Middlefield Banc Corp. (MBCN)
Stock Price Chart
Key Info
| Market Cap | 121.69M |
| Revenue (ttm) | 42.34M |
| Net Income (ttm) | 10.42M |
| Shares Out | 6.38M |
| EPS (ttm) | 1.40 |
| PE Ratio | 13.63 |
| Forward PE | 11.88 |
| Dividend | $0.60 |
| Dividend Yield | 3.14% |
Stock Quote
| Trading Day | Oct 30, 2020 |
| Last Price | $19.08 |
| Previous Close | $19.83 |
| Change ($) | -0.75 |
| Change (%) | -3.78% |
| Day's Open | 19.51 |
| Day's Range | 19.08 - 19.68 |
| Day's Volume | 3,795 |
| 52-Week Range | 12.00 - 28.80 |
More Stats
| Market Cap | 121.69M |
| Enterprise Value | 100.99M |
| Earnings Date (est) | Jan 28, 2021 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 6.38M |
| Float | 5.91M |
| EPS (basic) | 1.62 |
| EPS (diluted) | 1.40 |
| FCF / Share | 1.46 |
| Dividend | $0.60 |
| Dividend Yield | 3.14% |
| Earnings Yield | 7.34% |
| FCF Yield | 7.61% |
| Payout Ratio | 36.40% |
| Shares Short | 67,581 |
| Short Ratio | 8.07 |
| Short % of Float | 1.14% |
| Beta | 0.75 |
| PE Ratio | 13.63 |
| Forward PE | 11.88 |
| P/FCF Ratio | 13.13 |
| PS Ratio | 2.87 |
| PB Ratio | 0.89 |
| Revenue | 42.34M |
| Operating Income | 12.35M |
| Net Income | 10.42M |
| Free Cash Flow | 9.27M |
| Net Cash | 20.71M |
| Net Cash / Share | 3.25 |
| Gross Margin | 113.60% |
| Operating Margin | 29.17% |
| Profit Margin | 24.60% |
| FCF Margin | 21.89% |
| ROA | 0.68% |
| ROE | 6.48% |
| ROIC | 1.00% |
Analyst Forecasts
Analyst Consensus: Hold
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45.34 | 43.34 | 41.16 | 29.19 | 28.50 | 27.02 | 25.88 | 23.58 | 20.23 | 17.19 |
| Revenue Growth | 4.62% | 5.28% | 41% | 2.42% | 5.48% | 4.42% | 9.73% | 16.59% | 17.65% | - |
| Gross Profit | 45.34 | 43.34 | 41.16 | 29.19 | 28.50 | 27.02 | 25.88 | 23.58 | 20.23 | 17.19 |
| Operating Income | 15.30 | 14.59 | 13.68 | 8.32 | 8.43 | 9.54 | 9.01 | 7.94 | 4.73 | 2.43 |
| Net Income | 12.71 | 12.43 | 9.46 | 6.42 | 6.87 | 7.18 | 7.03 | 6.28 | 4.13 | 2.52 |
| Shares Outstanding | 6.42 | 6.48 | 6.43 | 4.50 | 3.75 | 4.10 | 4.05 | 3.97 | 3.51 | 3.17 |
| Earnings Per Share | 1.95 | 1.91 | 1.55 | 1.52 | 1.70 | 1.75 | 1.74 | 1.64 | 1.23 | 0.80 |
| EPS Growth | 2.09% | 23.23% | 2.31% | -10.62% | -3.14% | 0.86% | 5.79% | 33.88% | 53.13% | - |
| Dividend Per Share | 0.57 | 0.59 | 0.54 | 0.54 | 0.54 | 0.52 | 0.52 | 0.52 | 0.52 | 0.52 |
| Dividend Growth | -2.56% | 8.33% | 0% | 0.93% | 2.88% | 0% | 0% | 0% | 0% | - |
| Operating Cash Flow | 13.46 | 14.28 | 13.92 | 7.80 | 7.18 | 7.46 | 9.90 | 10.28 | 9.15 | 5.73 |
| Capital Expenditures | -1.90 | -2.10 | -1.20 | -2.17 | -0.51 | -0.90 | -1.83 | -1.00 | -0.58 | -0.33 |
| Free Cash Flow | 11.56 | 12.18 | 12.72 | 5.64 | 6.68 | 6.56 | 8.06 | 9.29 | 8.56 | 5.41 |
| Cash & Equivalents | 35.11 | 108 | 39.89 | 32.50 | 23.75 | 25.64 | 26.19 | 45.35 | 34.39 | 30.64 |
| Total Debt | 17.83 | 99.20 | 104 | 77.80 | 45.76 | 25.43 | 22.42 | 19.51 | 24.22 | 26.95 |
| Net Cash / Debt | 17.29 | 8.73 | -63.89 | -45.30 | -22.01 | 0.21 | 3.78 | 25.84 | 10.17 | 3.68 |
| Assets | 1,182 | 1,248 | 1,106 | 788 | 735 | 678 | 647 | 670 | 655 | 632 |
| Liabilities | 1,045 | 1,120 | 986 | 711 | 673 | 614 | 594 | 615 | 607 | 594 |
| Book Value | 138 | 128 | 120 | 76.96 | 62.30 | 63.87 | 53.47 | 55.44 | 47.25 | 38.02 |
Company Profile
Company Details
| Full Name | Middlefield Banc Corp. |
| Country | United States |
| Employees | 194 |
| CEO | Thomas G. Caldwell |
Stock Information
| Ticker Symbol | MBCN |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: MBCN |
Description
Middlefield Banc operates as the bank holding company for The Middlefield Banking Company that provides various commercial banking services to small and medium-sized businesses, professionals, small business owners, and retail customers in northeastern and central Ohio. It accepts checking, savings, negotiable order of withdrawal, and money market accounts, as well as time certificates of deposit and IRA accounts. The company offers operational and working capital, term business, residential construction, professional, and residential and mortgage loans, as well as consumer installment loans for home improvements, automobiles, boats, and other personal expenditures; loans to finance capital purchases; selected guaranteed or subsidized loan programs for small businesses; and agricultural loans. It also provides safe deposit facilities, travelers' and official checks, money orders, and ATM services; online banking and bill payment services to individuals; and online cash management services to business customers. In addition, the company resolves and disposes troubled assets in Ohio. As of December 31, 2019, it had financial service offices in Beachwood, Chardon, Cortland, Dublin, Garrettsville, Mantua, Middlefield, Newbury, Orwell, Powell, Solon, Sunbury, Twinsburg, Plain City, and Westerville, as well as a loan production office in Mentor, Ohio. The company was founded in 1901 and is headquartered in Middlefield, Ohio.