M&T Bank Corporation (MTB)
NYSE: MTB · Real-Time Price · USD
190.24
-1.34 (-0.70%)
Nov 26, 2025, 4:00 PM EST - Market closed

M&T Bank Statistics

Total Valuation

M&T Bank has a market cap or net worth of $29.24 billion. The enterprise value is $25.66 billion.

Market Cap29.24B
Enterprise Value 25.66B

Important Dates

The next estimated earnings date is Thursday, January 15, 2026, before market open.

Earnings Date Jan 15, 2026
Ex-Dividend Date Dec 1, 2025

Share Statistics

M&T Bank has 153.69 million shares outstanding. The number of shares has decreased by -3.07% in one year.

Current Share Class 153.69M
Shares Outstanding 153.69M
Shares Change (YoY) -3.07%
Shares Change (QoQ) -2.16%
Owned by Insiders (%) 0.40%
Owned by Institutions (%) 91.57%
Float 152.90M

Valuation Ratios

The trailing PE ratio is 11.75 and the forward PE ratio is 10.45. M&T Bank's PEG ratio is 0.81.

PE Ratio 11.75
Forward PE 10.45
PS Ratio 3.38
Forward PS 2.90
PB Ratio 1.12
P/TBV Ratio 1.64
P/FCF Ratio 7.34
P/OCF Ratio 7.04
PEG Ratio 0.81
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.77
EV / Sales 2.83
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 6.44

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.88
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.63%.

Return on Equity (ROE) 9.63%
Return on Assets (ROA) 1.31%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $406,191
Profits Per Employee $117,429
Employee Count22,354
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, M&T Bank has paid $830.00 million in taxes.

Income Tax 830.00M
Effective Tax Rate 23.04%

Stock Price Statistics

The stock price has decreased by -14.29% in the last 52 weeks. The beta is 0.61, so M&T Bank's price volatility has been lower than the market average.

Beta (5Y) 0.61
52-Week Price Change -14.29%
50-Day Moving Average 187.92
200-Day Moving Average 185.84
Relative Strength Index (RSI) 57.68
Average Volume (20 Days) 916,770

Short Selling Information

The latest short interest is 5.67 million, so 3.69% of the outstanding shares have been sold short.

Short Interest 5.67M
Short Previous Month 4.70M
Short % of Shares Out 3.69%
Short % of Float 3.71%
Short Ratio (days to cover) 4.31

Income Statement

In the last 12 months, M&T Bank had revenue of $9.08 billion and earned $2.63 billion in profits. Earnings per share was $16.19.

Revenue9.08B
Gross Profit 9.08B
Operating Income 3.76B
Pretax Income 3.60B
Net Income 2.63B
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $16.19
Full Income Statement

Balance Sheet

The company has $19.05 billion in cash and $15.47 billion in debt, giving a net cash position of $3.58 billion or $23.31 per share.

Cash & Cash Equivalents 19.05B
Total Debt 15.47B
Net Cash 3.58B
Net Cash Per Share $23.31
Equity (Book Value) 28.73B
Book Value Per Share 170.44
Working Capital -148.82B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $4.16 billion and capital expenditures -$172.00 million, giving a free cash flow of $3.98 billion.

Operating Cash Flow 4.16B
Capital Expenditures -172.00M
Free Cash Flow 3.98B
FCF Per Share $25.92
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 41.38%
Pretax Margin 39.68%
Profit Margin 30.54%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 43.88%

Dividends & Yields

This stock pays an annual dividend of $6.00, which amounts to a dividend yield of 3.15%.

Dividend Per Share $6.00
Dividend Yield 3.15%
Dividend Growth (YoY) 4.72%
Years of Dividend Growth 8
Payout Ratio 34.27%
Buyback Yield 3.07%
Shareholder Yield 6.23%
Earnings Yield 8.98%
FCF Yield 13.63%
Dividend Details

Analyst Forecast

The average price target for M&T Bank is $218.90, which is 15.07% higher than the current price. The consensus rating is "Buy".

Price Target $218.90
Price Target Difference 15.07%
Analyst Consensus Buy
Analyst Count 21
Revenue Growth Forecast (5Y) 3.77%
EPS Growth Forecast (5Y) 8.02%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on October 6, 2000. It was a forward split with a ratio of 10:1.

Last Split Date Oct 6, 2000
Split Type Forward
Split Ratio 10:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4