Interest Income on Loans | 92.57 | 81.96 | 48.51 | 47.9 | 49 | |
Interest Income on Investments | 8.7 | 8.34 | 6.39 | 4.44 | 3.64 | |
Total Interest Income | 101.26 | 90.3 | 54.91 | 52.34 | 52.64 | |
Interest Paid on Deposits | 33.26 | 19 | 4.02 | 3.91 | 8.96 | |
Interest Paid on Borrowings | 7.32 | 6.1 | 0.71 | 0.28 | 0.29 | |
Total Interest Expense | 40.58 | 25.1 | 4.73 | 4.2 | 9.25 | |
Net Interest Income | 60.68 | 65.2 | 50.18 | 48.14 | 43.39 | |
Net Interest Income Growth (YoY) | -6.94% | 29.95% | 4.23% | 10.95% | 4.84% | |
Gain (Loss) on Sale of Investments | -0.01 | -0.16 | -0.17 | 0.21 | -0.1 | |
Other Non-Interest Income | 3.12 | 3.05 | 3.05 | 2.33 | 2.07 | |
Total Non-Interest Income | 7.21 | 6.69 | 6.75 | 7.21 | 5.99 | |
Non-Interest Income Growth (YoY) | 7.80% | -0.81% | -6.38% | 20.30% | 23.73% | |
Revenues Before Loan Losses | 67.89 | 71.89 | 56.92 | 55.35 | 49.38 | |
Provision for Loan Losses | 2.01 | 3 | - | 0.7 | 9.84 | |
Revenue | 65.89 | 68.89 | 56.92 | 54.65 | 39.54 | |
Revenue Growth (YoY) | -4.37% | 21.03% | 4.17% | 38.21% | -12.79% | |
Salaries and Employee Benefits | 24.27 | 24.25 | 17.24 | 16.67 | 15.69 | |
Federal Deposit Insurance | 1.06 | 0.86 | 0.33 | 0.49 | 0.42 | |
Amortization of Goodwill & Intangibles | 1.23 | 1.15 | 0.52 | 0.68 | 0.68 | |
Selling, General & Administrative | 12.26 | 12.43 | 9.65 | 9.38 | 8.32 | |
Other Non-Interest Expense | 8.63 | 8.46 | 6.01 | 4.71 | 4.85 | |
Total Non-Interest Expense | 47.54 | 47.66 | 35.65 | 31.95 | 29.79 | |
EBT Excluding Unusual Items | 18.34 | 21.23 | 21.28 | 22.7 | 9.75 | |
Pretax Income | 18.34 | 20.76 | 18.89 | 22.7 | 9.75 | |
Income Tax Expense | 2.83 | 3.39 | 3.22 | 4.07 | 1.4 | |
Net Income | 15.52 | 17.37 | 15.67 | 18.63 | 8.35 | |
Net Income to Common | 15.52 | 17.37 | 15.67 | 18.63 | 8.35 | |
Net Income Growth | -10.65% | 10.81% | -15.89% | 123.18% | -34.32% | |
Basic Shares Outstanding | 8 | 8 | 6 | 6 | 6 | |
Diluted Shares Outstanding | 8 | 8 | 6 | 6 | 6 | |
Shares Change (YoY) | -0.49% | 34.44% | -2.68% | -3.02% | -1.51% | |
EPS (Basic) | 1.92 | 2.14 | 2.60 | 3.01 | 1.31 | |
EPS (Diluted) | 1.92 | 2.14 | 2.59 | 3.00 | 1.30 | |
EPS Growth | -10.28% | -17.37% | -13.67% | 130.77% | -33.33% | |
Dividend Per Share | 0.800 | 0.800 | 0.710 | 0.650 | 0.600 | |
Dividend Growth | - | 12.68% | 9.23% | 8.33% | 5.26% | |
Effective Tax Rate | 15.40% | 16.32% | 17.04% | 17.91% | 14.37% | |