Merchants Bancorp Statistics
Total Valuation
MBIN has a market cap or net worth of $1.49 billion. The enterprise value is $4.93 billion.
Important Dates
The next estimated earnings date is Tuesday, May 6, 2025, after market close.
| Earnings Date | May 6, 2025 |
| Ex-Dividend Date | Mar 14, 2025 |
Share Statistics
MBIN has 45.88 million shares outstanding. The number of shares has increased by 3.83% in one year.
| Current Share Class | 45.88M |
| Shares Outstanding | 45.88M |
| Shares Change (YoY) | +3.83% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 36.11% |
| Owned by Institutions (%) | 31.86% |
| Float | 29.31M |
Valuation Ratios
The trailing PE ratio is 5.15 and the forward PE ratio is 5.98.
| PE Ratio | 5.15 |
| Forward PE | 5.98 |
| PS Ratio | 2.25 |
| Forward PS | 2.09 |
| PB Ratio | 0.94 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.36 |
| EV / Sales | 7.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.25%.
| Return on Equity (ROE) | 16.25% |
| Return on Assets (ROA) | 1.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $975,044 |
| Profits Per Employee | $427,834 |
| Employee Count | 663 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MBIN has paid $102.26 million in taxes.
| Income Tax | 102.26M |
| Effective Tax Rate | 24.19% |
Stock Price Statistics
The stock price has decreased by -20.78% in the last 52 weeks. The beta is 1.16, so MBIN's price volatility has been higher than the market average.
| Beta (5Y) | 1.16 |
| 52-Week Price Change | -20.78% |
| 50-Day Moving Average | 37.17 |
| 200-Day Moving Average | 40.72 |
| Relative Strength Index (RSI) | 39.80 |
| Average Volume (20 Days) | 178,741 |
Short Selling Information
The latest short interest is 660,583, so 1.44% of the outstanding shares have been sold short.
| Short Interest | 660,583 |
| Short Previous Month | 629,569 |
| Short % of Shares Out | 1.44% |
| Short % of Float | 2.25% |
| Short Ratio (days to cover) | 3.46 |
Income Statement
In the last 12 months, MBIN had revenue of $646.45 million and earned $283.65 million in profits. Earnings per share was $6.30.
| Revenue | 646.45M |
| Gross Profit | 646.45M |
| Operating Income | 448.80M |
| Pretax Income | 419.43M |
| Net Income | 283.65M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.30 |
Full Income StatementBalance Sheet
The company has $958.96 million in cash and $4.40 billion in debt, giving a net cash position of -$3.44 billion or -$74.91 per share.
| Cash & Cash Equivalents | 958.96M |
| Total Debt | 4.40B |
| Net Cash | -3.44B |
| Net Cash Per Share | -$74.91 |
| Equity (Book Value) | 2.24B |
| Book Value Per Share | 34.33 |
| Working Capital | -11.32B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$835.28 million and capital expenditures -$18.39 million, giving a free cash flow of -$853.67 million.
| Operating Cash Flow | -835.28M |
| Capital Expenditures | -18.39M |
| Free Cash Flow | -853.67M |
| FCF Per Share | -$18.61 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 69.42% |
| Pretax Margin | 65.38% |
| Profit Margin | 49.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.23%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.23% |
| Dividend Growth (YoY) | 12.12% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 6.35% |
| Buyback Yield | -3.83% |
| Shareholder Yield | -2.59% |
| Earnings Yield | 19.06% |
| FCF Yield | -57.35% |
Dividend DetailsAnalyst Forecast
The average price target for MBIN is $48.83, which is 50.59% higher than the current price. The consensus rating is "Buy".
| Price Target | $48.83 |
| Price Target Difference | 50.59% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on January 18, 2022. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Jan 18, 2022 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |