Merchants Bancorp Statistics
Total Valuation
MBIN has a market cap or net worth of $1.53 billion. The enterprise value is $4.62 billion.
Important Dates
The next estimated earnings date is Monday, July 28, 2025, after market close.
| Earnings Date | Jul 28, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
MBIN has 45.88 million shares outstanding. The number of shares has increased by 5.13% in one year.
| Current Share Class | 45.88M |
| Shares Outstanding | 45.88M |
| Shares Change (YoY) | +5.13% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 36.14% |
| Owned by Institutions (%) | 33.03% |
| Float | 29.30M |
Valuation Ratios
The trailing PE ratio is 5.76 and the forward PE ratio is 6.61.
| PE Ratio | 5.76 |
| Forward PE | 6.61 |
| PS Ratio | 2.29 |
| Forward PS | 2.28 |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.96 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 18.64 |
| EV / Sales | 7.44 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.81%.
| Return on Equity (ROE) | 14.81% |
| Return on Assets (ROA) | 1.59% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $937,273 |
| Profits Per Employee | $373,861 |
| Employee Count | 663 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MBIN has paid $93.28 million in taxes.
| Income Tax | 93.28M |
| Effective Tax Rate | 24.24% |
Stock Price Statistics
The stock price has decreased by -14.69% in the last 52 weeks. The beta is 1.30, so MBIN's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | -14.69% |
| 50-Day Moving Average | 32.06 |
| 200-Day Moving Average | 37.98 |
| Relative Strength Index (RSI) | 57.94 |
| Average Volume (20 Days) | 188,257 |
Short Selling Information
The latest short interest is 672,598, so 1.47% of the outstanding shares have been sold short.
| Short Interest | 672,598 |
| Short Previous Month | 656,725 |
| Short % of Shares Out | 1.47% |
| Short % of Float | 2.30% |
| Short Ratio (days to cover) | 5.00 |
Income Statement
In the last 12 months, MBIN had revenue of $621.41 million and earned $247.87 million in profits. Earnings per share was $5.44.
| Revenue | 621.41M |
| Gross Profit | 621.41M |
| Operating Income | 413.11M |
| Pretax Income | 419.43M |
| Net Income | 247.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.44 |
Full Income StatementBalance Sheet
The company has $926.68 million in cash and $4.02 billion in debt, giving a net cash position of -$3.09 billion or -$67.32 per share.
| Cash & Cash Equivalents | 926.68M |
| Total Debt | 4.02B |
| Net Cash | -3.09B |
| Net Cash Per Share | -$67.32 |
| Equity (Book Value) | 2.16B |
| Book Value Per Share | 35.08 |
| Working Capital | -7.39B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$303.47 million and capital expenditures -$22.94 million, giving a free cash flow of -$326.41 million.
| Operating Cash Flow | -303.47M |
| Capital Expenditures | -22.94M |
| Free Cash Flow | -326.41M |
| FCF Per Share | -$7.11 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 66.48% |
| Pretax Margin | 61.93% |
| Profit Margin | 46.92% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.30%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.30% |
| Dividend Growth (YoY) | 11.76% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 6.99% |
| Buyback Yield | -5.13% |
| Shareholder Yield | -3.83% |
| Earnings Yield | 16.17% |
| FCF Yield | -21.30% |
Dividend DetailsAnalyst Forecast
The average price target for MBIN is $47.50, which is 42.22% higher than the current price. The consensus rating is "Buy".
| Price Target | $47.50 |
| Price Target Difference | 42.22% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 18, 2022. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Jan 18, 2022 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
