MGIC Investment Statistics
Total Valuation
MGIC Investment has a market cap or net worth of $6.26 billion. The enterprise value is $6.64 billion.
Important Dates
The last earnings date was Wednesday, October 29, 2025, after market close.
| Earnings Date | Oct 29, 2025 |
| Ex-Dividend Date | Nov 6, 2025 |
Share Statistics
MGIC Investment has 223.74 million shares outstanding. The number of shares has decreased by -10.07% in one year.
| Current Share Class | 223.74M |
| Shares Outstanding | 223.74M |
| Shares Change (YoY) | -10.07% |
| Shares Change (QoQ) | -2.77% |
| Owned by Insiders (%) | 1.25% |
| Owned by Institutions (%) | 100.00% |
| Float | 220.37M |
Valuation Ratios
The trailing PE ratio is 9.02 and the forward PE ratio is 9.04. MGIC Investment's PEG ratio is 1.58.
| PE Ratio | 9.02 |
| Forward PE | 9.04 |
| PS Ratio | 5.54 |
| Forward PS | 4.96 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.21 |
| P/FCF Ratio | 7.80 |
| P/OCF Ratio | 7.79 |
| PEG Ratio | 1.58 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.67, with an EV/FCF ratio of 8.27.
| EV / Earnings | 8.81 |
| EV / Sales | 5.46 |
| EV / EBITDA | 6.67 |
| EV / EBIT | 6.74 |
| EV / FCF | 8.27 |
Financial Position
The company has a current ratio of 4.51, with a Debt / Equity ratio of 0.12.
| Current Ratio | 4.51 |
| Quick Ratio | 3.28 |
| Debt / Equity | 0.12 |
| Debt / EBITDA | 0.65 |
| Debt / FCF | 0.80 |
| Interest Coverage | 27.70 |
Financial Efficiency
Return on equity (ROE) is 14.40% and return on invested capital (ROIC) is 10.48%.
| Return on Equity (ROE) | 14.40% |
| Return on Assets (ROA) | 9.27% |
| Return on Invested Capital (ROIC) | 10.48% |
| Return on Capital Employed (ROCE) | 15.11% |
| Revenue Per Employee | $2.19M |
| Profits Per Employee | $1.36M |
| Employee Count | 555 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MGIC Investment has paid $196.80 million in taxes.
| Income Tax | 196.80M |
| Effective Tax Rate | 20.70% |
Stock Price Statistics
The stock price has increased by +13.96% in the last 52 weeks. The beta is 0.85, so MGIC Investment's price volatility has been lower than the market average.
| Beta (5Y) | 0.85 |
| 52-Week Price Change | +13.96% |
| 50-Day Moving Average | 27.71 |
| 200-Day Moving Average | 26.24 |
| Relative Strength Index (RSI) | 53.51 |
| Average Volume (20 Days) | 1,629,383 |
Short Selling Information
The latest short interest is 5.15 million, so 2.30% of the outstanding shares have been sold short.
| Short Interest | 5.15M |
| Short Previous Month | 5.85M |
| Short % of Shares Out | 2.30% |
| Short % of Float | 2.34% |
| Short Ratio (days to cover) | 2.84 |
Income Statement
In the last 12 months, MGIC Investment had revenue of $1.22 billion and earned $753.74 million in profits. Earnings per share was $3.11.
| Revenue | 1.22B |
| Gross Profit | 1.01B |
| Operating Income | 986.14M |
| Pretax Income | 950.54M |
| Net Income | 753.74M |
| EBITDA | 996.30M |
| EBIT | 986.14M |
| Earnings Per Share (EPS) | $3.11 |
Full Income StatementBalance Sheet
The company has $266.90 million in cash and $645.77 million in debt, giving a net cash position of -$378.87 million or -$1.69 per share.
| Cash & Cash Equivalents | 266.90M |
| Total Debt | 645.77M |
| Net Cash | -378.87M |
| Net Cash Per Share | -$1.69 |
| Equity (Book Value) | 5.17B |
| Book Value Per Share | 22.87 |
| Working Capital | 346.30M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $804.42 million and capital expenditures -$938,000, giving a free cash flow of $803.49 million.
| Operating Cash Flow | 804.42M |
| Capital Expenditures | -938,000 |
| Free Cash Flow | 803.49M |
| FCF Per Share | $3.59 |
Full Cash Flow StatementMargins
Gross margin is 83.14%, with operating and profit margins of 81.07% and 61.96%.
| Gross Margin | 83.14% |
| Operating Margin | 81.07% |
| Pretax Margin | 78.14% |
| Profit Margin | 61.96% |
| EBITDA Margin | 81.90% |
| EBIT Margin | 81.07% |
| FCF Margin | 66.05% |
Dividends & Yields
This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.14%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 2.14% |
| Dividend Growth (YoY) | 14.29% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 18.03% |
| Buyback Yield | 10.07% |
| Shareholder Yield | 12.21% |
| Earnings Yield | 12.03% |
| FCF Yield | 12.83% |
Dividend DetailsAnalyst Forecast
The average price target for MGIC Investment is $26.80, which is -4.29% lower than the current price. The consensus rating is "Hold".
| Price Target | $26.80 |
| Price Target Difference | -4.29% |
| Analyst Consensus | Hold |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 3, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
