Middlefield Banc Corp. (MBCN)

Middlefield Banc Statistics

Total Valuation

MBCN has a market cap or net worth of $274.79 million. The enterprise value is $286.00 million.

Market Cap	274.79M
Enterprise Value	286.00M

Important Dates

The last earnings date was Wednesday, October 22, 2025, before market open.

Earnings Date	Oct 22, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

MBCN has 8.09 million shares outstanding. The number of shares has increased by 0.14% in one year.

Current Share Class	8.09M
Shares Outstanding	8.09M
Shares Change (YoY)	+0.14%
Shares Change (QoQ)	+0.42%
Owned by Insiders (%)	3.68%
Owned by Institutions (%)	27.48%
Float	7.20M

Valuation Ratios

The trailing PE ratio is 12.91 and the forward PE ratio is 13.42.

PE Ratio	12.91
Forward PE	13.42
PS Ratio	3.61
Forward PS	3.32
PB Ratio	1.21
P/TBV Ratio	1.49
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.52
EV / Sales	3.79
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.73%.

Return on Equity (ROE)	9.73%
Return on Assets (ROA)	1.10%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$306,504
Profits Per Employee	$85,996
Employee Count	246
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MBCN has paid $4.21 million in taxes.

Income Tax	4.21M
Effective Tax Rate	16.60%

Stock Price Statistics

The stock price has increased by +23.93% in the last 52 weeks. The beta is 0.45, so MBCN's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	+23.93%
50-Day Moving Average	30.29
200-Day Moving Average	28.25
Relative Strength Index (RSI)	64.64
Average Volume (20 Days)	18,883

Short Selling Information

The latest short interest is 55,723, so 0.69% of the outstanding shares have been sold short.

Short Interest	55,723
Short Previous Month	55,340
Short % of Shares Out	0.69%
Short % of Float	0.77%
Short Ratio (days to cover)	7.69

Income Statement

In the last 12 months, MBCN had revenue of $75.40 million and earned $21.16 million in profits. Earnings per share was $2.61.

Revenue	75.40M
Gross Profit	75.40M
Operating Income	27.83M
Pretax Income	25.37M
Net Income	21.16M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.61

Balance Sheet

The company has $103.71 million in cash and $117.50 million in debt, giving a net cash position of -$13.80 million or -$1.71 per share.

Cash & Cash Equivalents	103.71M
Total Debt	117.50M
Net Cash	-13.80M
Net Cash Per Share	-$1.71
Equity (Book Value)	224.12M
Book Value Per Share	27.71
Working Capital	-1.60B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	36.91%
Pretax Margin	33.64%
Profit Margin	28.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 2.49%.

Dividend Per Share	$0.84
Dividend Yield	2.49%
Dividend Growth (YoY)	-2.35%
Years of Dividend Growth	n/a
Payout Ratio	31.79%
Buyback Yield	-0.14%
Shareholder Yield	2.36%
Earnings Yield	7.77%
FCF Yield	n/a

Analyst Forecast

The average price target for MBCN is $35.00, which is 3.00% higher than the current price. The consensus rating is "Hold".

Price Target	$35.00
Price Target Difference	3.00%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 12, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 12, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2