Medallion Financial Corp. (MFIN)
NASDAQ: MFIN · Real-Time Price · USD
11.48
+0.05 (0.44%)
Aug 14, 2026, 4:00 PM EDT - Market closed

Medallion Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
349.97353.31302.03262.36206.8191.5
Revenue Growth
5.59%16.98%15.12%26.86%7.99%17.09%
Gross Profit
258.97263.49225.53224.55176.75186.88
Operating Income
168.77178.31154.1148.98104.04108.39
Net Income
32.3643.0435.8855.0843.8454.11
Earnings Per Share
1.331.781.522.371.832.17
EPS Growth
-23.88%17.11%-35.87%29.51%-15.67%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Taxi Medallion Lending
6.035.11.574.954.97-1.48
Consumer Lending - Recreation
220.5211.26194.89168.14139.15118.31
Corporate and Other Investments
16.6915.169.667.874.661.35
Consumer Lending - Home Improvement
81.0480.6474.0562.7144.7234.2
Commercial Lending
25.6941.1521.8718.6912.656.59
Total
349.97353.31302.03262.36206.15158.97

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
205.99201.56169.57149.85105.6124.48
Total Debt
2,6402,4032,3792,1201,8371,482
Net Cash (Debt)
-2,434-2,201-2,209-1,970-1,731-1,358
Net Cash Growth
------
Net Cash Per Share
-99.77-90.78-93.58-84.73-72.36-54.43

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
174.9126.28108.68113.78108.7478.73
Free Cash Flow
174.9126.28108.68113.78108.7478.73
Free Cash Flow Growth
196.62%16.20%-4.49%4.64%38.13%0.03%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
74.00%74.58%74.67%85.59%85.47%97.59%
Operating Margin
48.22%50.47%51.02%56.78%50.31%56.60%
Pretax Margin
18.94%22.61%20.84%32.79%32.81%42.75%
Profit Margin
9.25%12.18%11.88%20.99%21.20%28.26%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.5600.4700.4100.3400.3200.080
Dividend Per Share Growth
13.04%14.63%20.59%6.25%300.00%-
Dividend Yield
4.88%4.70%4.72%3.92%5.31%1.70%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.615.395.814.013.612.64
Forward PE
8.536.435.575.445.713.89
PS Ratio
0.730.660.690.840.770.75