Merchants Bancorp Statistics
Total Valuation
MBIN has a market cap or net worth of $1.47 billion. The enterprise value is $4.42 billion.
Important Dates
The last earnings date was Monday, July 28, 2025, after market close.
| Earnings Date | Jul 28, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
MBIN has 45.89 million shares outstanding. The number of shares has increased by 5.00% in one year.
| Current Share Class | 45.89M |
| Shares Outstanding | 45.89M |
| Shares Change (YoY) | +5.00% |
| Shares Change (QoQ) | +0.03% |
| Owned by Insiders (%) | 36.14% |
| Owned by Institutions (%) | 33.96% |
| Float | 29.30M |
Valuation Ratios
The trailing PE ratio is 7.04 and the forward PE ratio is 7.43.
| PE Ratio | 7.04 |
| Forward PE | 7.43 |
| PS Ratio | 2.45 |
| Forward PS | 2.12 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.19 |
| EV / Sales | 7.40 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.43%.
| Return on Equity (ROE) | 12.43% |
| Return on Assets (ROA) | 1.36% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $902,080 |
| Profits Per Employee | $314,890 |
| Employee Count | 663 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MBIN has paid $81.40 million in taxes.
| Income Tax | 81.40M |
| Effective Tax Rate | 24.33% |
Stock Price Statistics
The stock price has decreased by -21.58% in the last 52 weeks. The beta is 1.30, so MBIN's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | -21.58% |
| 50-Day Moving Average | 32.97 |
| 200-Day Moving Average | 36.10 |
| Relative Strength Index (RSI) | 47.90 |
| Average Volume (20 Days) | 200,494 |
Short Selling Information
The latest short interest is 880,862, so 1.92% of the outstanding shares have been sold short.
| Short Interest | 880,862 |
| Short Previous Month | 904,025 |
| Short % of Shares Out | 1.92% |
| Short % of Float | 3.01% |
| Short Ratio (days to cover) | 4.64 |
Income Statement
In the last 12 months, MBIN had revenue of $598.08 million and earned $208.77 million in profits. Earnings per share was $4.55.
| Revenue | 598.08M |
| Gross Profit | 598.08M |
| Operating Income | 364.39M |
| Pretax Income | 419.43M |
| Net Income | 208.77M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.55 |
Full Income StatementBalance Sheet
The company has $1.07 billion in cash and $4.03 billion in debt, giving a net cash position of -$2.96 billion or -$64.44 per share.
| Cash & Cash Equivalents | 1.07B |
| Total Debt | 4.03B |
| Net Cash | -2.96B |
| Net Cash Per Share | -$64.44 |
| Equity (Book Value) | 2.18B |
| Book Value Per Share | 35.60 |
| Working Capital | -7.57B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$475.74 million and capital expenditures -$22.16 million, giving a free cash flow of -$497.90 million.
| Operating Cash Flow | -475.74M |
| Capital Expenditures | -22.16M |
| Free Cash Flow | -497.90M |
| FCF Per Share | -$10.85 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 60.93% |
| Pretax Margin | 55.94% |
| Profit Margin | 42.33% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.21%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.21% |
| Dividend Growth (YoY) | 11.76% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 8.36% |
| Buyback Yield | -5.00% |
| Shareholder Yield | -3.75% |
| Earnings Yield | 14.23% |
| FCF Yield | -33.93% |
Dividend DetailsAnalyst Forecast
The average price target for MBIN is $38.33, which is 19.86% higher than the current price. The consensus rating is "Buy".
| Price Target | $38.33 |
| Price Target Difference | 19.86% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 18, 2022. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Jan 18, 2022 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
