M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
217.75
-2.03 (-0.92%)
Nov 6, 2026, 4:00 PM EST - Market closed

M&T Bank Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
9,4649,1858,6698,9987,6626,067
Revenue Growth
4.23%5.95%-3.66%17.44%26.29%17.70%
Net Income
2,8512,6992,4492,6361,8911,777
Earnings Per Share
19.1517.0014.6415.7911.5313.80
EPS Growth
18.28%16.12%-7.28%36.95%-16.45%38.86%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Bank
2,9772,9472,8843,0672,8902,067
Retail Bank
4,8444,8685,0985,1143,7112,760
Institutional Services and Wealth Management
1,5241,5621,5571,7051,410922
All Other
639313-260-243168243

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
16,58619,11121,13830,20827,00943,681
Total Debt
20,96014,16615,16415,1779,5844,057
Net Cash (Debt)
-4,3744,9455,97415,03117,42539,624
Net Cash Growth
--17.22%-60.26%-13.74%-56.02%86.34%
Net Cash Per Share
-29.3731.1435.7090.00106.23307.61

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
4,0573,0033,6103,9054,5742,715
Capital Expenditures
-220-143-216-256-214-149
Free Cash Flow
3,8372,8603,3943,6494,3602,566
Free Cash Flow Growth
-3.69%-15.73%-6.99%-16.31%69.91%315.95%

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.13%29.39%28.25%29.29%24.68%29.29%
FCF Margin
40.54%31.14%39.15%40.55%56.90%42.29%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
6.0005.7005.3505.2004.8004.500
Dividend Per Share Growth
8.11%6.54%2.89%8.33%6.67%2.27%
Dividend Yield
2.75%2.79%2.84%3.80%3.25%2.93%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3711.4712.748.6313.2411.12
Forward PE
10.6811.0712.129.697.7112.92
P/FCF Ratio
8.1410.839.196.245.747.70
PS Ratio
3.303.373.602.533.273.26