Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Cash & Equivalents	7.05	25.6	72.53	30.94	75.2	61.73
Investment Securities	23.58	29.47	29.96	36.31	17.55	12.5
Trading Asset Securities	0.98	1.41	2.58	2.49	0.18	-
Mortgage-Backed Securities	67.54	65.96	66	64.57	53.04	32.5
Total Investments	92.1	96.84	98.54	103.36	70.77	45
Gross Loans	845.41	781.22	698.21	628.9	594.62	611.26
Allowance for Loan Losses	-8.06	-7.55	-8.33	-8.43	-8.08	-6.4
Other Adjustments to Gross Loans	-1.42	-1.05	-0.81	-0.63	-1.24	-1.75
Net Loans	835.93	772.61	689.07	619.84	585.3	603.11
Property, Plant & Equipment	12.36	14.77	16.03	17.17	18.23	17.99
Accrued Interest Receivable	5.37	5.06	4.34	3.48	3.53	4.03
Long-Term Deferred Tax Assets	-	2.76	3	2.52	2.2	2.36
Other Real Estate Owned & Foreclosed	2.17	3.73	0.33	0.28	0.64	2.59
Other Long-Term Assets	29.68	28.22	21.18	19.5	16.38	15.21
Total Assets	987.49	951.92	907.29	798.54	773.99	754
Accounts Payable	8.81	6.11	7.25	6.47	5.36	3.52
Interest Bearing Deposits	259.52	283.84	137	192.92	79.34	89.17
Institutional Deposits	444.1	380	429.9	292.4	378.5	365.6
Non-Interest Bearing Deposits	116.34	132.84	188.55	182.42	181.98	163.56
Total Deposits	819.96	796.67	755.45	667.73	639.81	618.33
Current Portion of Long-Term Debt	0.98	4.91	2.58	2.49	0.18	-
Current Portion of Leases	-	0.56	-	-	-	-
Accrued Interest Payable	0.75	0.89	0.44	0.09	0.09	0.19
Long-Term Debt	-	-	-	-	-	67.41
Federal Home Loan Bank Debt, Long-Term	36.05	25.07	29.52	15.63	23.36	-
Long-Term Leases	-	1.86	2.94	3.61	4.25	3.63
Pension & Post-Retirement Benefits	-	1	0.83	0.63	0.06	1.65
Other Long-Term Liabilities	4.62	4.31	3.49	3.41	3.24	2.41
Total Liabilities	871.17	841.37	802.5	700.04	676.35	697.15
Common Stock	0.07	0.07	0.07	0.07	0.07	0.06
Additional Paid-In Capital	63.61	63.09	62.8	63.73	63.71	26.29
Retained Earnings	64.56	58.64	52.17	45.77	39.28	33.16
Treasury Stock	-8.21	-7.36	-5.36	-5.79	-1.24	-1.24
Comprehensive Income & Other	-3.7	-3.89	-4.89	-5.28	-4.18	-1.42
Shareholders' Equity	116.32	110.55	104.79	98.5	97.64	56.85
Total Liabilities & Equity	987.49	951.92	907.29	798.54	773.99	754
Total Debt	37.03	32.39	35.04	21.72	27.79	71.04
Net Cash (Debt)	-29	-5.39	40.07	11.71	47.59	-9.32
Net Cash Growth	-	-	242.33%	-75.40%	-	-
Net Cash Per Share	-4.64	-0.85	6.24	1.73	7.88	-1.31
Filing Date Shares Outstanding	6.45	6.48	6.66	6.74	7.1	7.1
Total Common Shares Outstanding	6.45	6.51	6.67	6.75	7.1	7.1
Book Value Per Share	18.03	16.98	15.70	14.60	13.76	8.01
Tangible Book Value	116.32	110.55	104.79	98.5	97.64	56.85
Tangible Book Value Per Share	18.03	16.98	15.70	14.60	13.76	8.01

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q