Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $187.49 million. The enterprise value is $294.28 million.
| Market Cap | 187.49M |
| Enterprise Value | 294.28M |
Important Dates
The next confirmed earnings date is Tuesday, April 30, 2024, after market close.
| Earnings Date | Apr 30, 2024 |
| Ex-Dividend Date | Mar 14, 2024 |
Share Statistics
MFIN has 23.38 million shares outstanding. The number of shares has decreased by -2.84% in one year.
| Shares Outstanding | 23.38M |
| Shares Change (YoY) | -2.84% |
| Shares Change (QoQ) | +1.70% |
| Owned by Insiders (%) | 20.82% |
| Owned by Institutions (%) | 28.46% |
| Float | 16.18M |
Valuation Ratios
The trailing PE ratio is 3.49 and the forward PE ratio is 5.33. MFIN's PEG ratio is 0.41.
| PE Ratio | 3.49 |
| Forward PE | 5.33 |
| PS Ratio | 1.20 |
| Forward PS | 0.94 |
| PB Ratio | 0.56 |
| P/FCF Ratio | 1.70 |
| PEG Ratio | 0.41 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.45, with an EV/FCF ratio of 2.59.
| EV / Earnings | 5.34 |
| EV / Sales | 1.82 |
| EV / EBITDA | 3.45 |
| EV / EBIT | 3.68 |
| EV / FCF | 2.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.73 |
| Debt / EBITDA | 2.94 |
| Debt / FCF | 2.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.00% and return on invested capital (ROIC) is 11.09%.
| Return on Equity (ROE) | 17.00% |
| Return on Assets (ROA) | 2.20% |
| Return on Capital (ROIC) | 11.09% |
| Revenue Per Employee | $956,237 |
| Profits Per Employee | $325,911 |
| Employee Count | 169 |
| Asset Turnover | 0.07 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $24.91 million in taxes.
| Income Tax | 24.91M |
| Effective Tax Rate | 31.14% |
Stock Price Statistics
The stock price has increased by +30.52% in the last 52 weeks. The beta is 2.08, so MFIN's price volatility has been higher than the market average.
| Beta (1Y) | 2.08 |
| 52-Week Price Change | +30.52% |
| 50-Day Moving Average | 8.02 |
| 200-Day Moving Average | 8.48 |
| Relative Strength Index (RSI) | 50.65 |
| Average Volume (30 Days) | 112,179 |
Short Selling Information
The latest short interest is 1.02 million, so 4.37% of the outstanding shares have been sold short.
| Short Interest | 1.02M |
| Short Previous Month | 994,863 |
| Short % of Shares Out | 4.37% |
| Short % of Float | 6.31% |
| Short Ratio (days to cover) | 10.49 |
Income Statement
In the last 12 months, MFIN had revenue of $161.60 million and earned $55.08 million in profits. Earnings per share was $2.37.
| Revenue | 161.60M |
| Gross Profit | 161.60M |
| Operating Income | 95.58M |
| Pretax Income | 79.99M |
| Net Income | 55.08M |
| EBITDA | 85.23M |
| EBIT | 79.99M |
| Earnings Per Share (EPS) | $2.37 |
Balance Sheet
The company has $149.85 million in cash and $250.56 million in debt, giving a net cash position of -$100.72 million or -$4.31 per share.
| Cash & Cash Equivalents | 149.85M |
| Total Debt | 250.56M |
| Net Cash | -100.72M |
| Net Cash Per Share | -$4.31 |
| Equity / Book Value | 342.99M |
| Book Value Per Share | 14.67 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 113.76M |
| Capital Expenditures | n/a |
| Free Cash Flow | 113.76M |
| FCF Per Share | $5.05 |
Margins
Gross margin is 100.00%, with operating and profit margins of 59.14% and 34.08%.
| Gross Margin | 100.00% |
| Operating Margin | 59.14% |
| Pretax Margin | 49.50% |
| Profit Margin | 34.08% |
| EBITDA Margin | 52.74% |
| EBIT Margin | 49.50% |
| FCF Margin | 70.40% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 5.00%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 5.00% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 16.88% |
| Buyback Yield | 2.84% |
| Shareholder Yield | 7.67% |
| Earnings Yield | 28.45% |
| FCF Yield | 58.77% |
Analyst Forecast
The average price target for MFIN is $12.00, which is 50.00% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.00 |
| Price Target Difference | 50.00% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |