.68
Selling, General & Administrative	12.54	12.26	12.43	9.65	9.38
Other Non-Interest Expense	9.06	8.63	8.46	6.01	4.71
Total Non-Interest Expense	52.29	47.54	47.66	35.65	31.95
EBT Excluding Unusual Items	25.29	18.34	21.23	21.28	22.7
Pretax Income	23.48	18.34	20.76	18.89	22.7
Income Tax Expense	4.06	2.83	3.39	3.22	4.07
Net Income	19.42	15.52	17.37	15.67	18.63
Net Income to Common	19.42	15.52	17.37	15.67	18.63
Net Income Growth	25.15%	-10.65%	10.81%	-15.89%	123.18%
Basic Shares Outstanding	8	8	8	6	6
Diluted Shares Outstanding	8	8	8	6	6
Shares Change (YoY)	0.58%	-0.49%	34.44%	-2.68%	-3.02%
EPS (Basic)	2.40	1.92	2.14	2.60	3.01
EPS (Diluted)	2.39	1.92	2.14	2.59	3.00
EPS Growth	24.48%	-10.28%	-17.37%	-13.67%	130.77%
Dividend Per Share	0.840	0.800	0.800	0.710	0.650
Dividend Growth	5.00%	-	12.68%	9.23%	8.33%
Effective Tax Rate	17.28%	15.40%	16.32%	17.04%	17.91%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q