Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $217.21 million. The enterprise value is $2.40 billion.
Important Dates
The next estimated earnings date is Tuesday, July 29, 2025, after market close.
Earnings Date | Jul 29, 2025 |
Ex-Dividend Date | May 15, 2025 |
Share Statistics
MFIN has 22.51 million shares outstanding. The number of shares has increased by 0.82% in one year.
Current Share Class | 22.51M |
Shares Outstanding | 22.51M |
Shares Change (YoY) | +0.82% |
Shares Change (QoQ) | +0.59% |
Owned by Insiders (%) | 27.73% |
Owned by Institutions (%) | 33.05% |
Float | 15.08M |
Valuation Ratios
The trailing PE ratio is 6.03 and the forward PE ratio is 6.87.
PE Ratio | 6.03 |
Forward PE | 6.87 |
PS Ratio | 0.69 |
Forward PS | 0.93 |
PB Ratio | 0.57 |
P/TBV Ratio | 1.03 |
P/FCF Ratio | 1.82 |
P/OCF Ratio | 1.82 |
PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
The stock's EV/EBITDA ratio is 14.29, with an EV/FCF ratio of 20.08.
EV / Earnings | 63.39 |
EV / Sales | 7.58 |
EV / EBITDA | 14.29 |
EV / EBIT | 14.88 |
EV / FCF | 20.08 |
Financial Position
The company has a current ratio of 17.04, with a Debt / Equity ratio of 5.21.
Current Ratio | 17.04 |
Quick Ratio | 1.15 |
Debt / Equity | 5.21 |
Debt / EBITDA | 13.72 |
Debt / FCF | 19.59 |
Interest Coverage | 1.73 |
Financial Efficiency
Return on equity (ROE) is 10.13% and return on invested capital (ROIC) is 3.77%.
Return on Equity (ROE) | 10.13% |
Return on Assets (ROA) | 3.69% |
Return on Invested Capital (ROIC) | 3.77% |
Return on Capital Employed (ROCE) | 5.98% |
Revenue Per Employee | $1.82M |
Profits Per Employee | $217,632 |
Employee Count | 174 |
Asset Turnover | 0.12 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $21.37 million in taxes.
Income Tax | 21.37M |
Effective Tax Rate | 32.73% |
Stock Price Statistics
The stock price has increased by +16.30% in the last 52 weeks. The beta is 1.33, so MFIN's price volatility has been higher than the market average.
Beta (5Y) | 1.33 |
52-Week Price Change | +16.30% |
50-Day Moving Average | 8.98 |
200-Day Moving Average | 8.88 |
Relative Strength Index (RSI) | 63.05 |
Average Volume (20 Days) | 41,526 |
Short Selling Information
The latest short interest is 923,852, so 4.10% of the outstanding shares have been sold short.
Short Interest | 923,852 |
Short Previous Month | 894,457 |
Short % of Shares Out | 4.10% |
Short % of Float | 6.13% |
Short Ratio (days to cover) | 19.06 |
Income Statement
In the last 12 months, MFIN had revenue of $316.75 million and earned $37.87 million in profits. Earnings per share was $1.60.
Revenue | 316.75M |
Gross Profit | 235.44M |
Operating Income | 161.31M |
Pretax Income | 65.87M |
Net Income | 37.87M |
EBITDA | 167.95M |
EBIT | 161.31M |
Earnings Per Share (EPS) | $1.60 |
Full Income Statement Balance Sheet
The company has $157.99 million in cash and $2.34 billion in debt, giving a net cash position of -$2.18 billion or -$96.99 per share.
Cash & Cash Equivalents | 157.99M |
Total Debt | 2.34B |
Net Cash | -2.18B |
Net Cash Per Share | -$96.99 |
Equity (Book Value) | 449.01M |
Book Value Per Share | 16.89 |
Working Capital | 2.41B |
Full Balance Sheet Cash Flow
Operating Cash Flow | 119.52M |
Capital Expenditures | n/a |
Free Cash Flow | 119.52M |
FCF Per Share | $5.31 |
Full Cash Flow Statement Margins
Gross margin is 74.33%, with operating and profit margins of 50.93% and 11.96%.
Gross Margin | 74.33% |
Operating Margin | 50.93% |
Pretax Margin | 20.61% |
Profit Margin | 11.96% |
EBITDA Margin | 53.02% |
EBIT Margin | 50.93% |
FCF Margin | 37.73% |
Dividends & Yields
This stock pays an annual dividend of $0.33, which amounts to a dividend yield of 3.43%.
Dividend Per Share | $0.33 |
Dividend Yield | 3.43% |
Dividend Growth (YoY) | -13.16% |
Years of Dividend Growth | 2 |
Payout Ratio | 20.61% |
Buyback Yield | -0.82% |
Shareholder Yield | 2.61% |
Earnings Yield | 17.43% |
FCF Yield | 55.02% |
Dividend Details Analyst Forecast
Price Target | n/a |
Price Target Difference | n/a |
Analyst Consensus | n/a |
Analyst Count | n/a |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Forecasts Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
Lynch Fair Value | |
Lynch Upside | |
Graham Number | |
Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
Last Split Date | n/a |
Split Type | n/a |
Split Ratio | n/a |
Scores
MFIN has an Altman Z-Score of 1.43 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
Altman Z-Score | 1.43 |
Piotroski F-Score | 5 |