Middlefield Banc Statistics
Total Valuation
MBCN has a market cap or net worth of $244.21 million. The enterprise value is $272.49 million.
Important Dates
The next estimated earnings date is Thursday, October 16, 2025, after market close.
| Earnings Date | Oct 16, 2025 |
| Ex-Dividend Date | Aug 29, 2025 |
Share Statistics
MBCN has 8.08 million shares outstanding. The number of shares has decreased by -0.09% in one year.
| Current Share Class | 8.08M |
| Shares Outstanding | 8.08M |
| Shares Change (YoY) | -0.09% |
| Shares Change (QoQ) | +0.20% |
| Owned by Insiders (%) | 4.19% |
| Owned by Institutions (%) | 27.53% |
| Float | 7.16M |
Valuation Ratios
The trailing PE ratio is 13.43 and the forward PE ratio is 12.33.
| PE Ratio | 13.43 |
| Forward PE | 12.33 |
| PS Ratio | 3.47 |
| Forward PS | 3.02 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.40 |
| P/FCF Ratio | 12.22 |
| P/OCF Ratio | 11.38 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.99 |
| EV / Sales | 3.86 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.60 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.02 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.60%.
| Return on Equity (ROE) | 8.60% |
| Return on Assets (ROA) | 0.97% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $286,598 |
| Profits Per Employee | $73,882 |
| Employee Count | 246 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MBCN has paid $3.50 million in taxes.
| Income Tax | 3.50M |
| Effective Tax Rate | 16.16% |
Stock Price Statistics
The stock price has increased by +16.05% in the last 52 weeks. The beta is 0.45, so MBCN's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +16.05% |
| 50-Day Moving Average | 29.76 |
| 200-Day Moving Average | 28.16 |
| Relative Strength Index (RSI) | 52.00 |
| Average Volume (20 Days) | 6,937 |
Short Selling Information
The latest short interest is 53,883, so 0.67% of the outstanding shares have been sold short.
| Short Interest | 53,883 |
| Short Previous Month | 58,757 |
| Short % of Shares Out | 0.67% |
| Short % of Float | 0.75% |
| Short Ratio (days to cover) | 7.21 |
Income Statement
In the last 12 months, MBCN had revenue of $70.50 million and earned $18.18 million in profits. Earnings per share was $2.25.
| Revenue | 70.50M |
| Gross Profit | 70.50M |
| Operating Income | 24.12M |
| Pretax Income | 19.81M |
| Net Income | 18.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.25 |
Full Income StatementBalance Sheet
The company has $72.85 million in cash and $100.56 million in debt, giving a net cash position of -$27.71 million or -$3.43 per share.
| Cash & Cash Equivalents | 72.85M |
| Total Debt | 100.56M |
| Net Cash | -27.71M |
| Net Cash Per Share | -$3.43 |
| Equity (Book Value) | 216.05M |
| Book Value Per Share | 26.74 |
| Working Capital | -1.61B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $21.51 million and capital expenditures -$1.48 million, giving a free cash flow of $20.03 million.
| Operating Cash Flow | 21.51M |
| Capital Expenditures | -1.48M |
| Free Cash Flow | 20.03M |
| FCF Per Share | $2.48 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 34.21% |
| Pretax Margin | 30.75% |
| Profit Margin | 25.78% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.42% |
Dividends & Yields
This stock pays an annual dividend of $0.84, which amounts to a dividend yield of 2.78%.
| Dividend Per Share | $0.84 |
| Dividend Yield | 2.78% |
| Dividend Growth (YoY) | -2.35% |
| Years of Dividend Growth | n/a |
| Payout Ratio | 36.88% |
| Buyback Yield | 0.09% |
| Shareholder Yield | 2.87% |
| Earnings Yield | 7.43% |
| FCF Yield | 8.18% |
Dividend DetailsAnalyst Forecast
The average price target for MBCN is $33.00, which is 9.20% higher than the current price. The consensus rating is "Hold".
| Price Target | $33.00 |
| Price Target Difference | 9.20% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on November 12, 2019. It was a forward split with a ratio of 2:1.
| Last Split Date | Nov 12, 2019 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
