Magyar Bancorp, Inc. (MGYR)
NASDAQ: MGYR · Real-Time Price · USD
17.48
+0.33 (1.92%)
Aug 22, 2025, 4:00 PM - Market closed

Magyar Bancorp Statistics

Total Valuation

Magyar Bancorp has a market cap or net worth of $112.76 million. The enterprise value is $141.77 million.

Market Cap112.76M
Enterprise Value 141.77M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date Jul 24, 2025
Ex-Dividend Date Aug 7, 2025

Share Statistics

Magyar Bancorp has 6.45 million shares outstanding. The number of shares has decreased by -1.99% in one year.

Current Share Class 6.45M
Shares Outstanding 6.45M
Shares Change (YoY) -1.99%
Shares Change (QoQ) +0.11%
Owned by Insiders (%) 7.54%
Owned by Institutions (%) 32.45%
Float 5.57M

Valuation Ratios

The trailing PE ratio is 11.16.

PE Ratio 11.16
Forward PE n/a
PS Ratio 3.07
Forward PS n/a
PB Ratio 0.97
P/TBV Ratio 0.97
P/FCF Ratio 15.12
P/OCF Ratio 13.43
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 14.50
EV / Sales 3.99
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 19.01

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.97
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.68%.

Return on Equity (ROE) 8.68%
Return on Assets (ROA) 1.01%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $351,812
Profits Per Employee $96,812
Employee Count101
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Magyar Bancorp has paid $4.50 million in taxes.

Income Tax 4.50M
Effective Tax Rate 31.49%

Stock Price Statistics

The stock price has increased by +42.69% in the last 52 weeks. The beta is 0.22, so Magyar Bancorp's price volatility has been lower than the market average.

Beta (5Y) 0.22
52-Week Price Change +42.69%
50-Day Moving Average 16.83
200-Day Moving Average 14.94
Relative Strength Index (RSI) 59.19
Average Volume (20 Days) 2,408

Short Selling Information

The latest short interest is 14,846, so 0.23% of the outstanding shares have been sold short.

Short Interest 14,846
Short Previous Month 13,526
Short % of Shares Out 0.23%
Short % of Float 0.27%
Short Ratio (days to cover) 1.89

Income Statement

In the last 12 months, Magyar Bancorp had revenue of $35.53 million and earned $9.78 million in profits. Earnings per share was $1.57.

Revenue35.53M
Gross Profit 35.53M
Operating Income 14.72M
Pretax Income 10.34M
Net Income 9.78M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.57
Full Income Statement

Balance Sheet

The company has $8.03 million in cash and $37.03 million in debt, giving a net cash position of -$29.00 million or -$4.50 per share.

Cash & Cash Equivalents 8.03M
Total Debt 37.03M
Net Cash -29.00M
Net Cash Per Share -$4.50
Equity (Book Value) 116.32M
Book Value Per Share 18.03
Working Capital -814.93M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $8.40 million and capital expenditures -$940,000, giving a free cash flow of $7.46 million.

Operating Cash Flow 8.40M
Capital Expenditures -940,000
Free Cash Flow 7.46M
FCF Per Share $1.16
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.42%
Pretax Margin 40.17%
Profit Margin 27.52%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 20.99%

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.06%.

Dividend Per Share $0.36
Dividend Yield 2.06%
Dividend Growth (YoY) 11.54%
Years of Dividend Growth 1
Payout Ratio 18.51%
Buyback Yield 1.99%
Shareholder Yield 4.05%
Earnings Yield 8.67%
FCF Yield 6.61%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 1.2213:1.

Last Split Date Jul 15, 2021
Split Type Forward
Split Ratio 1.2213:1

Scores

Altman Z-Score n/a
Piotroski F-Score 3