Middlefield Banc Statistics
Total Valuation
MBCN has a market cap or net worth of $274.23 million. The enterprise value is $288.02 million.
Important Dates
The last earnings date was Wednesday, October 22, 2025, before market open.
| Earnings Date | Oct 22, 2025 |
| Ex-Dividend Date | Nov 28, 2025 |
Share Statistics
MBCN has 8.09 million shares outstanding. The number of shares has increased by 0.07% in one year.
| Current Share Class | 8.09M |
| Shares Outstanding | 8.09M |
| Shares Change (YoY) | +0.07% |
| Shares Change (QoQ) | +0.42% |
| Owned by Insiders (%) | 3.68% |
| Owned by Institutions (%) | 27.49% |
| Float | 7.20M |
Valuation Ratios
The trailing PE ratio is 12.99 and the forward PE ratio is 13.27.
| PE Ratio | 12.99 |
| Forward PE | 13.27 |
| PS Ratio | 3.63 |
| Forward PS | 3.30 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.50 |
| P/FCF Ratio | 15.59 |
| P/OCF Ratio | 13.49 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.61 |
| EV / Sales | 3.82 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.38 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.73%.
| Return on Equity (ROE) | 9.73% |
| Return on Assets (ROA) | 1.10% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $306,504 |
| Profits Per Employee | $85,996 |
| Employee Count | 246 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MBCN has paid $4.21 million in taxes.
| Income Tax | 4.21M |
| Effective Tax Rate | 16.60% |
Stock Price Statistics
The stock price has increased by +11.49% in the last 52 weeks. The beta is 0.40, so MBCN's price volatility has been lower than the market average.
| Beta (5Y) | 0.40 |
| 52-Week Price Change | +11.49% |
| 50-Day Moving Average | 31.48 |
| 200-Day Moving Average | 28.98 |
| Relative Strength Index (RSI) | 58.23 |
| Average Volume (20 Days) | 23,897 |
Short Selling Information
The latest short interest is 39,313, so 0.49% of the outstanding shares have been sold short.
| Short Interest | 39,313 |
| Short Previous Month | 55,723 |
| Short % of Shares Out | 0.49% |
| Short % of Float | 0.55% |
| Short Ratio (days to cover) | 1.93 |
Income Statement
In the last 12 months, MBCN had revenue of $75.40 million and earned $21.16 million in profits. Earnings per share was $2.61.
| Revenue | 75.40M |
| Gross Profit | 75.40M |
| Operating Income | 27.83M |
| Pretax Income | 25.37M |
| Net Income | 21.16M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.61 |
Full Income StatementBalance Sheet
The company has $103.71 million in cash and $117.50 million in debt, giving a net cash position of -$13.80 million or -$1.71 per share.
| Cash & Cash Equivalents | 103.71M |
| Total Debt | 117.50M |
| Net Cash | -13.80M |
| Net Cash Per Share | -$1.71 |
| Equity (Book Value) | 224.12M |
| Book Value Per Share | 27.71 |
| Working Capital | -1.63B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $20.33 million and capital expenditures -$2.74 million, giving a free cash flow of $17.59 million.
| Operating Cash Flow | 20.33M |
| Capital Expenditures | -2.74M |
| Free Cash Flow | 17.59M |
| FCF Per Share | $2.18 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.91% |
| Pretax Margin | 33.64% |
| Profit Margin | 28.06% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 23.33% |
Dividends & Yields
This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 2.57%.
| Dividend Per Share | $0.84 |
| Dividend Yield | 2.57% |
| Dividend Growth (YoY) | 5.00% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 32.17% |
| Buyback Yield | -0.07% |
| Shareholder Yield | 2.42% |
| Earnings Yield | 7.71% |
| FCF Yield | 6.41% |
Dividend DetailsAnalyst Forecast
The average price target for MBCN is $35.00, which is 3.61% higher than the current price. The consensus rating is "Hold".
| Price Target | $35.00 |
| Price Target Difference | 3.61% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on November 12, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 12, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
