Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $228.12 million. The enterprise value is $2.38 billion.
Important Dates
The last earnings date was Wednesday, July 30, 2025, after market close.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | Aug 15, 2025 |
Share Statistics
MFIN has 22.52 million shares outstanding. The number of shares has increased by 0.83% in one year.
| Current Share Class | 22.52M |
| Shares Outstanding | 22.52M |
| Shares Change (YoY) | +0.83% |
| Shares Change (QoQ) | +0.67% |
| Owned by Insiders (%) | 27.82% |
| Owned by Institutions (%) | 33.75% |
| Float | 15.07M |
Valuation Ratios
The trailing PE ratio is 5.78 and the forward PE ratio is 7.53.
| PE Ratio | 5.78 |
| Forward PE | 7.53 |
| PS Ratio | 0.69 |
| Forward PS | 1.01 |
| PB Ratio | 0.59 |
| P/TBV Ratio | 1.03 |
| P/FCF Ratio | 2.81 |
| P/OCF Ratio | 2.81 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.29, with an EV/FCF ratio of 29.31.
| EV / Earnings | 56.85 |
| EV / Sales | 7.16 |
| EV / EBITDA | 13.29 |
| EV / EBIT | 13.86 |
| EV / FCF | 29.31 |
Financial Position
The company has a current ratio of 22.13, with a Debt / Equity ratio of 4.32.
| Current Ratio | 22.13 |
| Quick Ratio | 1.45 |
| Debt / Equity | 4.32 |
| Debt / EBITDA | 12.68 |
| Debt / FCF | 28.37 |
| Interest Coverage | 1.78 |
Financial Efficiency
Return on equity (ROE) is 10.25% and return on invested capital (ROIC) is 3.87%.
| Return on Equity (ROE) | 10.25% |
| Return on Assets (ROA) | 3.80% |
| Return on Invested Capital (ROIC) | 3.87% |
| Return on Capital Employed (ROCE) | 6.21% |
| Revenue Per Employee | $1.91M |
| Profits Per Employee | $240,437 |
| Employee Count | 174 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $23.39 million in taxes.
| Income Tax | 23.39M |
| Effective Tax Rate | 32.32% |
Stock Price Statistics
The stock price has increased by +28.07% in the last 52 weeks. The beta is 1.27, so MFIN's price volatility has been higher than the market average.
| Beta (5Y) | 1.27 |
| 52-Week Price Change | +28.07% |
| 50-Day Moving Average | 9.73 |
| 200-Day Moving Average | 9.26 |
| Relative Strength Index (RSI) | 52.19 |
| Average Volume (20 Days) | 77,691 |
Short Selling Information
The latest short interest is 958,679, so 4.26% of the outstanding shares have been sold short.
| Short Interest | 958,679 |
| Short Previous Month | 938,413 |
| Short % of Shares Out | 4.26% |
| Short % of Float | 6.36% |
| Short Ratio (days to cover) | 15.55 |
Income Statement
In the last 12 months, MFIN had revenue of $332.26 million and earned $41.84 million in profits. Earnings per share was $1.75.
| Revenue | 332.26M |
| Gross Profit | 247.96M |
| Operating Income | 171.62M |
| Pretax Income | 65.87M |
| Net Income | 41.84M |
| EBITDA | 178.94M |
| EBIT | 171.62M |
| Earnings Per Share (EPS) | $1.75 |
Full Income StatementBalance Sheet
The company has $151.99 million in cash and $2.30 billion in debt, giving a net cash position of -$2.15 billion or -$95.48 per share.
| Cash & Cash Equivalents | 151.99M |
| Total Debt | 2.30B |
| Net Cash | -2.15B |
| Net Cash Per Share | -$95.48 |
| Equity (Book Value) | 532.57M |
| Book Value Per Share | 17.31 |
| Working Capital | 2.43B |
Full Balance SheetCash Flow
| Operating Cash Flow | 81.15M |
| Capital Expenditures | n/a |
| Free Cash Flow | 81.15M |
| FCF Per Share | $3.60 |
Full Cash Flow StatementMargins
Gross margin is 74.63%, with operating and profit margins of 51.65% and 12.59%.
| Gross Margin | 74.63% |
| Operating Margin | 51.65% |
| Pretax Margin | 21.78% |
| Profit Margin | 12.59% |
| EBITDA Margin | 53.86% |
| EBIT Margin | 51.65% |
| FCF Margin | 24.42% |
Dividends & Yields
This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 4.74%.
| Dividend Per Share | $0.48 |
| Dividend Yield | 4.74% |
| Dividend Growth (YoY) | 15.00% |
| Years of Dividend Growth | 2 |
| Payout Ratio | 26.27% |
| Buyback Yield | -0.83% |
| Shareholder Yield | 3.91% |
| Earnings Yield | 18.34% |
| FCF Yield | 35.57% |
Dividend DetailsAnalyst Forecast
The average price target for MFIN is $12.00, which is 18.46% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.00 |
| Price Target Difference | 18.46% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
MFIN has an Altman Z-Score of 1.45 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.45 |
| Piotroski F-Score | 6 |
