MGIC Investment Corporation (MTG)
NYSE: MTG · Real-Time Price · USD
30.04
-0.41 (-1.35%)
Jul 31, 2026, 4:00 PM EDT - Market closed

MGIC Investment Statistics

Total Valuation

MGIC Investment has a market cap or net worth of $6.16 billion. The enterprise value is $6.60 billion.

Market Cap6.16B
Enterprise Value 6.60B

Important Dates

The last earnings date was Wednesday, July 29, 2026, after market close.

Earnings Date Jul 29, 2026
Ex-Dividend Date Aug 5, 2026

Share Statistics

MGIC Investment has 205.12 million shares outstanding. The number of shares has decreased by -11.53% in one year.

Current Share Class 205.12M
Shares Outstanding 205.12M
Shares Change (YoY) -11.53%
Shares Change (QoQ) -3.32%
Owned by Insiders (%) 1.26%
Owned by Institutions (%) 100.03%
Float 191.10M

Valuation Ratios

The trailing PE ratio is 9.39 and the forward PE ratio is 9.36. MGIC Investment's PEG ratio is 1.97.

PE Ratio 9.39
Forward PE 9.36
PS Ratio 5.15
Forward PS 5.14
PB Ratio 1.24
P/TBV Ratio 1.23
P/FCF Ratio 8.72
P/OCF Ratio 8.70
PEG Ratio 1.97
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.15, with an EV/FCF ratio of 9.34.

EV / Earnings 9.33
EV / Sales 5.52
EV / EBITDA 7.15
EV / EBIT 7.17
EV / FCF 9.34

Financial Position

The company has a current ratio of 4.96, with a Debt / Equity ratio of 0.13.

Current Ratio 4.96
Quick Ratio 3.24
Debt / Equity 0.13
Debt / EBITDA 0.70
Debt / FCF 0.92
Interest Coverage 25.84

Financial Efficiency

Return on equity (ROE) is 13.92% and return on invested capital (ROIC) is 12.98%.

Return on Equity (ROE) 13.92%
Return on Assets (ROA) 8.80%
Return on Invested Capital (ROIC) 12.98%
Return on Capital Employed (ROCE) 14.28%
Weighted Average Cost of Capital (WACC) 7.45%
Revenue Per Employee $2.21M
Profits Per Employee $1.31M
Employee Count542
Asset Turnover 0.18
Inventory Turnover n/a

Taxes

In the past 12 months, MGIC Investment has paid $176.67 million in taxes.

Income Tax 176.67M
Effective Tax Rate 19.97%

Stock Price Statistics

The stock price has increased by +18.41% in the last 52 weeks. The beta is 0.64, so MGIC Investment's price volatility has been lower than the market average.

Beta (5Y) 0.64
52-Week Price Change +18.41%
50-Day Moving Average 27.38
200-Day Moving Average 27.37
Relative Strength Index (RSI) 66.99
Average Volume (20 Days) 1,842,137

Short Selling Information

The latest short interest is 9.41 million, so 4.59% of the outstanding shares have been sold short.

Short Interest 9.41M
Short Previous Month 9.60M
Short % of Shares Out 4.59%
Short % of Float 4.92%
Short Ratio (days to cover) 4.77

Income Statement

In the last 12 months, MGIC Investment had revenue of $1.20 billion and earned $707.85 million in profits. Earnings per share was $3.20.

Revenue1.20B
Gross Profit 1.11B
Operating Income 920.13M
Pretax Income 884.52M
Net Income 707.85M
EBITDA 923.72M
EBIT 920.13M
Earnings Per Share (EPS) $3.20
Full Income Statement

Balance Sheet

The company has $207.28 million in cash and $646.87 million in debt, with a net cash position of -$439.60 million or -$2.14 per share.

Cash & Cash Equivalents 207.28M
Total Debt 646.87M
Net Cash -439.60M
Net Cash Per Share -$2.14
Equity (Book Value) 5.01B
Book Value Per Share 24.27
Working Capital 338.55M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $708.02 million and capital expenditures -$1.54 million, giving a free cash flow of $706.48 million.

Operating Cash Flow 708.02M
Capital Expenditures -1.54M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 706.48M
FCF Per Share $3.44
Full Cash Flow Statement

Margins

Gross margin is 92.61%, with operating and profit margins of 76.96% and 59.20%.

Gross Margin 92.61%
Operating Margin 76.96%
Pretax Margin 73.98%
Profit Margin 59.20%
EBITDA Margin 77.26%
EBIT Margin 76.96%
FCF Margin 59.09%

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.26%.

Dividend Per Share $0.68
Dividend Yield 2.26%
Dividend Growth (YoY) 14.81%
Years of Dividend Growth 7
Payout Ratio 21.25%
Buyback Yield 11.53%
Shareholder Yield 13.79%
Earnings Yield 11.49%
FCF Yield 11.47%
Dividend Details

Analyst Forecast

The average price target for MGIC Investment is $30.60, which is 1.86% higher than the current price. The consensus rating is "Hold".

Price Target $30.60
Price Target Difference 1.86%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (3Y) -1.26%
EPS Growth Forecast (3Y) 3.68%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 3, 1997. It was a forward split with a ratio of 2:1.

Last Split Date Jun 3, 1997
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5