Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Statistics

Total Valuation

Magyar Bancorp has a market cap or net worth of $113.43 million. The enterprise value is $157.31 million.

Market Cap	113.43M
Enterprise Value	157.31M

Important Dates

The next estimated earnings date is Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	Nov 13, 2025

Share Statistics

Magyar Bancorp has 6.48 million shares outstanding. The number of shares has decreased by -1.61% in one year.

Current Share Class	6.48M
Shares Outstanding	6.48M
Shares Change (YoY)	-1.61%
Shares Change (QoQ)	+1.29%
Owned by Insiders (%)	9.97%
Owned by Institutions (%)	32.91%
Float	5.50M

Valuation Ratios

The trailing PE ratio is 11.22.

PE Ratio	11.22
Forward PE	n/a
PS Ratio	3.09
Forward PS	n/a
PB Ratio	0.95
P/TBV Ratio	0.95
P/FCF Ratio	11.56
P/OCF Ratio	10.92
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.12
EV / Sales	4.47
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.03

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.29
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.51%.

Return on Equity (ROE)	8.51%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$359,255
Profits Per Employee	$99,592
Employee Count	98
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Magyar Bancorp has paid $4.05 million in taxes.

Income Tax	4.05M
Effective Tax Rate	29.32%

Stock Price Statistics

The stock price has increased by +23.27% in the last 52 weeks. The beta is 0.24, so Magyar Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	+23.27%
50-Day Moving Average	17.02
200-Day Moving Average	16.16
Relative Strength Index (RSI)	55.43
Average Volume (20 Days)	5,944

Short Selling Information

The latest short interest is 6,398, so 0.10% of the outstanding shares have been sold short.

Short Interest	6,398
Short Previous Month	7,396
Short % of Shares Out	0.10%
Short % of Float	0.12%
Short Ratio (days to cover)	4.95

Income Statement

In the last 12 months, Magyar Bancorp had revenue of $35.21 million and earned $9.76 million in profits. Earnings per share was $1.56.

Revenue	35.21M
Gross Profit	35.21M
Operating Income	14.26M
Pretax Income	13.81M
Net Income	9.76M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.56

Balance Sheet

The company has $8.00 million in cash and $51.88 million in debt, with a net cash position of -$43.88 million or -$6.77 per share.

Cash & Cash Equivalents	8.00M
Total Debt	51.88M
Net Cash	-43.88M
Net Cash Per Share	-$6.77
Equity (Book Value)	118.84M
Book Value Per Share	18.34
Working Capital	-808.60M

Cash Flow

In the last 12 months, operating cash flow was $10.39 million and capital expenditures -$574,000, giving a free cash flow of $9.82 million.

Operating Cash Flow	10.39M
Capital Expenditures	-574,000
Free Cash Flow	9.82M
FCF Per Share	$1.52

Margins

Gross Margin	n/a
Operating Margin	40.50%
Pretax Margin	39.22%
Profit Margin	27.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.88%

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.06%.

Dividend Per Share	$0.36
Dividend Yield	2.06%
Dividend Growth (YoY)	16.67%
Years of Dividend Growth	2
Payout Ratio	17.95%
Buyback Yield	1.61%
Shareholder Yield	3.66%
Earnings Yield	8.60%
FCF Yield	8.65%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 1.2213:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	1.2213:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4