Magyar Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Income	10.81	9.76	7.78	7.71	7.92	6.12
Depreciation & Amortization	0.91	0.94	0.89	0.84	0.84	0.84
Provision for Credit Losses	0.55	0.4	0.09	0.38	0.3	1.63
Stock-Based Compensation	0.81	0.81	0.16	0.79	0.19	0.11
Net Change in Loans Held-for-Sale	0.02	0	0.6	0.57	0.92	0.75
Other Adjustments	-0.69	-0.98	-1	-1.42	-1.02	-0.96
Changes in Accrued Interest and Accounts Receivable	-0.37	-0.74	-0.72	-0.86	0.06	0.5
Changes in Accounts Payable	0.35	0.08	0	0.36	-	-0.11
Changes in Other Operating Activities	-1.77	-0.65	-2.67	0.13	2	0.39
Operating Cash Flow	0.78	0.01	6.32	8.48	11.2	9.26
Operating Cash Flow Growth	-87.05%	-99.84%	-25.53%	-24.26%	20.97%	1037.47%
Net Change in Loans Held-for-Investment	-77.49	-76.79	-87.67	-69.61	-34.85	15.63
Net Change in Securities and Investments	-8.09	-4.09	-11.18	4.73	-32.22	-26.04
Capital Expenditures	-0.2	-0.57	-0.81	-0.31	-0.39	-0.42
Sale of Property, Plant & Equipment	-	-	0.78	0.02	-	-
Other Investing Activities	4.33	6.76	2.66	-0.89	-2.29	2.63
Investing Cash Flow	-61.66	-64.25	-90.29	-66.05	-69.74	-8.2
Net Change in Deposits	10.24	17.63	41.22	87.72	27.92	21.48
Long-Term Debt Issued	-1.83	0.02	3.44	18.63	3	-
Long-Term Debt Repaid	-2.75	-3.5	-4.38	-4.74	-10.73	-44.05
Net Long-Term Debt Issued (Repaid)	-4.58	-3.48	-0.95	13.89	-7.73	-44.05
Issuance of Common Stock	-	-	-	-	-	37.43
Repurchase of Common Stock	0.4	-0	-0	-1.22	-4.55	-
Net Common Stock Issued (Repurchased)	0.4	-0	-0	-1.22	-4.55	37.43
Common Dividends Paid	-1.76	-1.82	-1.68	-1.32	-1.43	-
Other Financing Activities	-0.7	-0.1	0.82	0.09	0.07	-2.44
Financing Cash Flow	26.09	35.35	37.04	99.17	14.28	12.41
Net Cash Flow	-5.93	-0.02	-0.05	41.6	-44.27	13.48
Free Cash Flow	0.57	-0.56	5.51	8.18	10.81	8.84
Free Cash Flow Growth	-	-	-32.65%	-24.40%	22.34%	1225.19%
FCF Margin	1.57%	-1.60%	17.48%	27.22%	36.74%	32.30%
Free Cash Flow Per Share	0.09	-0.09	0.87	1.27	1.59	1.46
Levered Free Cash Flow	5.15	5.34	3.53	21.76	2.69	-36.74
Unlevered Free Cash Flow	-1.08	-0.95	-3.31	0.16	2.5	1.2

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q