Medallion Financial Statistics
Total Valuation
MFIN has a market cap or net worth of $184.91 million. The enterprise value is $280.55 million.
| Market Cap | 184.91M |
| Enterprise Value | 280.55M |
Important Dates
The next estimated earnings date is Tuesday, July 30, 2024, after market close.
| Earnings Date | Jul 30, 2024 |
| Ex-Dividend Date | May 14, 2024 |
Share Statistics
MFIN has 23.38 million shares outstanding. The number of shares has increased by 3.44% in one year.
| Shares Outstanding | 23.38M |
| Shares Change (YoY) | +3.44% |
| Shares Change (QoQ) | -0.10% |
| Owned by Insiders (%) | 21.44% |
| Owned by Institutions (%) | 34.40% |
| Float | 17.66M |
Valuation Ratios
The trailing PE ratio is 3.73 and the forward PE ratio is 5.14. MFIN's PEG ratio is 0.41.
| PE Ratio | 3.73 |
| Forward PE | 5.14 |
| PS Ratio | 1.18 |
| Forward PS | n/a |
| PB Ratio | 0.53 |
| P/FCF Ratio | 1.58 |
| PEG Ratio | 0.41 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 3.51, with an EV/FCF ratio of 2.40.
| EV / Earnings | 5.64 |
| EV / Sales | 1.80 |
| EV / EBITDA | 3.51 |
| EV / EBIT | 3.76 |
| EV / FCF | 2.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.76 |
| Debt / EBITDA | 3.31 |
| Debt / FCF | 2.27 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.90% and return on invested capital (ROIC) is 9.82%.
| Return on Equity (ROE) | 14.90% |
| Return on Assets (ROA) | 1.90% |
| Return on Capital (ROIC) | 9.82% |
| Revenue Per Employee | $923,521 |
| Profits Per Employee | $294,331 |
| Employee Count | 169 |
| Asset Turnover | 0.06 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MFIN has paid $24.89 million in taxes.
| Income Tax | 24.89M |
| Effective Tax Rate | 33.35% |
Stock Price Statistics
The stock price has decreased by -3.42% in the last 52 weeks. The beta is 2.16, so MFIN's price volatility has been higher than the market average.
| Beta (5Y) | 2.16 |
| 52-Week Price Change | -3.42% |
| 50-Day Moving Average | 7.99 |
| 200-Day Moving Average | 8.39 |
| Relative Strength Index (RSI) | 48.43 |
| Average Volume (20 Days) | 245,143 |
Short Selling Information
The latest short interest is 929,967, so 3.98% of the outstanding shares have been sold short.
| Short Interest | 929,967 |
| Short Previous Month | 935,611 |
| Short % of Shares Out | 3.98% |
| Short % of Float | 5.27% |
| Short Ratio (days to cover) | 4.54 |
Income Statement
In the last 12 months, MFIN had revenue of $156.08 million and earned $49.74 million in profits. Earnings per share was $2.12.
| Revenue | 156.08M |
| Gross Profit | 156.08M |
| Operating Income | 90.47M |
| Pretax Income | 74.63M |
| Net Income | 49.74M |
| EBITDA | 79.95M |
| EBIT | 74.63M |
| Earnings Per Share (EPS) | $2.12 |
Balance Sheet
The company has $169.13 million in cash and $264.77 million in debt, giving a net cash position of -$95.64 million or -$4.09 per share.
| Cash & Cash Equivalents | 169.13M |
| Total Debt | 264.77M |
| Net Cash | -95.64M |
| Net Cash Per Share | -$4.09 |
| Equity (Book Value) | 349.04M |
| Book Value Per Share | 14.93 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | 116.89M |
| Capital Expenditures | n/a |
| Free Cash Flow | 116.89M |
| FCF Per Share | $5.16 |
Margins
Gross margin is 100.00%, with operating and profit margins of 57.96% and 31.87%.
| Gross Margin | 100.00% |
| Operating Margin | 57.96% |
| Pretax Margin | 47.81% |
| Profit Margin | 31.87% |
| EBITDA Margin | 51.23% |
| EBIT Margin | 47.81% |
| FCF Margin | 74.89% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 5.06%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 5.06% |
| Dividend Growth (YoY) | 18.75% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 18.87% |
| Buyback Yield | -3.44% |
| Shareholder Yield | 1.62% |
| Earnings Yield | 26.90% |
| FCF Yield | 63.22% |
Analyst Forecast
The average price target for MFIN is $12.00, which is 51.71% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $12.00 |
| Price Target Difference | 51.71% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |