Medallion Financial Corp. (MFIN)

NASDAQ: MFIN · IEX Real-Time Price · USD
6.15
-0.23 (-3.61%)
At close: Jul 5, 2022 4:00 PM
6.45
+0.30 (4.88%)
After-hours: Jul 5, 2022 4:31 PM EDT

Total Valuation

MFIN has a market cap or net worth of $156.87 million. The enterprise value is $246.63 million.

Market Cap 156.87M
Enterprise Value 246.63M

Important Dates

The next earnings date is Monday, August 1, 2022, after market close.

Estimated Earnings Date Aug 1, 2022
Ex-Dividend Date May 13, 2022

Share Statistics

MFIN has 25.51 million shares outstanding. The number of shares has increased by 1.03% in one year.

Shares Outstanding 25.51M
Shares Change (YoY) +1.03%
Shares Change (QoQ) +0.49%
Owned by Insiders (%) 18.62%
Owned by Institutions (%) 28.35%
Float 18.54M

Valuation Ratios

PE Ratio 2.78
Forward PE n/a
PS Ratio 0.97
PB Ratio 0.53
P/FCF Ratio 1.91
PEG Ratio 0.41
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 2.82, with a EV/FCF ratio of 3.00.

EV / Earnings 4.44
EV / Sales 1.53
EV / EBITDA 2.82
EV / EBIT 3.06
EV / FCF 3.00

Financial Position

The company has a current ratio of n/a, with a Debt / Equity ratio of 0.78.

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.78
Debt / EBITDA 2.61
Debt / FCF 2.78

Financial Efficiency

Return on equity (ROE) is 20.20%, which is very high. The company has a high ROIC of 4.50%.

Return on Equity (ROE) 20.20%
Return on Assets (ROA) 3.00%
Return on Capital (ROIC) 4.50%
Revenue Per Employee $1.19M
Profits Per Employee $408,221
Employee Count 136
Asset Turnover 0.09
Inventory Turnover n/a

Taxes

In the past 12 months, MFIN has paid $25.17 million in taxes.

Income Tax 25.17M
Effective Tax Rate 31.19%

Stock Price Statistics

The stock price has decreased by -27.85% in the last 52 weeks. The beta is 2.35, so MFIN's price volatility has been higher than the market average.

Beta (1Y) 2.35
52-Week Price Change -27.85%
50-Day Moving Average 7.25
200-Day Moving Average 7.57
Average Volume (30 Days) 86,721

Short Selling Information

The latest short interest is 653,856, so 2.56% of the outstanding shares have been sold short.

Short Interest 653,856
Short % of Shares Out 2.56%
Short % of Float 3.53%
Short Ratio (days to cover) 9.33

Income Statement

In the last 12 months, MFIN had revenue of $161.40 million and earned 55.52 million in profits. Earnings per share was $2.21.

Revenue 161.40M
Gross Profit 161.40M
Operating Income 92.43M
Pretax Income 80.69M
Net Income 55.52M
EBITDA 87.53M
EBIT 80.69M
Earnings Per Share (EPS) $2.21
Full Income Statement

Balance Sheet

The company has $138.79 million in cash and $228.55 million in debt, giving a net cash position of -$89.76 million or -$3.52 per share.

Cash & Cash Equivalents 138.79M
Total Debt 228.55M
Net Cash -89.76M
Net Cash Per Share -$3.52
Book Value 293.25M
Book Value Per Share 11.50
Working Capital n/a
Full Balance Sheet

Cash Flow

Operating Cash Flow 82.32M
Capital Expenditures n/a
Free Cash Flow 82.32M
FCF Per Share $3.23
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 57.27% and 34.40%.

Gross Margin 100.00%
Operating Margin 57.27%
Pretax Margin 49.99%
Profit Margin 34.40%
EBITDA Margin 54.23%
EBIT Margin 49.99%
FCF Margin 51.00%

Dividends & Yields

This stock pays an annual dividend of $0.16, which amounts to a dividend yield of 2.60%.

Dividend Per Share $0.16
Dividend Yield 2.60%
Earnings Yield 35.39%
FCF Yield 52.48%
Dividend Growth (YoY) n/a
Payout Ratio 3.50%
Buyback Yield -0.76%
Shareholder Yield 1.84%
Dividend Details

Analyst Forecast

The average price target for MFIN is $12.24, which is 99.02% higher than the current price. The consensus rating is "Buy".

Price Target $12.24
Price Target Difference 99.02%
Analyst Consensus Buy
Analyst Count 8
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a