Middlefield Banc Corp. (MBCN)

Middlefield Banc Statistics

Total Valuation

MBCN has a market cap or net worth of $280.81 million. The enterprise value is $420.15 million.

Market Cap	280.81M
Enterprise Value	420.15M

Important Dates

The last earnings date was Tuesday, February 10, 2026, before market open.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	Feb 17, 2026

Share Statistics

MBCN has 8.09 million shares outstanding. The number of shares has increased by 0.58% in one year.

Current Share Class	8.09M
Shares Outstanding	8.09M
Shares Change (YoY)	+0.58%
Shares Change (QoQ)	+0.03%
Owned by Insiders (%)	4.24%
Owned by Institutions (%)	34.30%
Float	7.72M

Valuation Ratios

The trailing PE ratio is 14.59 and the forward PE ratio is 14.53.

PE Ratio	14.59
Forward PE	14.53
PS Ratio	3.63
Forward PS	3.31
PB Ratio	1.23
P/TBV Ratio	1.49
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.63
EV / Sales	5.42
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.82%.

Return on Equity (ROE)	8.82%
Return on Assets (ROA)	1.03%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.75%
Revenue Per Employee	$315,333
Profits Per Employee	$78,951
Employee Count	246
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MBCN has paid $4.06 million in taxes.

Income Tax	4.06M
Effective Tax Rate	17.28%

Stock Price Statistics

The stock price has increased by +30.00% in the last 52 weeks. The beta is 0.36, so MBCN's price volatility has been lower than the market average.

Beta (5Y)	0.36
52-Week Price Change	+30.00%
50-Day Moving Average	35.06
200-Day Moving Average	31.60
Relative Strength Index (RSI)	52.77
Average Volume (20 Days)	54,535

Short Selling Information

The latest short interest is 32,355, so 0.40% of the outstanding shares have been sold short.

Short Interest	32,355
Short Previous Month	37,266
Short % of Shares Out	0.40%
Short % of Float	0.42%
Short Ratio (days to cover)	1.75

Income Statement

In the last 12 months, MBCN had revenue of $77.57 million and earned $19.42 million in profits. Earnings per share was $2.39.

Revenue	77.57M
Gross Profit	77.57M
Operating Income	27.73M
Pretax Income	23.48M
Net Income	19.42M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.39

Balance Sheet

The company has $47.51 million in cash and $186.45 million in debt, with a net cash position of -$138.94 million or -$17.17 per share.

Cash & Cash Equivalents	47.51M
Total Debt	186.45M
Net Cash	-138.94M
Net Cash Per Share	-$17.17
Equity (Book Value)	229.64M
Book Value Per Share	28.26
Working Capital	-1.58B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	35.74%
Pretax Margin	30.27%
Profit Margin	25.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 2.41%.

Dividend Per Share	$0.84
Dividend Yield	2.41%
Dividend Growth (YoY)	3.70%
Years of Dividend Growth	1
Payout Ratio	35.15%
Buyback Yield	-0.58%
Shareholder Yield	1.83%
Earnings Yield	6.91%
FCF Yield	n/a

Analyst Forecast

The average price target for MBCN is $35.00, which is 0.84% higher than the current price. The consensus rating is "Hold".

Price Target	$35.00
Price Target Difference	0.84%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on November 12, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 12, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2