Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash & Equivalents	-	25.6	72.53	30.94	75.2
Investment Securities	88.45	29.47	29.96	36.31	17.55
Trading Asset Securities	-	1.41	2.58	2.49	0.18
Mortgage-Backed Securities	-	65.96	66	64.57	53.04
Total Investments	88.45	96.84	98.54	103.36	70.77
Gross Loans	857.35	781.22	698.21	628.9	594.62
Allowance for Loan Losses	-8.35	-7.55	-8.33	-8.43	-8.08
Other Adjustments to Gross Loans	-	-1.05	-0.81	-0.63	-1.24
Net Loans	849	772.61	689.07	619.84	585.3
Property, Plant & Equipment	-	14.77	16.03	17.17	18.23
Accrued Interest Receivable	-	5.06	4.34	3.48	3.53
Long-Term Deferred Tax Assets	-	2.76	3	2.52	2.2
Other Real Estate Owned & Foreclosed	-	3.73	0.33	0.28	0.64
Other Long-Term Assets	60.21	28.22	21.18	19.5	16.38
Total Assets	997.66	951.92	907.29	798.54	773.99
Accounts Payable	-	6.11	7.25	6.47	5.36
Interest Bearing Deposits	814.31	283.84	137	192.92	79.34
Institutional Deposits	-	380	429.9	292.4	378.5
Non-Interest Bearing Deposits	-	132.84	188.55	182.42	181.98
Total Deposits	814.31	796.67	755.45	667.73	639.81
Current Portion of Long-Term Debt	-	4.91	2.58	2.49	0.18
Current Portion of Leases	-	0.56	-	-	-
Accrued Interest Payable	-	0.89	0.44	0.09	0.09
Federal Home Loan Bank Debt, Long-Term	49.05	25.07	29.52	15.63	23.36
Long-Term Leases	-	1.86	2.94	3.61	4.25
Pension & Post-Retirement Benefits	-	1	0.83	0.63	0.06
Other Long-Term Liabilities	15.46	4.31	3.49	3.41	3.24
Total Liabilities	878.82	841.37	802.5	700.04	676.35
Common Stock	118.84	0.07	0.07	0.07	0.07
Additional Paid-In Capital	-	63.09	62.8	63.73	63.71
Retained Earnings	-	58.64	52.17	45.77	39.28
Treasury Stock	-	-7.36	-5.36	-5.79	-1.24
Comprehensive Income & Other	-	-3.89	-4.89	-5.28	-4.18
Shareholders' Equity	118.84	110.55	104.79	98.5	97.64
Total Liabilities & Equity	997.66	951.92	907.29	798.54	773.99
Total Debt	49.05	32.39	35.04	21.72	27.79
Net Cash (Debt)	-49.05	-5.39	40.07	11.71	47.59
Net Cash Growth	-	-	242.33%	-75.40%	-
Net Cash Per Share	-7.84	-0.85	6.24	1.73	7.88
Filing Date Shares Outstanding	6.19	6.48	6.66	6.74	7.1
Total Common Shares Outstanding	6.19	6.51	6.67	6.75	7.1
Book Value Per Share	19.19	16.98	15.70	14.60	13.76
Tangible Book Value	118.84	110.55	104.79	98.5	97.64
Tangible Book Value Per Share	19.19	16.98	15.70	14.60	13.76

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q