Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Statistics

Total Valuation

Magyar Bancorp has a market cap or net worth of $108.55 million. The enterprise value is $144.60 million.

Market Cap	108.55M
Enterprise Value	144.60M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 7, 2025

Share Statistics

Magyar Bancorp has 6.47 million shares outstanding. The number of shares has decreased by -2.30% in one year.

Current Share Class	6.47M
Shares Outstanding	6.47M
Shares Change (YoY)	-2.30%
Shares Change (QoQ)	-0.81%
Owned by Insiders (%)	7.52%
Owned by Institutions (%)	31.70%
Float	5.55M

Valuation Ratios

The trailing PE ratio is 10.75.

PE Ratio	10.75
Forward PE	n/a
PS Ratio	2.96
Forward PS	n/a
PB Ratio	0.90
P/TBV Ratio	0.93
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.79
EV / Sales	4.07
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.68%.

Return on Equity (ROE)	8.68%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$351,812
Profits Per Employee	$96,812
Employee Count	101
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Magyar Bancorp has paid $4.50 million in taxes.

Income Tax	4.50M
Effective Tax Rate	31.49%

Stock Price Statistics

The stock price has increased by +32.71% in the last 52 weeks. The beta is 0.22, so Magyar Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.22
52-Week Price Change	+32.71%
50-Day Moving Average	16.36
200-Day Moving Average	14.58
Relative Strength Index (RSI)	54.27
Average Volume (20 Days)	2,890

Short Selling Information

The latest short interest is 13,526, so 0.21% of the outstanding shares have been sold short.

Short Interest	13,526
Short Previous Month	18,984
Short % of Shares Out	0.21%
Short % of Float	0.24%
Short Ratio (days to cover)	1.17

Income Statement

In the last 12 months, Magyar Bancorp had revenue of $35.53 million and earned $9.78 million in profits. Earnings per share was $1.57.

Revenue	35.53M
Gross Profit	35.53M
Operating Income	14.69M
Pretax Income	10.34M
Net Income	9.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.57

Balance Sheet

Cash & Cash Equivalents	n/a
Total Debt	36.05M
Net Cash	-36.05M
Net Cash Per Share	-$5.57
Equity (Book Value)	116.32M
Book Value Per Share	18.84
Working Capital	-819.96M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	41.35%
Pretax Margin	40.17%
Profit Margin	27.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.13%.

Dividend Per Share	$0.36
Dividend Yield	2.13%
Dividend Growth (YoY)	8.33%
Years of Dividend Growth	1
Payout Ratio	16.56%
Buyback Yield	2.30%
Shareholder Yield	4.44%
Earnings Yield	9.01%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 1.2213:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	1.2213:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2