Middlefield Banc Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	68.49	60.68	65.2	50.18	48.14
Net Interest Income Growth	12.87%	-6.94%	29.95%	4.23%	10.95%
Non-Interest Income	9.3	7.21	6.69	6.75	7.25
Non-Interest Income Growth	28.89%	7.80%	-0.81%	-6.94%	21.02%
Revenues Before Loan Losses	77.79	67.89	71.89	56.92	55.39
Provision for Credit Losses	-0.49	2.01	3	-	0.7
Revenue	78.28	65.89	68.89	56.92	54.69
Revenue Growth (YoY)	18.82%	-4.37%	21.03%	4.08%	38.32%
Compensation Expenses	28.25	24.64	24.51	17.55	17.15
Selling, General & Admin	12.54	11.89	12.17	9.34	8.91
Other Non-Interest Expenses	13.32	11.01	11.46	11.14	5.94
Total Non-Interest Expense	54.8	47.54	48.14	38.03	31.99
Pretax Income	23.48	18.34	20.76	18.89	22.7
Provision for Income Taxes	4.06	2.83	3.39	3.22	4.07
Net Income	19.42	15.52	17.37	15.67	18.63
Net Income to Common	19.42	15.52	17.37	15.67	18.63
Net Income Growth	25.15%	-10.65%	10.81%	-15.89%	123.18%
Shares Outstanding (Basic)	8	8	8	6	6
Shares Outstanding (Diluted)	8	8	8	6	6
Shares Change (YoY)	0.58%	-0.49%	34.44%	-2.68%	-3.02%
EPS (Basic)	2.40	1.93	2.14	2.60	3.01
EPS (Diluted)	2.39	1.92	2.14	2.60	3.01
EPS Growth	24.48%	-10.28%	-17.69%	-13.62%	129.77%
Free Cash Flow	-0.49	16.69	21.26	17.4	14.82
Free Cash Flow Growth	-	-21.49%	22.16%	17.45%	5.80%
Free Cash Flow Per Share	-0.06	2.06	2.62	2.88	2.39
Dividends Per Share	0.840	0.800	0.800	0.710	0.650
Dividend Growth	5.00%	-	12.68%	9.23%	8.33%
Profit Margin	24.81%	23.55%	25.21%	27.53%	34.07%
FCF Margin	-0.63%	25.34%	30.86%	30.57%	27.09%
EBITDA	0	1.9	1.64	0.77	2.92
EBITDA Margin	0.00%	2.88%	2.38%	1.35%	5.34%
Effective Tax Rate	17.28%	15.40%	16.32%	17.04%	17.91%

SEC Filings: 10-K · 10-Q