M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
198.60
+3.32 (1.70%)
At close: Sep 17, 2025, 4:00 PM EDT
201.00
+2.40 (1.21%)
Pre-market: Sep 18, 2025, 7:13 AM EDT

M&T Bank Statistics

Total Valuation

M&T Bank has a market cap or net worth of $31.04 billion. The enterprise value is $24.28 billion.

Market Cap31.04B
Enterprise Value 24.28B

Important Dates

The next confirmed earnings date is Thursday, October 16, 2025, before market open.

Earnings Date Oct 16, 2025
Ex-Dividend Date Sep 2, 2025

Share Statistics

M&T Bank has 156.27 million shares outstanding. The number of shares has decreased by -1.27% in one year.

Current Share Class 156.27M
Shares Outstanding 156.27M
Shares Change (YoY) -1.27%
Shares Change (QoQ) -3.05%
Owned by Insiders (%) 0.39%
Owned by Institutions (%) 89.23%
Float 155.48M

Valuation Ratios

The trailing PE ratio is 12.87 and the forward PE ratio is 11.21. M&T Bank's PEG ratio is 1.09.

PE Ratio 12.87
Forward PE 11.21
PS Ratio 3.66
Forward PS 3.12
PB Ratio 1.19
P/TBV Ratio 1.77
P/FCF Ratio 10.48
P/OCF Ratio 9.92
PEG Ratio 1.09
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.54
EV / Sales 2.73
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 8.20

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 5.07
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.49%.

Return on Equity (ROE) 9.49%
Return on Assets (ROA) 1.29%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $398,318
Profits Per Employee $113,805
Employee Count22,354
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, M&T Bank has paid $785.00 million in taxes.

Income Tax 785.00M
Effective Tax Rate 22.51%

Stock Price Statistics

The stock price has increased by +14.75% in the last 52 weeks. The beta is 0.66, so M&T Bank's price volatility has been lower than the market average.

Beta (5Y) 0.66
52-Week Price Change +14.75%
50-Day Moving Average 195.21
200-Day Moving Average 188.48
Relative Strength Index (RSI) 53.74
Average Volume (20 Days) 868,365

Short Selling Information

The latest short interest is 4.26 million, so 2.73% of the outstanding shares have been sold short.

Short Interest 4.26M
Short Previous Month 3.71M
Short % of Shares Out 2.73%
Short % of Float 2.74%
Short Ratio (days to cover) 4.97

Income Statement

In the last 12 months, M&T Bank had revenue of $8.90 billion and earned $2.54 billion in profits. Earnings per share was $15.44.

Revenue8.90B
Gross Profit 8.90B
Operating Income 3.66B
Pretax Income 2.94B
Net Income 2.54B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $15.44
Full Income Statement

Balance Sheet

The company has $21.76 billion in cash and $15.01 billion in debt, giving a net cash position of $6.76 billion or $43.25 per share.

Cash & Cash Equivalents 21.76B
Total Debt 15.01B
Net Cash 6.76B
Net Cash Per Share $43.25
Equity (Book Value) 28.53B
Book Value Per Share 166.95
Working Capital -138.74B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $3.13 billion and capital expenditures -$166.00 million, giving a free cash flow of $2.96 billion.

Operating Cash Flow 3.13B
Capital Expenditures -166.00M
Free Cash Flow 2.96B
FCF Per Share $18.95
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.05%
Pretax Margin 39.16%
Profit Margin 30.35%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 33.25%

Dividends & Yields

This stock pays an annual dividend of $5.40, which amounts to a dividend yield of 2.72%.

Dividend Per Share $5.40
Dividend Yield 2.72%
Dividend Growth (YoY) 4.72%
Years of Dividend Growth 8
Payout Ratio 35.96%
Buyback Yield 1.27%
Shareholder Yield 4.03%
Earnings Yield 8.20%
FCF Yield 9.54%
Dividend Details

Analyst Forecast

The average price target for M&T Bank is $213.70, which is 7.60% higher than the current price. The consensus rating is "Buy".

Price Target $213.70
Price Target Difference 7.60%
Analyst Consensus Buy
Analyst Count 20
Revenue Growth Forecast (5Y) 3.69%
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 6, 2000. It was a forward split with a ratio of 10:1.

Last Split Date Oct 6, 2000
Split Type Forward
Split Ratio 10:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4