Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Income Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Net Interest Income	30.52	27.97	27.73	27.02	25.59	21.41
Net Interest Income Growth	9.11%	0.86%	2.65%	5.60%	19.49%	5.01%
Non-Interest Income	4.72	3.61	2.68	2.72	3.41	1.72
Non-Interest Income Growth	96.71%	34.71%	-1.21%	-20.36%	98.66%	-19.66%
Revenues Before Loan Losses	35.24	31.59	30.42	29.73	29	23.13
Provision for Credit Losses	0.22	0.18	0.38	0.3	1.63	1.67
Revenue	35.02	31.41	30.04	29.43	27.37	21.46
Revenue Growth (YoY)	16.49%	4.56%	2.06%	7.54%	27.50%	-1.82%
Compensation Expenses	13.27	12.61	11.92	11.03	10.62	10.28
Selling, General & Admin	1.65	1.74	1.7	2.07	2.47	2.15
Other Non-Interest Expenses	6.34	6.05	5.68	5.17	5.55	5.92
Total Non-Interest Expense	21.26	20.4	19.29	18.26	18.64	18.35
Pretax Income	14.27	11.1	10.74	11.17	8.73	3.11
Provision for Income Taxes	4.49	3.32	3.03	3.25	2.61	0.92
Net Income	9.78	7.78	7.71	7.92	6.12	2.19
Net Income to Common	9.78	7.78	7.71	7.92	6.12	2.19
Net Income Growth	31.70%	0.96%	-2.65%	29.39%	179.45%	-26.90%
Shares Outstanding (Basic)	6	6	6	7	6	7
Shares Outstanding (Diluted)	6	6	6	7	6	7
Shares Change (YoY)	-2.08%	-1.29%	-5.26%	12.33%	-15.02%	22.06%
EPS (Basic)	1.57	1.23	1.20	1.17	1.01	0.31
EPS (Diluted)	1.57	1.23	1.20	1.17	1.01	0.31
EPS Growth	34.19%	2.50%	2.56%	15.84%	225.81%	-39.22%
Free Cash Flow	7.46	5.51	8.18	10.81	8.84	0.67
Free Cash Flow Growth	35.45%	-32.65%	-24.40%	22.34%	1225.19%	-88.37%
Free Cash Flow Per Share	1.20	0.87	1.27	1.59	1.46	0.09
Dividends Per Share	0.220	0.190	0.120	0.090	-	-
Dividend Growth	15.79%	58.33%	33.33%	-	-	-
Profit Margin	27.61%	24.71%	25.67%	26.91%	22.64%	10.38%
FCF Margin	21.05%	17.48%	27.22%	36.74%	32.70%	3.16%
EBITDA	0.94	0.95	0.98	1.03	1	0.96
EBITDA Margin	2.66%	3.03%	3.25%	3.50%	3.71%	4.56%
Effective Tax Rate	31.49%	29.88%	28.23%	29.10%	29.86%	29.60%

Updated Jun 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q