Magyar Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Income	10.81	9.76	7.78	7.71	7.92	6.12
Depreciation & Amortization	0.91	0.94	0.89	0.84	0.84	0.84
Gain (Loss) on Sale of Assets	0.03	-0.29	-1.37	-0.01	-0.07	-0.22
Gain (Loss) on Sale of Investments	-0.04	-0.02	0.06	0.14	0.19	0.17
Total Asset Writedown	-	0.06	-	-	-	0.34
Provision for Credit Losses	0.32	0.4	0.09	0.38	0.3	1.63
Net Decrease (Increase) in Loans Originated / Sold - Operating	1.16	1.14	0.6	0.57	0.92	0.75
Accrued Interest Receivable	-0.37	-0.74	-0.72	-0.86	0.06	0.5
Change in Accounts Payable	-1.64	-0.65	-2.67	0.92	3.55	1.94
Change in Other Net Operating Assets	0.26	0.39	0.96	-1.17	-1.93	-1.87
Other Operating Activities	-0.3	-0.35	0.03	-0.62	0.15	-0.19
Operating Cash Flow	11.16	10.39	6.32	8.48	11.2	9.26
Operating Cash Flow Growth	85.87%	64.44%	-25.53%	-24.26%	20.97%	1037.47%
Capital Expenditures	-0.2	-0.57	-0.81	-0.31	-0.39	-0.42
Sale of Property, Plant and Equipment	-	-	0.78	0.02	-	-
Investment in Securities	5.65	7.4	1.3	4.73	-32.22	-26.04
Net Decrease (Increase) in Loans Originated / Sold - Investing	-70.39	-76.79	-87.67	-69.61	-34.85	15.63
Other Investing Activities	0.77	3.93	-4.94	-0.84	-2.71	0.24
Investing Cash Flow	-61.66	-64.25	-90.29	-66.05	-69.74	-8.2
Long-Term Debt Issued	-	23.99	3.44	18.63	3	-
Long-Term Debt Repaid	-	-3.5	-4.38	-4.74	-10.73	-44.05
Net Debt Issued (Repaid)	18.63	20.49	-0.95	13.89	-7.73	-44.05
Issuance of Common Stock	-	-	-	-	-	37.43
Repurchase of Common Stock	-0.47	-0.84	-2.37	-1.22	-4.65	-3.27
Common Dividends Paid	-1.76	-1.82	-1.68	-1.32	-1.43	-
Net Increase (Decrease) in Deposit Accounts	10.24	17.63	41.22	87.72	27.92	21.48
Other Financing Activities	-0.56	-0.1	0.82	0.09	0.17	0.83
Financing Cash Flow	26.09	35.35	37.04	99.17	14.28	12.41
Net Cash Flow	-24.42	-18.51	-46.94	41.6	-44.27	13.48
Free Cash Flow	10.95	9.82	5.51	8.18	10.81	8.84
Free Cash Flow Growth	121.59%	78.26%	-32.65%	-24.40%	22.34%	1225.19%
Free Cash Flow Margin	29.98%	27.88%	17.48%	27.22%	36.74%	32.30%
Free Cash Flow Per Share	1.75	1.57	0.87	1.27	1.59	1.46
Cash Interest Paid	22.7	22.73	20.15	9.98	2.49	3.05
Cash Income Tax Paid	5.63	5.63	2.87	3.26	3.14	2.75

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q