Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Statistics

Total Valuation

Magyar Bancorp has a market cap or net worth of $111.28 million. The enterprise value is $140.15 million.

Market Cap	111.28M
Enterprise Value	140.15M

Important Dates

The next estimated earnings date is Thursday, October 30, 2025, after market close.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Aug 7, 2025

Share Statistics

Magyar Bancorp has 6.45 million shares outstanding. The number of shares has decreased by -1.99% in one year.

Current Share Class	6.45M
Shares Outstanding	6.45M
Shares Change (YoY)	-1.99%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	7.54%
Owned by Institutions (%)	32.45%
Float	5.57M

Valuation Ratios

The trailing PE ratio is 11.04.

PE Ratio	11.04
Forward PE	n/a
PS Ratio	3.04
Forward PS	n/a
PB Ratio	0.96
P/TBV Ratio	0.96
P/FCF Ratio	14.90
P/OCF Ratio	13.24
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.33
EV / Sales	3.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	18.79

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	4.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.68%.

Return on Equity (ROE)	8.68%
Return on Assets (ROA)	1.01%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$351,812
Profits Per Employee	$96,812
Employee Count	101
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Magyar Bancorp has paid $4.50 million in taxes.

Income Tax	4.50M
Effective Tax Rate	31.49%

Stock Price Statistics

The stock price has increased by +42.14% in the last 52 weeks. The beta is 0.23, so Magyar Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.23
52-Week Price Change	+42.14%
50-Day Moving Average	17.09
200-Day Moving Average	15.32
Relative Strength Index (RSI)	52.12
Average Volume (20 Days)	5,749

Short Selling Information

The latest short interest is 14,607, so 0.23% of the outstanding shares have been sold short.

Short Interest	14,607
Short Previous Month	15,997
Short % of Shares Out	0.23%
Short % of Float	0.26%
Short Ratio (days to cover)	4.49

Income Statement

In the last 12 months, Magyar Bancorp had revenue of $35.53 million and earned $9.78 million in profits. Earnings per share was $1.57.

Revenue	35.53M
Gross Profit	35.53M
Operating Income	14.72M
Pretax Income	10.34M
Net Income	9.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.57

Balance Sheet

The company has $8.03 million in cash and $37.03 million in debt, giving a net cash position of -$29.00 million or -$4.50 per share.

Cash & Cash Equivalents	8.03M
Total Debt	37.03M
Net Cash	-29.00M
Net Cash Per Share	-$4.50
Equity (Book Value)	116.32M
Book Value Per Share	18.03
Working Capital	-814.93M

Cash Flow

In the last 12 months, operating cash flow was $8.40 million and capital expenditures -$940,000, giving a free cash flow of $7.46 million.

Operating Cash Flow	8.40M
Capital Expenditures	-940,000
Free Cash Flow	7.46M
FCF Per Share	$1.16

Margins

Gross Margin	n/a
Operating Margin	41.42%
Pretax Margin	40.17%
Profit Margin	27.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	20.99%

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.08%.

Dividend Per Share	$0.36
Dividend Yield	2.08%
Dividend Growth (YoY)	11.54%
Years of Dividend Growth	1
Payout Ratio	18.51%
Buyback Yield	1.99%
Shareholder Yield	4.07%
Earnings Yield	8.80%
FCF Yield	6.71%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 1.2213:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	1.2213:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3