Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Operating Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Net Income	9.76	7.78	7.71	7.92
Depreciation & Amortization	0.94	0.89	0.84	0.84
Gain (Loss) on Sale of Assets	-0.29	-1.37	-0.01	-0.07
Gain (Loss) on Sale of Investments	-0.02	0.06	0.14	0.19
Total Asset Writedown	0.06	-	-	-
Provision for Credit Losses	0.4	0.09	0.38	0.3
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.14	0.6	0.57	0.92
Accrued Interest Receivable	-0.74	-0.72	-0.86	0.06
Change in Accounts Payable	-0.65	-2.67	0.92	3.55
Change in Other Net Operating Assets	0.39	0.96	-1.17	-1.93
Other Operating Activities	-0.35	0.03	-0.62	0.15
Operating Cash Flow	10.39	6.32	8.48	11.2
Operating Cash Flow Growth	64.44%	-25.53%	-24.26%	20.97%

Investing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Capital Expenditures	-0.57	-0.81	-0.31	-0.39
Sale of Property, Plant and Equipment	-	0.78	0.02	-
Investment in Securities	7.4	1.3	4.73	-32.22
Net Decrease (Increase) in Loans Originated / Sold - Investing	-76.79	-87.67	-69.61	-34.85
Other Investing Activities	3.93	-4.94	-0.84	-2.71
Investing Cash Flow	-64.25	-90.29	-66.05	-69.74

Financing Activities

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Long-Term Debt Issued	23.99	3.44	18.63	3
Long-Term Debt Repaid	-3.5	-4.38	-4.74	-10.73
Net Debt Issued (Repaid)	20.49	-0.95	13.89	-7.73
Repurchase of Common Stock	-0.84	-2.37	-1.22	-4.65
Common Dividends Paid	-1.82	-1.68	-1.32	-1.43
Net Increase (Decrease) in Deposit Accounts	17.63	41.22	87.72	27.92
Other Financing Activities	-0.1	0.82	0.09	0.17
Financing Cash Flow	35.35	37.04	99.17	14.28

Net Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Net Cash Flow	-18.51	-46.94	41.6	-44.27

Free Cash Flow

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Free Cash Flow	9.82	5.51	8.18	10.81
Free Cash Flow Growth	78.26%	-32.65%	-24.40%	22.34%
Free Cash Flow Margin	27.88%	17.48%	27.22%	36.74%
Free Cash Flow Per Share	1.57	0.87	1.27	1.59

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022
Cash Interest Paid	22.73	20.15	9.98	2.49
Cash Income Tax Paid	5.63	2.87	3.26	3.14

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 3, 2026

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