Middlefield Banc Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	47.51	55.79	60.84	53.81	119.49
Investment Securities	156.67	160.09	167.42	158.41	160.7
Mortgage-Backed Securities	-	8.37	6.32	7.47	10.32
Total Investments	156.67	168.46	173.73	165.88	171.02
Gross Loans	1,585	1,520	1,478	1,353	985.29
Allowance for Loan Losses	-22.71	-22.45	-21.69	-14.44	-14.34
Other Adjustments to Gross Loans	-	-	-	-	-3.6
Net Loans	1,563	1,497	1,456	1,338	967.35
Property, Plant & Equipment	22.21	20.97	21.9	22.68	18.14
Goodwill	36.36	36.36	36.36	31.74	15.07
Other Intangible Assets	4.61	5.61	6.64	7.7	1.4
Loans Held for Sale	-	-	-	-	1.05
Accrued Interest Receivable	35.91	7	7.1	5.9	4.13
Other Current Assets	1	-	-	-	-
Long-Term Deferred Tax Assets	-	10.1	9.24	9.45	1.69
Other Real Estate Owned & Foreclosed	-	0.35	0.23	5.82	6.99
Other Long-Term Assets	35.55	42.06	50.41	40.49	20.26
Total Assets	1,903	1,853	1,823	1,688	1,331
Accrued Expenses	-	-	-	1.94	1.63
Interest Bearing Deposits	1,097	1,011	907.62	847.21	799.04
Institutional Deposits	-	56.6	117.6	50.9	33.4
Non-Interest Bearing Deposits	375	377.88	401.38	503.91	334.17
Total Deposits	1,472	1,446	1,427	1,402	1,167
Short-Term Borrowings	175	172.4	163	65	-
Current Portion of Leases	-	0.48	-	-	-
Accrued Interest Payable	14.3	9.54	12.24	0.88	0.24
Long-Term Debt	11.45	-	-	-	-
Long-Term Leases	-	3.34	3.61	4.53	5.53
Trust Preferred Securities	-	8.25	8.25	8.25	8.25
Pension & Post-Retirement Benefits	-	-	-	4.44	2.25
Other Long-Term Liabilities	-	3.1	3.5	2.93	1.17
Total Liabilities	1,673	1,643	1,617	1,490	1,186
Common Stock	163.81	162	161.39	161.03	87.13
Additional Paid-In Capital	1.05	0.25	-	-	-
Retained Earnings	121.93	109.3	100.24	94.15	83.97
Treasury Stock	-40.91	-40.91	-39.85	-35.35	-29.23
Comprehensive Income & Other	-16.24	-20.07	-16.09	-22.14	3.46
Shareholders' Equity	229.64	210.56	205.68	197.69	145.34
Total Liabilities & Equity	1,903	1,853	1,823	1,688	1,331
Total Debt	186.45	184.47	174.86	77.78	13.78
Net Cash (Debt)	-138.94	-128.67	-114.03	-23.97	105.72
Net Cash Growth	-	-	-	-	11.71%
Net Cash Per Share	-17.08	-15.91	-14.03	-3.97	17.02
Filing Date Shares Outstanding	8.13	8.08	8.07	8.09	5.88
Total Common Shares Outstanding	8.13	8.07	8.1	8.25	5.89
Book Value Per Share	28.26	26.08	25.41	23.98	24.68
Tangible Book Value	188.68	168.6	162.68	158.26	128.86
Tangible Book Value Per Share	23.22	20.88	20.10	19.19	21.88

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q