Middlefield Banc Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	21.16	15.52	17.37	15.67	18.63	8.35
Depreciation & Amortization	1.85	1.9	1.64	0.77	2.92	2.68
Provision for Credit Losses	-0.2	2.01	3	-	0.7	9.84
Stock-Based Compensation	2.01	0.37	0.26	0.31	0.48	0.14
Net Change in Loans Held-for-Sale	-6.19	0	0	0.27	-0.17	0.34
Other Adjustments	5.3	-1.35	-1.08	1.09	-7.87	-4.19
Changes in Accrued Interest and Accounts Receivable	-0.47	0.08	-1.18	-0.21	1.08	-1.74
Changes in Accounts Payable	-4.72	-1.06	2.35	0.4	-0.34	-0.34
Operating Cash Flow	20.33	17.47	22.36	18.29	15.42	15.08
Operating Cash Flow Growth	-9.82%	-21.86%	22.25%	18.58%	2.25%	12.06%
Net Change in Loans Held-for-Investment	-95.58	-41.29	-129.22	-55.86	127.29	-127.87
Net Change in Securities and Investments	9.86	-0.72	1.06	29.83	-57.39	-5.9
Payments for Business Acquisitions	-	-	-	18.41	-	-
Capital Expenditures	-2.74	-0.78	-1.1	-0.88	-0.61	-1.08
Sale of Property, Plant & Equipment	-	-	-	0.17	-	0.03
Other Investing Activities	5.6	-0.5	2.72	-0.27	1.58	-0.5
Investing Cash Flow	-93.12	-43.29	-126.54	-8.61	70.89	-135.33
Net Change in Deposits	108.92	19.09	24.78	-128.52	-58.59	204.36
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	-	-	65	-	-5.08
Long-Term Debt Issued	-	-	-	-	-	3.95
Long-Term Debt Repaid	0.19	9.2	97.8	-0.23	-4.2	-0.67
Net Long-Term Debt Issued (Repaid)	0.19	9.2	97.8	-0.23	-4.2	3.28
Issuance of Common Stock	-	-	-	-	0.09	0.01
Repurchase of Common Stock	-	-1.06	-4.51	-6.12	-12.29	-1.19
Net Common Stock Issued (Repurchased)	-	-1.06	-4.51	-6.12	-12.2	-1.18
Common Dividends Paid	-6.71	-6.46	-6.86	-5.49	-4.24	-3.83
Financing Cash Flow	102.62	20.78	111.21	-75.36	-79.23	197.55
Net Cash Flow	29.83	-5.04	7.03	-65.69	7.08	77.3
Free Cash Flow	17.59	16.69	21.26	17.4	14.82	14.01
Free Cash Flow Growth	5.37%	-21.49%	22.16%	17.45%	5.80%	21.13%
FCF Margin	22.73%	25.34%	30.86%	30.57%	27.09%	35.42%
Free Cash Flow Per Share	2.17	2.06	2.62	2.88	2.39	2.19
Levered Free Cash Flow	15.27	24.86	116.88	15.51	17.48	11.15
Unlevered Free Cash Flow	-6.08	0.14	1.71	0.07	3.05	-0.48

Updated Nov 13, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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