Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Interest Income on Loans	51.57	49.92	43.11	35.23	27.84	27.55
Interest Income on Investments	4.79	4.79	5.47	2.84	1.66	0.98
Total Interest Income	56.36	54.71	48.57	38.07	29.5	28.53
Interest Paid on Deposits	21.99	21.76	19.73	9.49	2.07	2.29
Interest Paid on Borrowings	1.05	1.05	0.87	0.85	0.41	0.65
Total Interest Expense	23.05	22.81	20.6	10.33	2.48	2.94
Net Interest Income	33.31	31.9	27.97	27.73	27.02	25.59
Net Interest Income Growth (YoY)	18.23%	14.02%	0.86%	2.65%	5.60%	19.49%
Gain (Loss) on Sale of Assets	-	-	0.06	0.01	-	-
Other Non-Interest Income	2.42	2.35	1.65	2.11	1.72	2.66
Total Non-Interest Income	3.56	3.71	3.61	2.68	2.72	3.41
Non-Interest Income Growth (YoY)	-10.23%	2.77%	34.71%	-1.21%	-20.36%	98.66%
Revenues Before Loan Losses	36.86	35.61	31.59	30.42	29.73	29
Provision for Loan Losses	0.32	0.4	0.09	0.38	0.3	1.63
Revenue	36.54	35.21	31.5	30.04	29.43	27.37
Revenue Growth (YoY)	12.69%	11.78%	4.87%	2.06%	7.54%	27.50%
Salaries and Employee Benefits	15.11	11.91	11.02	10.35	10.3	10.51
Occupancy Expenses	0.94	0.94	0.89	0.84	0.84	0.84
Federal Deposit Insurance	0.45	0.45	0.42	0.34	0.22	0.42
Selling, General & Administrative	5.72	5.74	5.71	5.62	4.97	4.75
Other Non-Interest Expense	-0.87	2.37	2.35	2.15	1.94	1.9
Total Non-Interest Expense	21.34	21.4	20.4	19.29	18.26	18.64
EBT Excluding Unusual Items	15.2	13.81	11.1	10.74	11.17	8.73
Pretax Income	15.2	13.81	11.1	10.74	11.17	8.73
Income Tax Expense	4.39	4.05	3.32	3.03	3.25	2.61
Net Income	10.81	9.76	7.78	7.71	7.92	6.12
Net Income to Common	10.81	9.76	7.78	7.71	7.92	6.12
Net Income Growth	31.59%	25.40%	0.96%	-2.65%	29.39%	179.45%
Basic Shares Outstanding	6	6	6	6	7	6
Diluted Shares Outstanding	6	6	6	6	7	6
Shares Change (YoY)	-0.45%	-1.61%	-1.29%	-5.26%	12.33%	-15.02%
EPS (Basic)	1.74	1.57	1.23	1.20	1.17	1.01
EPS (Diluted)	1.72	1.56	1.23	1.20	1.17	1.01
EPS Growth	31.86%	27.11%	2.28%	2.76%	15.20%	228.86%
Dividend Per Share	0.300	0.250	0.190	0.120	0.090	-
Dividend Growth	50.00%	31.58%	58.33%	33.33%	-	-
Effective Tax Rate	28.86%	29.32%	29.88%	28.23%	29.10%	29.86%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q