Merchants Bancorp (MBIN)
NASDAQ: MBIN · Real-Time Price · USD
54.03
-0.10 (-0.18%)
Aug 21, 2026, 10:14 AM EDT - Market open

Merchants Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
632.34563.69646.45522.51427.19430.32
Revenue Growth
5.73%-12.80%23.72%22.31%-0.73%26.65%
Net Income
228.74173.55283.65244.56193.74206.23
Earnings Per Share
4.983.786.305.644.474.76
EPS Growth
9.55%-40.00%11.70%26.17%-6.09%23.64%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Other
1.330.0631.982.154.03
Mortgage Warehousing
173.7149.2131.14103.4173.15138.61
Multi-Family Mortgage Banking
181.57173.81174.19129.65156.97142.56
Banking
275.74240.62338.12287.47194.92145.11
Total
632.34563.69646.45522.51427.19430.32

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
791.88890.8958.96746389.971,609
Total Debt
4,2993,8584,396988.2945.51,035
Net Cash (Debt)
-3,507-2,967-3,437-242.2-555.53573.98
Net Cash Growth
------
Net Cash Per Share
-76.27-64.58-76.37-5.59-12.8213.25

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-752.15-341.25-835.28-356.4975.77-49.22
Capital Expenditures
-13.17-20.94-18.39-7.53-6.76-3.65
Free Cash Flow
-765.32-362.19-853.67-363.93969.01-52.86
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
36.17%30.79%43.88%46.81%45.35%47.93%
FCF Margin
-121.03%-64.25%-132.05%-69.65%226.83%-12.28%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4400.4000.3600.3200.2800.240
Dividend Per Share Growth
10.53%11.11%12.50%14.29%16.67%14.29%
Dividend Yield
0.81%1.18%1.00%0.77%1.19%0.80%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.879.015.887.535.416.61
Forward PE
9.377.506.867.715.737.98
P/FCF Ratio
----1.08-
PS Ratio
3.932.772.583.522.453.17