Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $196.95 million. The enterprise value is $2.40 billion.
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Mar 19, 2026 |
Share Statistics
MFIN has 23.53 million shares outstanding. The number of shares has increased by 2.72% in one year.
| Current Share Class | 22.78M |
| Shares Outstanding | 23.53M |
| Shares Change (YoY) | +2.72% |
| Shares Change (QoQ) | +0.64% |
| Owned by Insiders (%) | 28.81% |
| Owned by Institutions (%) | 35.77% |
| Float | 15.03M |
Valuation Ratios
The trailing PE ratio is 4.70 and the forward PE ratio is 5.87.
| PE Ratio | 4.70 |
| Forward PE | 5.87 |
| PS Ratio | 0.56 |
| Forward PS | 0.84 |
| PB Ratio | 0.46 |
| P/TBV Ratio | 0.82 |
| P/FCF Ratio | 1.56 |
| P/OCF Ratio | 1.56 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 12.85, with an EV/FCF ratio of 18.99.
| EV / Earnings | 55.71 |
| EV / Sales | 6.79 |
| EV / EBITDA | 12.85 |
| EV / EBIT | 13.45 |
| EV / FCF | 18.99 |
Financial Position
The company has a current ratio of 21.82, with a Debt / Equity ratio of 4.73.
| Current Ratio | 21.82 |
| Quick Ratio | 1.80 |
| Debt / Equity | 4.73 |
| Debt / EBITDA | 12.68 |
| Debt / FCF | 19.03 |
| Interest Coverage | 1.81 |
Financial Efficiency
Return on equity (ROE) is 11.69% and return on invested capital (ROIC) is 4.56%.
| Return on Equity (ROE) | 11.69% |
| Return on Assets (ROA) | 3.83% |
| Return on Invested Capital (ROIC) | 4.56% |
| Return on Capital Employed (ROCE) | 6.29% |
| Weighted Average Cost of Capital (WACC) | 3.26% |
| Revenue Per Employee | $2.03M |
| Profits Per Employee | $247,379 |
| Employee Count | 179 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $24.54 million in taxes.
| Income Tax | 24.54M |
| Effective Tax Rate | 30.72% |
Stock Price Statistics
The stock price has decreased by -5.64% in the last 52 weeks. The beta is 0.76, so MFIN's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | -5.64% |
| 50-Day Moving Average | 9.99 |
| 200-Day Moving Average | 10.02 |
| Relative Strength Index (RSI) | 21.00 |
| Average Volume (20 Days) | 72,651 |
Short Selling Information
The latest short interest is 778,852, so 3.31% of the outstanding shares have been sold short.
| Short Interest | 778,852 |
| Short Previous Month | 814,570 |
| Short % of Shares Out | 3.31% |
| Short % of Float | 5.18% |
| Short Ratio (days to cover) | 15.30 |
Income Statement
In the last 12 months, MFIN had revenue of $353.31 million and earned $43.04 million in profits. Earnings per share was $1.78.
| Revenue | 353.31M |
| Gross Profit | 263.49M |
| Operating Income | 178.31M |
| Pretax Income | 79.89M |
| Net Income | 43.04M |
| EBITDA | 186.64M |
| EBIT | 178.31M |
| Earnings Per Share (EPS) | $1.78 |
Full Income StatementBalance Sheet
The company has $201.56 million in cash and $2.40 billion in debt, with a net cash position of -$2.20 billion or -$93.55 per share.
| Cash & Cash Equivalents | 201.56M |
| Total Debt | 2.40B |
| Net Cash | -2.20B |
| Net Cash Per Share | -$93.55 |
| Equity (Book Value) | 508.05M |
| Book Value Per Share | 18.11 |
| Working Capital | 2.55B |
Full Balance SheetCash Flow
| Operating Cash Flow | 126.28M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 8.32M |
| Net Borrowing | n/a |
| Free Cash Flow | 126.28M |
| FCF Per Share | $5.37 |
Full Cash Flow StatementMargins
Gross margin is 74.58%, with operating and profit margins of 50.47% and 12.18%.
| Gross Margin | 74.58% |
| Operating Margin | 50.47% |
| Pretax Margin | 22.61% |
| Profit Margin | 12.18% |
| EBITDA Margin | 52.82% |
| EBIT Margin | 50.47% |
| FCF Margin | 35.74% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 5.74%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 5.74% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 26.97% |
| Buyback Yield | -2.72% |
| Shareholder Yield | 3.01% |
| Earnings Yield | 21.86% |
| FCF Yield | 64.12% |
Dividend DetailsAnalyst Forecast
The average price target for MFIN is $12.00, which is 43.37% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.00 |
| Price Target Difference | 43.37% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
MFIN has an Altman Z-Score of 1.48 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.48 |
| Piotroski F-Score | 6 |
