Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $221.24 million. The enterprise value is $2.47 billion.
Important Dates
The last earnings date was Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | May 11, 2026 |
Share Statistics
MFIN has 23.13 million shares outstanding. The number of shares has increased by 3.26% in one year.
| Current Share Class | 23.13M |
| Shares Outstanding | 23.13M |
| Shares Change (YoY) | +3.26% |
| Shares Change (QoQ) | -0.20% |
| Owned by Insiders (%) | 29.21% |
| Owned by Institutions (%) | 40.42% |
| Float | 16.28M |
Valuation Ratios
The trailing PE ratio is 6.46 and the forward PE ratio is 7.74.
| PE Ratio | 6.46 |
| Forward PE | 7.74 |
| PS Ratio | 0.63 |
| Forward PS | n/a |
| PB Ratio | 0.53 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | 1.63 |
| P/OCF Ratio | 1.63 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.82, with an EV/FCF ratio of 18.40.
| EV / Earnings | 68.77 |
| EV / Sales | 7.12 |
| EV / EBITDA | 13.82 |
| EV / EBIT | 14.50 |
| EV / FCF | 18.40 |
Financial Position
The company has a current ratio of 35.67, with a Debt / Equity ratio of 4.72.
| Current Ratio | 35.67 |
| Quick Ratio | 2.12 |
| Debt / Equity | 4.72 |
| Debt / EBITDA | 13.16 |
| Debt / FCF | 17.80 |
| Interest Coverage | 1.72 |
Financial Efficiency
Return on equity (ROE) is 10.27% and return on invested capital (ROIC) is 4.30%.
| Return on Equity (ROE) | 10.27% |
| Return on Assets (ROA) | 3.68% |
| Return on Invested Capital (ROIC) | 4.30% |
| Return on Capital Employed (ROCE) | 5.93% |
| Weighted Average Cost of Capital (WACC) | 3.33% |
| Revenue Per Employee | $1.94M |
| Profits Per Employee | $201,022 |
| Employee Count | 179 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $22.16 million in taxes.
| Income Tax | 22.16M |
| Effective Tax Rate | 31.09% |
Stock Price Statistics
The stock price has increased by +3.74% in the last 52 weeks. The beta is 0.75, so MFIN's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | +3.74% |
| 50-Day Moving Average | 9.11 |
| 200-Day Moving Average | 9.90 |
| Relative Strength Index (RSI) | 55.15 |
| Average Volume (20 Days) | 63,840 |
Short Selling Information
The latest short interest is 800,236, so 3.46% of the outstanding shares have been sold short.
| Short Interest | 800,236 |
| Short Previous Month | 789,368 |
| Short % of Shares Out | 3.46% |
| Short % of Float | 4.91% |
| Short Ratio (days to cover) | 14.62 |
Income Statement
In the last 12 months, MFIN had revenue of $347.77 million and earned $35.98 million in profits. Earnings per share was $1.48.
| Revenue | 347.77M |
| Gross Profit | 257.48M |
| Operating Income | 170.69M |
| Pretax Income | 71.26M |
| Net Income | 35.98M |
| EBITDA | 179.05M |
| EBIT | 170.69M |
| Earnings Per Share (EPS) | $1.48 |
Full Income StatementBalance Sheet
The company has $138.65 million in cash and $2.39 billion in debt, with a net cash position of -$2.26 billion or -$97.50 per share.
| Cash & Cash Equivalents | 138.65M |
| Total Debt | 2.39B |
| Net Cash | -2.26B |
| Net Cash Per Share | -$97.50 |
| Equity (Book Value) | 507.51M |
| Book Value Per Share | 17.63 |
| Working Capital | 2.58B |
Full Balance SheetCash Flow
| Operating Cash Flow | 134.45M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 8.36M |
| Net Borrowing | n/a |
| Free Cash Flow | 134.45M |
| FCF Per Share | $5.81 |
Full Cash Flow StatementMargins
Gross margin is 74.04%, with operating and profit margins of 49.08% and 10.35%.
| Gross Margin | 74.04% |
| Operating Margin | 49.08% |
| Pretax Margin | 20.49% |
| Profit Margin | 10.35% |
| EBITDA Margin | 51.48% |
| EBIT Margin | 49.08% |
| FCF Margin | 38.66% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 5.86%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 5.86% |
| Dividend Growth (YoY) | 13.64% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 33.79% |
| Buyback Yield | -3.26% |
| Shareholder Yield | 2.66% |
| Earnings Yield | 16.41% |
| FCF Yield | 61.32% |
Dividend DetailsAnalyst Forecast
The average price target for MFIN is $11.25, which is 17.62% higher than the current price. The consensus rating is "Buy".
| Price Target | $11.25 |
| Price Target Difference | 17.62% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
MFIN has an Altman Z-Score of 1.49 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.49 |
| Piotroski F-Score | 6 |
