Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $217.03 million. The enterprise value is $2.43 billion.
Important Dates
The next estimated earnings date is Tuesday, February 18, 2025, after market close.
| Earnings Date | Feb 18, 2025 |
| Ex-Dividend Date | Nov 15, 2024 |
Share Statistics
MFIN has 22.19 million shares outstanding. The number of shares has increased by 2.76% in one year.
| Current Share Class | 22.19M |
| Shares Outstanding | 22.19M |
| Shares Change (YoY) | +2.76% |
| Shares Change (QoQ) | -0.02% |
| Owned by Insiders (%) | 25.66% |
| Owned by Institutions (%) | 32.30% |
| Float | 16.49M |
Valuation Ratios
The trailing PE ratio is 5.78 and the forward PE ratio is 5.80.
| PE Ratio | 5.78 |
| Forward PE | 5.80 |
| PS Ratio | 0.75 |
| Forward PS | 0.96 |
| PB Ratio | 0.60 |
| P/TBV Ratio | 1.13 |
| P/FCF Ratio | 2.03 |
| P/OCF Ratio | 2.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 16.09, with an EV/FCF ratio of 22.72.
| EV / Earnings | 60.57 |
| EV / Sales | 8.27 |
| EV / EBITDA | 16.09 |
| EV / EBIT | 16.30 |
| EV / FCF | 22.72 |
Financial Position
The company has a current ratio of 31.38, with a Debt / Equity ratio of 5.56.
| Current Ratio | 31.38 |
| Quick Ratio | 2.45 |
| Debt / Equity | 5.56 |
| Debt / EBITDA | 15.62 |
| Debt / FCF | 22.45 |
| Interest Coverage | 1.81 |
Financial Efficiency
Return on equity (ROE) is 11.13% and return on invested capital (ROIC) is 3.49%.
| Return on Equity (ROE) | 11.13% |
| Return on Assets (ROA) | 3.42% |
| Return on Capital (ROIC) | 3.49% |
| Revenue Per Employee | $1.74M |
| Profits Per Employee | $237,006 |
| Employee Count | 169 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $20.52 million in taxes.
| Income Tax | 20.52M |
| Effective Tax Rate | 30.81% |
Stock Price Statistics
The stock price has increased by +0.82% in the last 52 weeks. The beta is 2.09, so MFIN's price volatility has been higher than the market average.
| Beta (5Y) | 2.09 |
| 52-Week Price Change | +0.82% |
| 50-Day Moving Average | 9.49 |
| 200-Day Moving Average | 8.31 |
| Relative Strength Index (RSI) | 52.36 |
| Average Volume (20 Days) | 75,501 |
Short Selling Information
The latest short interest is 1.01 million, so 4.55% of the outstanding shares have been sold short.
| Short Interest | 1.01M |
| Short Previous Month | 1.05M |
| Short % of Shares Out | 4.55% |
| Short % of Float | 6.12% |
| Short Ratio (days to cover) | 17.68 |
Income Statement
In the last 12 months, MFIN had revenue of $293.26 million and earned $40.05 million in profits. Earnings per share was $1.69.
| Revenue | 293.26M |
| Gross Profit | 226.56M |
| Operating Income | 148.85M |
| Pretax Income | 65.87M |
| Net Income | 40.05M |
| EBITDA | 150.78M |
| EBIT | 148.85M |
| Earnings Per Share (EPS) | $1.69 |
Full Income StatementBalance Sheet
The company has $187.93 million in cash and $2.40 billion in debt, giving a net cash position of -$2.21 billion or -$99.55 per share.
| Cash & Cash Equivalents | 187.93M |
| Total Debt | 2.40B |
| Net Cash | -2.21B |
| Net Cash Per Share | -$99.55 |
| Equity (Book Value) | 431.18M |
| Book Value Per Share | 16.32 |
| Working Capital | 2.51B |
Full Balance SheetCash Flow
| Operating Cash Flow | 106.77M |
| Capital Expenditures | n/a |
| Free Cash Flow | 106.77M |
| FCF Per Share | $4.81 |
Full Cash Flow StatementMargins
Gross margin is 77.26%, with operating and profit margins of 50.76% and 13.66%.
| Gross Margin | 77.26% |
| Operating Margin | 50.76% |
| Pretax Margin | 22.72% |
| Profit Margin | 13.66% |
| EBITDA Margin | 51.42% |
| EBIT Margin | 50.76% |
| FCF Margin | 36.41% |