Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Statistics

Total Valuation

Magyar Bancorp has a market cap or net worth of $116.67 million. The enterprise value is $133.58 million.

Market Cap	116.67M
Enterprise Value	133.58M

Important Dates

The last earnings date was Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Feb 12, 2026

Share Statistics

Magyar Bancorp has 6.48 million shares outstanding. The number of shares has decreased by -0.45% in one year.

Current Share Class	6.48M
Shares Outstanding	6.48M
Shares Change (YoY)	-0.45%
Shares Change (QoQ)	-0.64%
Owned by Insiders (%)	9.98%
Owned by Institutions (%)	37.91%
Float	5.89M

Valuation Ratios

The trailing PE ratio is 10.41.

PE Ratio	10.41
Forward PE	n/a
PS Ratio	3.19
Forward PS	n/a
PB Ratio	0.96
P/TBV Ratio	0.96
P/FCF Ratio	n/a
P/OCF Ratio	10.46
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.36
EV / Sales	3.66
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.26%.

Return on Equity (ROE)	9.26%
Return on Assets (ROA)	1.05%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.87%
Revenue Per Employee	$372,857
Profits Per Employee	$110,316
Employee Count	98
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Magyar Bancorp has paid $4.39 million in taxes.

Income Tax	4.39M
Effective Tax Rate	28.86%

Stock Price Statistics

The stock price has increased by +23.36% in the last 52 weeks. The beta is 0.24, so Magyar Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+23.36%
50-Day Moving Average	17.54
200-Day Moving Average	16.63
Relative Strength Index (RSI)	53.14
Average Volume (20 Days)	4,191

Short Selling Information

The latest short interest is 12,700, so 0.20% of the outstanding shares have been sold short.

Short Interest	12,700
Short Previous Month	14,073
Short % of Shares Out	0.20%
Short % of Float	0.22%
Short Ratio (days to cover)	4.95

Income Statement

In the last 12 months, Magyar Bancorp had revenue of $36.54 million and earned $10.81 million in profits. Earnings per share was $1.73.

Revenue	36.54M
Gross Profit	36.54M
Operating Income	15.66M
Pretax Income	15.20M
Net Income	10.81M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.73

Balance Sheet

The company has $34.91 million in cash and $51.83 million in debt, with a net cash position of -$16.91 million or -$2.61 per share.

Cash & Cash Equivalents	34.91M
Total Debt	51.83M
Net Cash	-16.91M
Net Cash Per Share	-$2.61
Equity (Book Value)	121.75M
Book Value Per Share	18.79
Working Capital	-827.76M

Cash Flow

Operating Cash Flow	11.16M
Capital Expenditures	-203,000
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.84%
Pretax Margin	41.59%
Profit Margin	29.59%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 2.22%.

Dividend Per Share	$0.40
Dividend Yield	2.22%
Dividend Growth (YoY)	28.00%
Years of Dividend Growth	2
Payout Ratio	18.49%
Buyback Yield	0.45%
Shareholder Yield	2.67%
Earnings Yield	9.27%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 1.2213:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	1.2213:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4