Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $199.17 million. The enterprise value is $2.41 billion.
Important Dates
The next confirmed earnings date is Wednesday, April 30, 2025, after market close.
| Earnings Date | Apr 30, 2025 |
| Ex-Dividend Date | Mar 17, 2025 |
Share Statistics
MFIN has 22.35 million shares outstanding. The number of shares has increased by 1.54% in one year.
| Current Share Class | 22.35M |
| Shares Outstanding | 22.35M |
| Shares Change (YoY) | +1.54% |
| Shares Change (QoQ) | +1.32% |
| Owned by Insiders (%) | 26.19% |
| Owned by Institutions (%) | 33.02% |
| Float | 15.31M |
Valuation Ratios
The trailing PE ratio is 5.86 and the forward PE ratio is 5.52.
| PE Ratio | 5.86 |
| Forward PE | 5.52 |
| PS Ratio | 0.66 |
| Forward PS | 0.87 |
| PB Ratio | 0.53 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 1.72 |
| P/OCF Ratio | 1.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 15.02, with an EV/FCF ratio of 20.85.
| EV / Earnings | 67.12 |
| EV / Sales | 7.96 |
| EV / EBITDA | 15.02 |
| EV / EBIT | 15.63 |
| EV / FCF | 20.85 |
Financial Position
The company has a current ratio of 31.74, with a Debt / Equity ratio of 5.42.
| Current Ratio | 31.74 |
| Quick Ratio | 2.30 |
| Debt / Equity | 5.42 |
| Debt / EBITDA | 14.59 |
| Debt / FCF | 20.59 |
| Interest Coverage | 1.75 |
Financial Efficiency
Return on equity (ROE) is 9.86% and return on invested capital (ROIC) is 3.60%.
| Return on Equity (ROE) | 9.86% |
| Return on Assets (ROA) | 3.53% |
| Return on Invested Capital (ROIC) | 3.60% |
| Return on Capital Employed (ROCE) | 5.53% |
| Revenue Per Employee | $1.74M |
| Profits Per Employee | $206,195 |
| Employee Count | 174 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $21.01 million in taxes.
| Income Tax | 21.01M |
| Effective Tax Rate | 33.38% |
Stock Price Statistics
The stock price has increased by +7.61% in the last 52 weeks. The beta is 1.58, so MFIN's price volatility has been higher than the market average.
| Beta (5Y) | 1.58 |
| 52-Week Price Change | +7.61% |
| 50-Day Moving Average | 8.57 |
| 200-Day Moving Average | 8.70 |
| Relative Strength Index (RSI) | 56.78 |
| Average Volume (20 Days) | 48,796 |
Short Selling Information
The latest short interest is 904,544, so 4.05% of the outstanding shares have been sold short.
| Short Interest | 904,544 |
| Short Previous Month | 912,790 |
| Short % of Shares Out | 4.05% |
| Short % of Float | 5.91% |
| Short Ratio (days to cover) | 20.26 |
Income Statement
In the last 12 months, MFIN had revenue of $302.56 million and earned $35.88 million in profits. Earnings per share was $1.52.
| Revenue | 302.56M |
| Gross Profit | 226.06M |
| Operating Income | 154.10M |
| Pretax Income | 65.87M |
| Net Income | 35.88M |
| EBITDA | 160.32M |
| EBIT | 154.10M |
| Earnings Per Share (EPS) | $1.52 |
Full Income StatementBalance Sheet
The company has $169.57 million in cash and $2.38 billion in debt, giving a net cash position of -$2.21 billion or -$98.83 per share.
| Cash & Cash Equivalents | 169.57M |
| Total Debt | 2.38B |
| Net Cash | -2.21B |
| Net Cash Per Share | -$98.83 |
| Equity (Book Value) | 438.96M |
| Book Value Per Share | 16.65 |
| Working Capital | 2.50B |
Full Balance SheetCash Flow
| Operating Cash Flow | 115.51M |
| Capital Expenditures | n/a |
| Free Cash Flow | 115.51M |
| FCF Per Share | $5.17 |
Full Cash Flow StatementMargins
Gross margin is 74.72%, with operating and profit margins of 50.93% and 11.86%.
| Gross Margin | 74.72% |
| Operating Margin | 50.93% |
| Pretax Margin | 20.80% |
| Profit Margin | 11.86% |
| EBITDA Margin | 52.99% |
| EBIT Margin | 50.93% |
| FCF Margin | 38.18% |