Middlefield Banc Corp. (MBCN)

Middlefield Banc Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	21.16	15.52	17.37	15.67	18.63	8.35
Depreciation & Amortization	2.37	2.83	3.26	-0	1.74	1.67
Other Amortization	0.36	0.2	0.1	0.14	0.36	0.35
Gain (Loss) on Sale of Assets	-0.52	-	0.17	1.2	-0.04	-0.28
Gain (Loss) on Sale of Investments	0.71	0.76	0.75	0.8	0.3	0.47
Provision for Credit Losses	-0.2	2.01	3	-	0.7	9.84
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.33	0.2	0.1	0.29	1.07	1.83
Accrued Interest Receivable	-0.47	0.08	-1.18	-0.21	1.08	-1.74
Other Operating Activities	-0.83	-3.23	-3.71	-0.29	-7.62	-4.01
Operating Cash Flow	20.33	17.47	22.36	18.29	15.42	15.08
Operating Cash Flow Growth	-9.82%	-21.86%	22.25%	18.58%	2.25%	12.06%
Capital Expenditures	-2.74	-0.78	-1.1	-0.88	-0.61	-1.08
Sale of Property, Plant and Equipment	-	-	-	0.17	-	0.03
Cash Acquisitions	-	-	-	18.41	-	-
Investment in Securities	10.06	-0.72	1.06	29.83	-57.39	-5.9
Net Decrease (Increase) in Loans Originated / Sold - Investing	-100.43	-41.29	-129.22	-55.86	127.29	-127.87
Other Investing Activities	-0	-0.5	2.72	-0.27	1.58	-0.5
Investing Cash Flow	-93.12	-43.29	-126.54	-8.61	70.89	-135.33
Short-Term Debt Issued	-	9.4	98	65	-	-
Long-Term Debt Issued	-	-	-	-	-	3.95
Total Debt Issued	9.4	9.4	98	65	-	3.95
Short-Term Debt Repaid	-	-	-	-	-	-5.08
Long-Term Debt Repaid	-	-0.2	-0.2	-0.23	-4.2	-0.67
Total Debt Repaid	-9.61	-0.2	-0.2	-0.23	-4.2	-5.75
Net Debt Issued (Repaid)	-0.21	9.2	97.8	64.77	-4.2	-1.8
Issuance of Common Stock	-	-	-	-	0.09	0.01
Repurchase of Common Stock	-	-1.06	-4.51	-6.12	-12.29	-1.19
Common Dividends Paid	-6.71	-6.46	-6.86	-5.49	-4.24	-3.83
Net Increase (Decrease) in Deposit Accounts	109.53	19.09	24.78	-128.52	-58.59	204.36
Financing Cash Flow	102.62	20.78	111.21	-75.36	-79.23	197.55
Net Cash Flow	29.83	-5.04	7.03	-65.69	7.08	77.3
Free Cash Flow	17.59	16.69	21.26	17.4	14.82	14.01
Free Cash Flow Growth	-20.56%	-21.49%	22.16%	17.45%	5.80%	21.13%
Free Cash Flow Margin	23.33%	25.34%	30.86%	30.57%	27.12%	35.42%
Free Cash Flow Per Share	2.17	2.06	2.62	2.88	2.39	2.19
Cash Interest Paid	43.4	41.64	22.75	4.33	4.41	9.59
Cash Income Tax Paid	3.15	1.98	1.57	3.58	5.53	2.18

Updated Oct 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q