M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
252.61
+4.33 (1.74%)
At close: Jul 28, 2026, 4:00 PM EDT
254.95
+2.33 (0.92%)
After-hours: Jul 28, 2026, 7:45 PM EDT
M&T Bank Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Revenue Revenue Growth | 2,412 | 2,301 | 2,350 | 2,388 | 2,271 | 2,176 | 2,245 | 2,212 | 2,152 | 2,060 | 2,075 | 2,185 | 2,452 | 2,285 | 2,420 | 2,127 | 1,681 | 1,435 | 1,528 | 1,556 |
Revenue Growth | 6.21% | 5.74% | 4.68% | 7.96% | 5.53% | 5.63% | 8.19% | 1.24% | -12.23% | -9.85% | -14.24% | 2.74% | 45.88% | 59.23% | 58.39% | 36.65% | 14.27% | -5.09% | 4.24% | 18.48% |
Net Income Net Income Growth | 818 | 664 | 759 | 792 | 716 | 584 | 681 | 721 | 655 | 531 | 482 | 690 | 867 | 702 | 765.71 | 646.6 | 217.52 | 362.17 | 458.22 | 495.46 |
Earnings Per Share EPS Growth | 5.32 | 4.13 | 4.67 | 3.01 | 3.03 | 3.32 | 3.86 | 4.02 | 3.73 | 3.02 | 2.74 | 3.98 | 5.05 | 4.01 | 4.29 | 3.53 | 1.08 | 2.62 | 3.37 | 3.69 |
EPS Growth | 75.58% | 24.40% | 20.98% | -25.12% | -18.77% | 9.93% | 40.88% | 1.00% | -26.14% | -24.69% | -36.13% | 12.75% | 367.59% | 53.05% | 27.30% | -4.34% | -68.33% | -21.32% | -4.26% | 34.18% |
| Fiscal Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 |
Commercial Bank Commercial Bank Growth | 728 | 761 | 748 | 736 | 702 | 745 | 723 | 717 | 699 | 759 | 738 | 759 | 811 |
Retail Bank Retail Bank Growth | 1,167 | 1,218 | 1,248 | 1,222 | 1,180 | 1,244 | 1,292 | 1,294 | 1,268 | 1,277 | 1,307 | 1,296 | 1,234 |
Institutional Services and Wealth Management Institutional Services and Wealth Management Growth | 377 | 384 | 407 | 391 | 380 | 390 | 389 | 401 | 377 | 362 | 363 | 591 | 390 |
All Other All Other Growth | 169 | 112 | 110 | 47 | 44 | 6 | -72 | -110 | -84 | -98 | -73 | -44 | -30 |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Cash & Equivalents Cash Growth | 17,438 | 16,348 | 18,769 | 18,701 | 21,425 | 22,765 | 20,782 | 26,633 | 26,570 | 33,839 | 29,800 | 31,883 | 28,955 | 24,124 | 26,476 | 27,647 | 35,126 | 37,437 | 43,210 | 39,926 |
Total Debt Total Debt Growth | 13,568 | 11,175 | 10,911 | 12,928 | 12,380 | 10,496 | 12,605 | 11,583 | 11,319 | 11,450 | 8,201 | 7,123 | 7,417 | 7,463 | 3,965 | 3,459 | 3,017 | 3,444 | 3,485 | 3,500 |
Net Cash (Debt) Net Cash Growth | -13,568 | -11,175 | -10,911 | -12,928 | -12,380 | -10,496 | -12,605 | -11,583 | -11,319 | -11,450 | -8,201 | -7,123 | -7,417 | -7,463 | -3,965 | -3,459 | -3,017 | -3,444 | -3,485 | -3,500 |
Net Cash Growth | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -92.45 | -74.45 | -70.98 | -77.88 | -74.94 | -63.59 | -75.49 | -70.29 | -67.51 | -68.53 | -49.19 | -42.77 | -44.59 | -44.31 | -23.02 | -19.69 | -16.93 | -26.61 | -27.04 | -27.17 |
| Fiscal Quarter | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 | Q2 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 | Jun '21 Jun 30, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 1,012 | 523 | 1,001 | 844 | 635 | 1,676 | -28 | 1,354 | 608 | 800 | 1,420 | 1,257 | 428 | 953.88 | 1,137 | 1,187 | 1,296 | 696.97 | 486.32 | 536.97 |
Capital Expenditures CapEx Growth | -96 | -56 | -36 | -26 | -25 | -85 | -30 | -66 | -35 | -88 | -67 | -46 | -55 | -87.19 | -39.07 | -59.83 | -27.91 | -61.84 | -42.71 | -13.44 |
Free Cash Flow Free Cash Flow Growth | 916 | 467 | 965 | 818 | 610 | 1,591 | -58 | 1,288 | 573 | 712 | 1,353 | 1,211 | 373 | 866.69 | 1,098 | 1,128 | 1,268 | 635.13 | 443.61 | 523.53 |
Free Cash Flow Growth | 50.16% | -70.65% | - | -36.49% | 6.46% | 123.45% | - | 6.36% | 53.62% | -17.85% | 23.23% | 7.40% | -70.58% | 36.46% | 147.49% | 115.37% | 31.56% | 2.90% | - | 8.30% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Pretax Margin | 44.07% | 37.51% | 41.32% | 42.92% | 41.17% | 34.97% | 39.29% | 41.09% | 39.73% | 32.23% | 30.17% | 41.51% | 47.27% | 40.53% | 41.80% | 39.85% | 16.52% | 33.12% | 39.26% | 42.22% |
Profit Margin | 33.91% | 28.86% | 32.30% | 33.17% | 31.53% | 26.84% | 30.33% | 32.59% | 30.44% | 25.78% | 23.23% | 31.58% | 35.36% | 30.72% | 31.65% | 30.40% | 12.94% | 25.24% | 30.00% | 31.83% |
FCF Margin | 0.00% | 39.81% | 19.87% | 40.41% | 36.02% | 28.03% | 70.87% | -2.62% | 59.85% | 27.82% | 34.31% | 61.92% | 49.39% | 16.32% | 35.82% | 51.62% | 67.08% | 88.35% | 41.58% | 28.50% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.500 | 1.500 | 1.500 | 1.500 | 1.350 | 1.350 | 1.350 | 1.350 | 1.350 | 1.300 | 1.300 | 1.300 | 1.300 | 1.300 | 1.200 | 1.200 | 1.200 | 1.200 | 1.200 | 1.100 |
Dividend Per Share Growth | 11.11% | 11.11% | 11.11% | 11.11% | 0% | 3.85% | 3.85% | 3.85% | 3.85% | 0% | 8.33% | 8.33% | 8.33% | 8.33% | 0% | 9.09% | 9.09% | 9.09% | 9.09% | 0% |
Dividend Yield | 0.00% | 0.74% | 0.74% | 0.71% | 0.67% | 0.77% | 0.71% | 0.77% | -0.65% | 0.91% | 0.95% | 2.87% | 1.05% | 1.10% | 0.83% | 0.68% | 0.75% | 0.72% | 0.78% | 0.74% |
| Fiscal Quarter | Q2 2026 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 | Q3 2024 | Q2 2024 | Q1 2024 | Q4 2023 | Q3 2023 | Q2 2023 | Q1 2023 | Q4 2022 | Q3 2022 | Q2 2022 | Q1 2022 | Q4 2021 | Q3 2021 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Jun '24 Jun 30, 2024 | Mar '24 Mar 31, 2024 | Dec '23 Dec 31, 2023 | Sep '23 Sep 30, 2023 | Jun '23 Jun 30, 2023 | Mar '23 Mar 31, 2023 | Dec '22 Dec 31, 2022 | Sep '22 Sep 30, 2022 | Jun '22 Jun 30, 2022 | Mar '22 Mar 31, 2022 | Dec '21 Dec 31, 2021 | Sep '21 Sep 30, 2021 |
PE Ratio | 13.89 | 13.93 | 11.85 | 14.95 | 13.63 | 11.97 | 12.84 | 13.18 | 11.24 | 9.83 | 8.68 | 7.30 | 7.33 | 9.26 | 12.58 | 16.63 | 14.81 | 12.95 | 11.13 | 10.71 |
Forward PE | 12.47 | 11.02 | 11.07 | 11.14 | 11.56 | 11.06 | 12.12 | 12.16 | 10.58 | 10.43 | 9.69 | 8.85 | 7.85 | 6.70 | 7.71 | 9.13 | 9.71 | 14.21 | 12.92 | 12.59 |
P/FCF Ratio | - | 9.59 | 10.83 | 7.75 | 10.52 | 8.47 | 9.17 | 11.77 | 6.45 | 6.30 | 6.24 | 5.52 | 5.79 | 5.72 | 5.63 | 7.38 | 8.07 | 7.62 | 7.70 | 7.54 |
PS Ratio | 3.69 | 3.26 | 3.37 | 3.40 | 3.50 | 3.31 | 3.59 | 3.48 | 2.99 | 2.76 | 2.53 | 2.25 | 2.21 | 2.33 | 3.20 | 4.50 | 4.52 | 3.65 | 3.26 | 3.20 |