M&T Bank Corporation (MTB)

M&T Bank Statistics

Total Valuation

M&T Bank has a market cap or net worth of $29.32 billion. The enterprise value is $18.93 billion.

Market Cap	29.32B
Enterprise Value	18.93B

Important Dates

The next estimated earnings date is Thursday, July 17, 2025, before market open.

Earnings Date	Jul 17, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

M&T Bank has 160.52 million shares outstanding. The number of shares has increased by 0.08% in one year.

Current Share Class	160.52M
Shares Outstanding	160.52M
Shares Change (YoY)	+0.08%
Shares Change (QoQ)	-1.15%
Owned by Insiders (%)	0.41%
Owned by Institutions (%)	89.10%
Float	159.68M

Valuation Ratios

The trailing PE ratio is 12.21 and the forward PE ratio is 10.93. M&T Bank's PEG ratio is 1.89.

PE Ratio	12.21
Forward PE	10.93
PS Ratio	3.46
Forward PS	2.96
PB Ratio	1.12
P/TBV Ratio	1.62
P/FCF Ratio	8.54
P/OCF Ratio	8.06
PEG Ratio	1.89

Enterprise Valuation

EV / Earnings	7.60
EV / Sales	2.16
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	5.52

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.70
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.41%.

Return on Equity (ROE)	9.41%
Return on Assets (ROA)	1.24%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$392,995
Profits Per Employee	$111,434
Employee Count	22,354
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, M&T Bank has paid $766.00 million in taxes.

Income Tax	766.00M
Effective Tax Rate	22.48%

Stock Price Statistics

The stock price has increased by +24.87% in the last 52 weeks. The beta is 0.57, so M&T Bank's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+24.87%
50-Day Moving Average	173.49
200-Day Moving Average	185.51
Relative Strength Index (RSI)	54.93
Average Volume (20 Days)	1,035,647

Short Selling Information

The latest short interest is 3.61 million, so 2.25% of the outstanding shares have been sold short.

Short Interest	3.61M
Short Previous Month	2.59M
Short % of Shares Out	2.25%
Short % of Float	2.26%
Short Ratio (days to cover)	3.20

Income Statement

In the last 12 months, M&T Bank had revenue of $8.79 billion and earned $2.49 billion in profits. Earnings per share was $14.94.

Revenue	8.79B
Gross Profit	8.79B
Operating Income	3.59B
Pretax Income	2.94B
Net Income	2.49B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$14.94

Balance Sheet

The company has $23.08 billion in cash and $12.70 billion in debt, giving a net cash position of $10.38 billion or $64.65 per share.

Cash & Cash Equivalents	23.08B
Total Debt	12.70B
Net Cash	10.38B
Net Cash Per Share	$64.65
Equity (Book Value)	28.99B
Book Value Per Share	163.63
Working Capital	-138.20B

Cash Flow

In the last 12 months, operating cash flow was $3.64 billion and capital expenditures -$206.00 million, giving a free cash flow of $3.43 billion.

Operating Cash Flow	3.64B
Capital Expenditures	-206.00M
Free Cash Flow	3.43B
FCF Per Share	$21.37

Margins

Gross Margin	n/a
Operating Margin	40.91%
Pretax Margin	38.78%
Profit Margin	30.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	39.06%

Dividends & Yields

This stock pays an annual dividend of $5.40, which amounts to a dividend yield of 2.96%.

Dividend Per Share	$5.40
Dividend Yield	2.96%
Dividend Growth (YoY)	2.86%
Years of Dividend Growth	6
Payout Ratio	36.13%
Buyback Yield	-0.08%
Shareholder Yield	2.88%
Earnings Yield	8.50%
FCF Yield	11.71%

Analyst Forecast

The average price target for M&T Bank is $209.25, which is 14.54% higher than the current price. The consensus rating is "Buy".

Price Target	$209.25
Price Target Difference	14.54%
Analyst Consensus	Buy
Analyst Count	20
Revenue Growth Forecast (5Y)	3.69%
EPS Growth Forecast (5Y)	0.58%

Stock Splits

The last stock split was on October 6, 2000. It was a forward split with a ratio of 10:1.

Last Split Date	Oct 6, 2000
Split Type	Forward
Split Ratio	10:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4