Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $204.78 million. The enterprise value is $2.46 billion.
Important Dates
The last earnings date was Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Mar 19, 2026 |
Share Statistics
MFIN has 23.11 million shares outstanding. The number of shares has increased by 3.26% in one year.
| Current Share Class | 23.11M |
| Shares Outstanding | 23.11M |
| Shares Change (YoY) | +3.26% |
| Shares Change (QoQ) | -0.20% |
| Owned by Insiders (%) | 29.23% |
| Owned by Institutions (%) | 35.23% |
| Float | 14.83M |
Valuation Ratios
The trailing PE ratio is 5.99 and the forward PE ratio is 7.17.
| PE Ratio | 5.99 |
| Forward PE | 7.17 |
| PS Ratio | 0.59 |
| Forward PS | 0.86 |
| PB Ratio | 0.50 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 68.31 |
| EV / Sales | 7.07 |
| EV / EBITDA | 13.65 |
| EV / EBIT | 14.40 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 35.56, with a Debt / Equity ratio of 4.71.
| Current Ratio | 35.56 |
| Quick Ratio | 2.01 |
| Debt / Equity | 4.71 |
| Debt / EBITDA | 13.08 |
| Debt / FCF | n/a |
| Interest Coverage | 1.72 |
Financial Efficiency
Return on equity (ROE) is 10.27% and return on invested capital (ROIC) is 4.30%.
| Return on Equity (ROE) | 10.27% |
| Return on Assets (ROA) | 3.68% |
| Return on Invested Capital (ROIC) | 4.30% |
| Return on Capital Employed (ROCE) | 5.93% |
| Weighted Average Cost of Capital (WACC) | 3.33% |
| Revenue Per Employee | $1.94M |
| Profits Per Employee | $201,022 |
| Employee Count | 179 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $22.16 million in taxes.
| Income Tax | 22.16M |
| Effective Tax Rate | 31.09% |
Stock Price Statistics
The stock price has increased by +0.91% in the last 52 weeks. The beta is 0.83, so MFIN's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +0.91% |
| 50-Day Moving Average | 9.25 |
| 200-Day Moving Average | 9.94 |
| Relative Strength Index (RSI) | 41.13 |
| Average Volume (20 Days) | 53,119 |
Short Selling Information
The latest short interest is 789,368, so 3.42% of the outstanding shares have been sold short.
| Short Interest | 789,368 |
| Short Previous Month | 807,415 |
| Short % of Shares Out | 3.42% |
| Short % of Float | 5.32% |
| Short Ratio (days to cover) | 12.16 |
Income Statement
In the last 12 months, MFIN had revenue of $347.77 million and earned $35.98 million in profits. Earnings per share was $1.48.
| Revenue | 347.77M |
| Gross Profit | 257.48M |
| Operating Income | 170.69M |
| Pretax Income | 71.26M |
| Net Income | 35.98M |
| EBITDA | 180.08M |
| EBIT | 170.69M |
| Earnings Per Share (EPS) | $1.48 |
Full Income StatementBalance Sheet
The company has $138.65 million in cash and $2.39 billion in debt, with a net cash position of -$2.25 billion or -$97.48 per share.
| Cash & Cash Equivalents | 138.65M |
| Total Debt | 2.39B |
| Net Cash | -2.25B |
| Net Cash Per Share | -$97.48 |
| Equity (Book Value) | 507.51M |
| Book Value Per Share | 17.66 |
| Working Capital | 2.58B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 9.40M |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 74.04%, with operating and profit margins of 49.08% and 10.35%.
| Gross Margin | 74.04% |
| Operating Margin | 49.08% |
| Pretax Margin | 20.49% |
| Profit Margin | 10.35% |
| EBITDA Margin | 51.78% |
| EBIT Margin | 49.08% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 6.11%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 6.11% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 32.44% |
| Buyback Yield | -3.26% |
| Shareholder Yield | 2.14% |
| Earnings Yield | 17.57% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for MFIN is $12.00, which is 35.14% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.00 |
| Price Target Difference | 35.14% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
