MGIC Investment Statistics
Total Valuation
MGIC Investment has a market cap or net worth of $5.53 billion. The enterprise value is $5.81 billion.
Important Dates
The next estimated earnings date is Wednesday, April 29, 2026, after market close.
| Earnings Date | Apr 29, 2026 |
| Ex-Dividend Date | Feb 17, 2026 |
Share Statistics
MGIC Investment has 215.09 million shares outstanding. The number of shares has decreased by -10.95% in one year.
| Current Share Class | 215.09M |
| Shares Outstanding | 215.09M |
| Shares Change (YoY) | -10.95% |
| Shares Change (QoQ) | -2.83% |
| Owned by Insiders (%) | 1.46% |
| Owned by Institutions (%) | 97.64% |
| Float | 199.96M |
Valuation Ratios
The trailing PE ratio is 8.19 and the forward PE ratio is 8.43. MGIC Investment's PEG ratio is 2.07.
| PE Ratio | 8.19 |
| Forward PE | 8.43 |
| PS Ratio | 4.56 |
| Forward PS | 4.45 |
| PB Ratio | 1.10 |
| P/TBV Ratio | 1.07 |
| P/FCF Ratio | 6.49 |
| P/OCF Ratio | 6.49 |
| PEG Ratio | 2.07 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 5.98, with an EV/FCF ratio of 6.82.
| EV / Earnings | 7.87 |
| EV / Sales | 4.79 |
| EV / EBITDA | 5.98 |
| EV / EBIT | 6.03 |
| EV / FCF | 6.82 |
Financial Position
The company has a current ratio of 6.01, with a Debt / Equity ratio of 0.13.
| Current Ratio | 6.01 |
| Quick Ratio | 4.57 |
| Debt / Equity | 0.13 |
| Debt / EBITDA | 0.67 |
| Debt / FCF | 0.76 |
| Interest Coverage | 27.08 |
Financial Efficiency
Return on equity (ROE) is 14.31% and return on invested capital (ROIC) is 13.20%.
| Return on Equity (ROE) | 14.31% |
| Return on Assets (ROA) | 9.14% |
| Return on Invested Capital (ROIC) | 13.20% |
| Return on Capital Employed (ROCE) | 14.73% |
| Weighted Average Cost of Capital (WACC) | 8.19% |
| Revenue Per Employee | $2.24M |
| Profits Per Employee | $1.36M |
| Employee Count | 542 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MGIC Investment has paid $190.19 million in taxes.
| Income Tax | 190.19M |
| Effective Tax Rate | 20.48% |
Stock Price Statistics
The stock price has increased by +3.96% in the last 52 weeks. The beta is 0.80, so MGIC Investment's price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +3.96% |
| 50-Day Moving Average | 26.48 |
| 200-Day Moving Average | 27.37 |
| Relative Strength Index (RSI) | 41.66 |
| Average Volume (20 Days) | 1,890,918 |
Short Selling Information
The latest short interest is 7.98 million, so 3.71% of the outstanding shares have been sold short.
| Short Interest | 7.98M |
| Short Previous Month | 7.70M |
| Short % of Shares Out | 3.71% |
| Short % of Float | 3.99% |
| Short Ratio (days to cover) | 3.67 |
Income Statement
In the last 12 months, MGIC Investment had revenue of $1.21 billion and earned $738.35 million in profits. Earnings per share was $3.14.
| Revenue | 1.21B |
| Gross Profit | 1.15B |
| Operating Income | 964.14M |
| Pretax Income | 928.54M |
| Net Income | 738.35M |
| EBITDA | 971.09M |
| EBIT | 964.14M |
| Earnings Per Share (EPS) | $3.14 |
Full Income StatementBalance Sheet
The company has $368.99 million in cash and $646.14 million in debt, with a net cash position of -$277.15 million or -$1.29 per share.
| Cash & Cash Equivalents | 368.99M |
| Total Debt | 646.14M |
| Net Cash | -277.15M |
| Net Cash Per Share | -$1.29 |
| Equity (Book Value) | 5.15B |
| Book Value Per Share | 23.47 |
| Working Capital | 467.72M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $852.80 million and capital expenditures -$1.03 million, giving a free cash flow of $851.77 million.
| Operating Cash Flow | 852.80M |
| Capital Expenditures | -1.03M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 851.77M |
| FCF Per Share | $3.96 |
Full Cash Flow StatementMargins
Gross margin is 95.06%, with operating and profit margins of 79.44% and 60.84%.
| Gross Margin | 95.06% |
| Operating Margin | 79.44% |
| Pretax Margin | 76.51% |
| Profit Margin | 60.84% |
| EBITDA Margin | 80.01% |
| EBIT Margin | 79.44% |
| FCF Margin | 70.18% |
Dividends & Yields
This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.33%.
| Dividend Per Share | $0.60 |
| Dividend Yield | 2.33% |
| Dividend Growth (YoY) | 14.85% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 18.47% |
| Buyback Yield | 10.95% |
| Shareholder Yield | 13.28% |
| Earnings Yield | 13.35% |
| FCF Yield | 15.40% |
Dividend DetailsAnalyst Forecast
The average price target for MGIC Investment is $28.00, which is 8.87% higher than the current price. The consensus rating is "Hold".
| Price Target | $28.00 |
| Price Target Difference | 8.87% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on June 3, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Jun 3, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
