Medallion Financial Corp. (MFIN)
NASDAQ: MFIN · Real-Time Price · USD
9.06
+0.13 (1.46%)
At close: Mar 28, 2025, 4:00 PM
8.91
-0.15 (-1.61%)
Pre-market: Mar 31, 2025, 7:02 AM EDT

Medallion Financial Statistics

Total Valuation

MFIN has a market cap or net worth of $202.52 million. The enterprise value is $2.41 billion.

Market Cap 202.52M
Enterprise Value 2.41B

Important Dates

The last earnings date was Tuesday, March 4, 2025, after market close.

Earnings Date Mar 4, 2025
Ex-Dividend Date Mar 17, 2025

Share Statistics

MFIN has 22.35 million shares outstanding. The number of shares has increased by 1.54% in one year.

Current Share Class 22.35M
Shares Outstanding 22.35M
Shares Change (YoY) +1.54%
Shares Change (QoQ) +1.32%
Owned by Insiders (%) 26.19%
Owned by Institutions (%) 33.39%
Float 15.31M

Valuation Ratios

The trailing PE ratio is 5.96 and the forward PE ratio is 5.61.

PE Ratio 5.96
Forward PE 5.61
PS Ratio 0.68
Forward PS 0.89
PB Ratio 0.54
P/TBV Ratio 1.01
P/FCF Ratio 1.75
P/OCF Ratio 1.75
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 15.04, with an EV/FCF ratio of 20.88.

EV / Earnings 67.22
EV / Sales 7.97
EV / EBITDA 15.04
EV / EBIT 15.65
EV / FCF 20.88

Financial Position

The company has a current ratio of 31.74, with a Debt / Equity ratio of 5.42.

Current Ratio 31.74
Quick Ratio 2.30
Debt / Equity 5.42
Debt / EBITDA 14.59
Debt / FCF 20.59
Interest Coverage 1.75

Financial Efficiency

Return on equity (ROE) is 9.86% and return on invested capital (ROIC) is 3.60%.

Return on Equity (ROE) 9.86%
Return on Assets (ROA) 3.53%
Return on Invested Capital (ROIC) 3.60%
Return on Capital Employed (ROCE) 5.53%
Revenue Per Employee $1.74M
Profits Per Employee $206,195
Employee Count 174
Asset Turnover 0.11
Inventory Turnover n/a

Taxes

In the past 12 months, MFIN has paid $21.01 million in taxes.

Income Tax 21.01M
Effective Tax Rate 33.38%

Stock Price Statistics

The stock price has increased by +15.12% in the last 52 weeks. The beta is 2.09, so MFIN's price volatility has been higher than the market average.

Beta (5Y) 2.09
52-Week Price Change +15.12%
50-Day Moving Average 8.75
200-Day Moving Average 8.63
Relative Strength Index (RSI) 59.61
Average Volume (20 Days) 45,013

Short Selling Information

The latest short interest is 912,790, so 4.08% of the outstanding shares have been sold short.

Short Interest 912,790
Short Previous Month 902,474
Short % of Shares Out 4.08%
Short % of Float 5.96%
Short Ratio (days to cover) 18.27

Income Statement

In the last 12 months, MFIN had revenue of $302.56 million and earned $35.88 million in profits. Earnings per share was $1.52.

Revenue 302.56M
Gross Profit 226.06M
Operating Income 154.10M
Pretax Income 65.87M
Net Income 35.88M
EBITDA 160.32M
EBIT 154.10M
Earnings Per Share (EPS) $1.52
Full Income Statement

Balance Sheet

The company has $169.57 million in cash and $2.38 billion in debt, giving a net cash position of -$2.21 billion or -$98.83 per share.

Cash & Cash Equivalents 169.57M
Total Debt 2.38B
Net Cash -2.21B
Net Cash Per Share -$98.83
Equity (Book Value) 438.96M
Book Value Per Share 16.65
Working Capital 2.50B
Full Balance Sheet

Cash Flow

Operating Cash Flow 115.51M
Capital Expenditures n/a
Free Cash Flow 115.51M
FCF Per Share $5.17
Full Cash Flow Statement

Margins

Gross margin is 74.72%, with operating and profit margins of 50.93% and 11.86%.

Gross Margin 74.72%
Operating Margin 50.93%
Pretax Margin 20.80%
Profit Margin 11.86%
EBITDA Margin 52.99%
EBIT Margin 50.93%
FCF Margin 38.18%

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 4.86%.

Dividend Per Share $0.44
Dividend Yield 4.86%
Dividend Growth (YoY) 16.67%
Years of Dividend Growth 2
Payout Ratio 28.95%
Buyback Yield -1.54%
Shareholder Yield 3.32%
Earnings Yield 17.72%
FCF Yield 57.04%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

MFIN has an Altman Z-Score of 1.44 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.44
Piotroski F-Score 5