Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $261.24 million. The enterprise value is $2.70 billion.
| Market Cap | 261.24M |
| Enterprise Value | 2.70B |
Important Dates
The last earnings date was Wednesday, July 29, 2026, after market close.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | Aug 17, 2026 |
Share Statistics
MFIN has 22.37 million shares outstanding. The number of shares has increased by 2.56% in one year.
| Current Share Class | 22.37M |
| Shares Outstanding | 22.37M |
| Shares Change (YoY) | +2.56% |
| Shares Change (QoQ) | -2.17% |
| Owned by Insiders (%) | 30.03% |
| Owned by Institutions (%) | 36.37% |
| Float | 14.46M |
Valuation Ratios
The trailing PE ratio is 8.76 and the forward PE ratio is 8.68.
| PE Ratio | 8.76 |
| Forward PE | 8.68 |
| PS Ratio | 0.75 |
| Forward PS | 1.04 |
| PB Ratio | 0.65 |
| P/TBV Ratio | 1.10 |
| P/FCF Ratio | 1.49 |
| P/OCF Ratio | 1.49 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 15.22, with an EV/FCF ratio of 15.41.
| EV / Earnings | 83.30 |
| EV / Sales | 7.70 |
| EV / EBITDA | 15.22 |
| EV / EBIT | 15.97 |
| EV / FCF | 15.41 |
Financial Position
The company has a current ratio of 35.02, with a Debt / Equity ratio of 5.22.
| Current Ratio | 35.02 |
| Quick Ratio | 2.75 |
| Debt / Equity | 5.22 |
| Debt / EBITDA | 14.67 |
| Debt / FCF | 15.10 |
| Interest Coverage | 1.65 |
Financial Efficiency
Return on equity (ROE) is 8.71% and return on invested capital (ROIC) is 4.04%.
| Return on Equity (ROE) | 8.71% |
| Return on Assets (ROA) | 3.47% |
| Return on Invested Capital (ROIC) | 4.04% |
| Return on Capital Employed (ROCE) | 5.43% |
| Weighted Average Cost of Capital (WACC) | 3.17% |
| Revenue Per Employee | $1.96M |
| Profits Per Employee | $180,777 |
| Employee Count | 179 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $21.07 million in taxes.
| Income Tax | 21.07M |
| Effective Tax Rate | 31.79% |
Stock Price Statistics
The stock price has increased by +14.40% in the last 52 weeks. The beta is 0.77, so MFIN's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +14.40% |
| 50-Day Moving Average | 10.28 |
| 200-Day Moving Average | 9.89 |
| Relative Strength Index (RSI) | 72.01 |
| Average Volume (20 Days) | 77,819 |
Short Selling Information
The latest short interest is 908,743, so 4.06% of the outstanding shares have been sold short.
| Short Interest | 908,743 |
| Short Previous Month | 880,139 |
| Short % of Shares Out | 4.06% |
| Short % of Float | 6.28% |
| Short Ratio (days to cover) | 23.02 |
Income Statement
In the last 12 months, MFIN had revenue of $349.97 million and earned $32.36 million in profits. Earnings per share was $1.33.
| Revenue | 349.97M |
| Gross Profit | 258.97M |
| Operating Income | 168.77M |
| Pretax Income | 66.29M |
| Net Income | 32.36M |
| EBITDA | 177.11M |
| EBIT | 168.77M |
| Earnings Per Share (EPS) | $1.33 |
Balance Sheet
The company has $205.99 million in cash and $2.64 billion in debt, with a net cash position of -$2.43 billion or -$108.84 per share.
| Cash & Cash Equivalents | 205.99M |
| Total Debt | 2.64B |
| Net Cash | -2.43B |
| Net Cash Per Share | -$108.84 |
| Equity (Book Value) | 505.45M |
| Book Value Per Share | 18.09 |
| Working Capital | 2.82B |
Cash Flow
| Operating Cash Flow | 174.90M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 8.34M |
| Net Borrowing | n/a |
| Free Cash Flow | 174.90M |
| FCF Per Share | $7.82 |
Margins
Gross margin is 74.00%, with operating and profit margins of 48.22% and 9.25%.
| Gross Margin | 74.00% |
| Operating Margin | 48.22% |
| Pretax Margin | 18.94% |
| Profit Margin | 9.25% |
| EBITDA Margin | 50.61% |
| EBIT Margin | 48.22% |
| FCF Margin | 49.98% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 4.80%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 4.80% |
| Dividend Growth (YoY) | 13.04% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 39.01% |
| Buyback Yield | -2.56% |
| Shareholder Yield | 2.24% |
| Earnings Yield | 12.39% |
| FCF Yield | 66.95% |
Analyst Forecast
The average price target for MFIN is $11.00, which is -5.82% lower than the current price. The consensus rating is "Hold".
| Price Target | $11.00 |
| Price Target Difference | -5.82% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
MFIN has an Altman Z-Score of 1.47 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.47 |
| Piotroski F-Score | 5 |