Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $224.84 million. The enterprise value is $2.43 billion.
Important Dates
The last earnings date was Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Nov 12, 2025 |
Share Statistics
MFIN has 22.55 million shares outstanding. The number of shares has increased by 1.80% in one year.
| Current Share Class | 22.55M |
| Shares Outstanding | 22.55M |
| Shares Change (YoY) | +1.80% |
| Shares Change (QoQ) | +1.58% |
| Owned by Insiders (%) | 27.92% |
| Owned by Institutions (%) | 34.05% |
| Float | 15.07M |
Valuation Ratios
The trailing PE ratio is 5.83 and the forward PE ratio is 6.23.
| PE Ratio | 5.83 |
| Forward PE | 6.23 |
| PS Ratio | 0.67 |
| Forward PS | 0.97 |
| PB Ratio | 0.57 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 1.82 |
| P/OCF Ratio | 1.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.06, with an EV/FCF ratio of 19.68.
| EV / Earnings | 59.32 |
| EV / Sales | 7.18 |
| EV / EBITDA | 13.06 |
| EV / EBIT | 13.63 |
| EV / FCF | 19.68 |
Financial Position
The company has a current ratio of 23.88, with a Debt / Equity ratio of 4.74.
| Current Ratio | 23.88 |
| Quick Ratio | 1.53 |
| Debt / Equity | 4.74 |
| Debt / EBITDA | 12.48 |
| Debt / FCF | 19.09 |
| Interest Coverage | 1.83 |
Financial Efficiency
Return on equity (ROE) is 11.31% and return on invested capital (ROIC) is 3.92%.
| Return on Equity (ROE) | 11.31% |
| Return on Assets (ROA) | 3.86% |
| Return on Invested Capital (ROIC) | 3.92% |
| Return on Capital Employed (ROCE) | 6.39% |
| Revenue Per Employee | $1.95M |
| Profits Per Employee | $235,563 |
| Employee Count | 174 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $25.20 million in taxes.
| Income Tax | 25.20M |
| Effective Tax Rate | 32.44% |
Stock Price Statistics
The stock price has increased by +5.39% in the last 52 weeks. The beta is 0.65, so MFIN's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +5.39% |
| 50-Day Moving Average | 9.93 |
| 200-Day Moving Average | 9.50 |
| Relative Strength Index (RSI) | 54.54 |
| Average Volume (20 Days) | 44,878 |
Short Selling Information
The latest short interest is 900,530, so 3.99% of the outstanding shares have been sold short.
| Short Interest | 900,530 |
| Short Previous Month | 900,650 |
| Short % of Shares Out | 3.99% |
| Short % of Float | 5.98% |
| Short Ratio (days to cover) | 22.87 |
Income Statement
In the last 12 months, MFIN had revenue of $338.78 million and earned $40.99 million in profits. Earnings per share was $1.71.
| Revenue | 338.78M |
| Gross Profit | 256.08M |
| Operating Income | 178.33M |
| Pretax Income | 77.66M |
| Net Income | 40.99M |
| EBITDA | 186.15M |
| EBIT | 178.33M |
| Earnings Per Share (EPS) | $1.71 |
Full Income StatementBalance Sheet
The company has $150.98 million in cash and $2.36 billion in debt, giving a net cash position of -$2.21 billion or -$97.84 per share.
| Cash & Cash Equivalents | 150.98M |
| Total Debt | 2.36B |
| Net Cash | -2.21B |
| Net Cash Per Share | -$97.84 |
| Equity (Book Value) | 496.88M |
| Book Value Per Share | 17.62 |
| Working Capital | 2.51B |
Full Balance SheetCash Flow
| Operating Cash Flow | 123.52M |
| Capital Expenditures | n/a |
| Free Cash Flow | 123.52M |
| FCF Per Share | $5.48 |
Full Cash Flow StatementMargins
Gross margin is 75.59%, with operating and profit margins of 52.64% and 12.10%.
| Gross Margin | 75.59% |
| Operating Margin | 52.64% |
| Pretax Margin | 22.92% |
| Profit Margin | 12.10% |
| EBITDA Margin | 54.95% |
| EBIT Margin | 52.64% |
| FCF Margin | 36.46% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 4.91%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 4.91% |
| Dividend Growth (YoY) | 14.63% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 27.49% |
| Buyback Yield | -1.80% |
| Shareholder Yield | 3.02% |
| Earnings Yield | 18.23% |
| FCF Yield | 54.94% |
Dividend DetailsAnalyst Forecast
The average price target for MFIN is $12.00, which is 20.36% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.00 |
| Price Target Difference | 20.36% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
MFIN has an Altman Z-Score of 1.48 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.48 |
| Piotroski F-Score | 6 |
