Magyar Bancorp, Inc. (MGYR)

Magyar Bancorp Statistics

Total Valuation

Magyar Bancorp has a market cap or net worth of $106.89 million. The enterprise value is $155.95 million.

Market Cap	106.89M
Enterprise Value	155.95M

Important Dates

The last earnings date was Thursday, October 30, 2025, after market close.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	Nov 13, 2025

Share Statistics

Magyar Bancorp has 6.45 million shares outstanding. The number of shares has decreased by -1.34% in one year.

Current Share Class	6.45M
Shares Outstanding	6.45M
Shares Change (YoY)	-1.34%
Shares Change (QoQ)	+1.29%
Owned by Insiders (%)	5.38%
Owned by Institutions (%)	33.62%
Float	5.77M

Valuation Ratios

The trailing PE ratio is 10.62.

PE Ratio	10.62
Forward PE	n/a
PS Ratio	2.93
Forward PS	n/a
PB Ratio	0.86
P/TBV Ratio	0.90
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.98
EV / Sales	4.43
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.51%.

Return on Equity (ROE)	8.51%
Return on Assets (ROA)	1.00%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$348,584
Profits Per Employee	$96,634
Employee Count	101
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Magyar Bancorp has paid $4.05 million in taxes.

Income Tax	4.05M
Effective Tax Rate	29.32%

Stock Price Statistics

The stock price has increased by +29.22% in the last 52 weeks. The beta is 0.25, so Magyar Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.25
52-Week Price Change	+29.22%
50-Day Moving Average	17.04
200-Day Moving Average	15.86
Relative Strength Index (RSI)	39.85
Average Volume (20 Days)	1,999

Short Selling Information

The latest short interest is 9,080, so 0.14% of the outstanding shares have been sold short.

Short Interest	9,080
Short Previous Month	11,022
Short % of Shares Out	0.14%
Short % of Float	0.16%
Short Ratio (days to cover)	4.95

Income Statement

In the last 12 months, Magyar Bancorp had revenue of $35.21 million and earned $9.76 million in profits. Earnings per share was $1.56.

Revenue	35.21M
Gross Profit	35.21M
Operating Income	13.81M
Pretax Income	13.81M
Net Income	9.76M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.56

Balance Sheet

Cash & Cash Equivalents	n/a
Total Debt	49.05M
Net Cash	-49.05M
Net Cash Per Share	-$7.60
Equity (Book Value)	118.84M
Book Value Per Share	19.30
Working Capital	-814.31M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	39.22%
Pretax Margin	39.22%
Profit Margin	27.72%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 2.17%.

Dividend Per Share	$0.36
Dividend Yield	2.17%
Dividend Growth (YoY)	16.67%
Years of Dividend Growth	1
Payout Ratio	17.95%
Buyback Yield	1.34%
Shareholder Yield	3.49%
Earnings Yield	9.13%
FCF Yield	n/a

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 15, 2021. It was a forward split with a ratio of 1.2213:1.

Last Split Date	Jul 15, 2021
Split Type	Forward
Split Ratio	1.2213:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2