First Western Financial, Inc. (MYFW)

First Western Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	75.37	64.32	71.11	83.93	56.6
Net Interest Income Growth	17.17%	-9.54%	-15.28%	48.29%	22.76%
Non-Interest Income	26.57	27.68	21.95	27.69	40.04
Non-Interest Income Growth	-4.01%	26.12%	-20.74%	-30.85%	-21.76%
Revenues Before Loan Losses	101.94	92	93.05	111.62	96.64
Provision for Credit Losses	5.03	1.93	10.36	3.68	1.23
Revenue	96.91	90.07	82.7	107.93	95.41
Revenue Growth (YoY)	7.60%	8.92%	-23.38%	13.13%	3.03%
Compensation Expenses	46.12	45.04	45.2	48.25	40.75
Selling, General & Admin	26.18	25.79	24.81	26.05	24.11
Other Non-Interest Expenses	7.54	7.66	5.62	4.81	3.27
Total Non-Interest Expense	79.84	78.49	75.64	79.11	68.13
Pretax Income	17.07	11.58	7.06	28.83	27.28
Provision for Income Taxes	3.89	3.11	1.84	7.13	6.67
Net Income	13.19	8.47	5.23	21.7	20.61
Net Income to Common	13.19	8.47	5.23	21.7	20.61
Net Income Growth	55.65%	62.16%	-75.92%	5.28%	-15.99%
Shares Outstanding (Basic)	10	10	10	10	8
Shares Outstanding (Diluted)	10	10	10	10	8
Shares Change (YoY)	0.76%	0.31%	0.13%	17.95%	3.43%
EPS (Basic)	1.36	0.88	0.85	2.97	3.31
EPS (Diluted)	1.34	0.87	0.85	2.97	3.31
EPS Growth	54.02%	2.35%	-71.38%	-10.27%	-20.24%
Free Cash Flow	-5.77	-0.61	19.53	45.31	160.41
Free Cash Flow Growth	-	-	-56.89%	-71.75%	-
Free Cash Flow Per Share	-0.59	-0.06	2.01	4.66	19.48
Profit Margin	13.61%	9.41%	6.32%	20.10%	21.60%
FCF Margin	-5.95%	-0.67%	23.62%	41.98%	168.13%
EBITDA	2.64	2.57	2.38	2.01	1.26
EBITDA Margin	2.72%	2.85%	2.87%	1.86%	1.32%
Effective Tax Rate	22.76%	26.82%	26.00%	24.73%	24.45%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q