Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $221.77 million. The enterprise value is $2.74 billion.
| Market Cap | 221.77M |
| Enterprise Value | 2.74B |
Important Dates
The last earnings date was Thursday, October 29, 2026, after market close.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Nov 9, 2026 |
Share Statistics
MFIN has 21.96 million shares outstanding. The number of shares has increased by 0.67% in one year.
| Current Share Class | 21.96M |
| Shares Outstanding | 21.96M |
| Shares Change (YoY) | +0.67% |
| Shares Change (QoQ) | -1.52% |
| Owned by Insiders (%) | 24.71% |
| Owned by Institutions (%) | 36.59% |
| Float | 16.53M |
Valuation Ratios
The trailing PE ratio is 9.07 and the forward PE ratio is 8.73.
| PE Ratio | 9.07 |
| Forward PE | 8.73 |
| PS Ratio | 0.62 |
| Forward PS | 0.89 |
| PB Ratio | 0.55 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 1.27 |
| P/OCF Ratio | 1.27 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 16.11, with an EV/FCF ratio of 15.67.
| EV / Earnings | 101.55 |
| EV / Sales | 7.65 |
| EV / EBITDA | 16.11 |
| EV / EBIT | 16.94 |
| EV / FCF | 15.67 |
Financial Position
The company has a current ratio of 28.58, with a Debt / Equity ratio of 5.01.
| Current Ratio | 28.58 |
| Quick Ratio | 2.47 |
| Debt / Equity | 5.01 |
| Debt / EBITDA | 15.97 |
| Debt / FCF | 15.80 |
| Interest Coverage | 1.50 |
Financial Efficiency
Return on equity (ROE) is 6.93% and return on invested capital (ROIC) is 3.63%.
| Return on Equity (ROE) | 6.93% |
| Return on Assets (ROA) | 3.23% |
| Return on Invested Capital (ROIC) | 3.63% |
| Return on Capital Employed (ROCE) | 4.97% |
| Weighted Average Cost of Capital (WACC) | 3.07% |
| Revenue Per Employee | $2.00M |
| Profits Per Employee | $150,799 |
| Employee Count | 179 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $17.55 million in taxes.
| Income Tax | 17.55M |
| Effective Tax Rate | 32.56% |
Stock Price Statistics
The stock price has increased by +8.60% in the last 52 weeks. The beta is 0.77, so MFIN's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +8.60% |
| 50-Day Moving Average | 11.73 |
| 200-Day Moving Average | 10.27 |
| Relative Strength Index (RSI) | 27.81 |
| Average Volume (20 Days) | 47,854 |
Short Selling Information
The latest short interest is 900,841, so 4.10% of the outstanding shares have been sold short.
| Short Interest | 900,841 |
| Short Previous Month | 873,286 |
| Short % of Shares Out | 4.10% |
| Short % of Float | 5.45% |
| Short Ratio (days to cover) | 12.57 |
Income Statement
In the last 12 months, MFIN had revenue of $358.46 million and earned $26.99 million in profits. Earnings per share was $1.11.
| Revenue | 358.46M |
| Gross Profit | 255.25M |
| Operating Income | 161.79M |
| Pretax Income | 53.88M |
| Net Income | 26.99M |
| EBITDA | 170.12M |
| EBIT | 161.79M |
| Earnings Per Share (EPS) | $1.11 |
Balance Sheet
The company has $243.06 million in cash and $2.76 billion in debt, with a net cash position of -$2.52 billion or -$114.74 per share.
| Cash & Cash Equivalents | 243.06M |
| Total Debt | 2.76B |
| Net Cash | -2.52B |
| Net Cash Per Share | -$114.74 |
| Equity (Book Value) | 551.10M |
| Book Value Per Share | 18.21 |
| Working Capital | 2.96B |
Cash Flow
| Operating Cash Flow | 174.90M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 8.33M |
| Net Borrowing | n/a |
| Free Cash Flow | 174.90M |
| FCF Per Share | $7.97 |
Margins
Gross margin is 71.21%, with operating and profit margins of 45.13% and 7.53%.
| Gross Margin | 71.21% |
| Operating Margin | 45.13% |
| Pretax Margin | 15.03% |
| Profit Margin | 7.53% |
| EBITDA Margin | 47.46% |
| EBIT Margin | 45.13% |
| FCF Margin | 49.98% |
Dividends & Yields
This stock pays an annual dividend of $0.56, which amounts to a dividend yield of 5.55%.
| Dividend Per Share | $0.56 |
| Dividend Yield | 5.55% |
| Dividend Growth (YoY) | 14.89% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 48.48% |
| FCF Payout Ratio | 6.78% |
| Buyback Yield | -0.67% |
| Shareholder Yield | 4.87% |
| Earnings Yield | 11.03% |
| FCF Yield | 78.86% |
Analyst Forecast
The average price target for MFIN is $12.25, which is 21.29% higher than the current price. The consensus rating is "Hold".
| Price Target | $12.25 |
| Price Target Difference | 21.29% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |