First Western Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	78.8	75.37	64.32	71.11	83.93	56.6
Net Interest Income Growth	19.92%	17.17%	-9.54%	-15.28%	48.29%	22.76%
Non-Interest Income	25.88	26.57	27.68	21.95	27.69	40.04
Non-Interest Income Growth	-6.73%	-4.01%	26.12%	-20.74%	-30.85%	-21.76%
Revenues Before Loan Losses	104.68	101.94	92	93.05	111.62	96.64
Provision for Credit Losses	4.22	5.03	1.93	10.36	3.68	1.23
Revenue	100.46	96.91	90.07	82.7	107.93	95.41
Revenue Growth (YoY)	9.78%	7.60%	8.92%	-23.38%	13.13%	3.03%
Compensation Expenses	47.57	46.12	45.04	45.2	48.25	40.75
Selling, General & Admin	25.73	26.18	25.79	24.81	26.05	24.11
Other Non-Interest Expenses	7.34	7.54	7.66	5.62	4.81	3.27
Total Non-Interest Expense	80.64	79.84	78.49	75.64	79.11	68.13
Pretax Income	19.82	17.07	11.58	7.06	28.83	27.28
Provision for Income Taxes	4.61	3.89	3.11	1.84	7.13	6.67
Net Income	15.21	13.19	8.47	5.23	21.7	20.61
Net Income to Common	15.21	13.19	8.47	5.23	21.7	20.61
Net Income Growth	49.96%	55.65%	62.16%	-75.92%	5.28%	-15.99%
Shares Outstanding (Basic)	10	10	10	10	10	8
Shares Outstanding (Diluted)	10	10	10	10	10	8
Shares Change (YoY)	0.81%	0.76%	0.31%	0.13%	17.95%	3.43%
EPS (Basic)	1.57	1.36	0.88	0.85	2.97	3.31
EPS (Diluted)	1.55	1.34	0.87	0.85	2.97	3.31
EPS Growth	42.20%	54.02%	2.35%	-71.38%	-10.27%	-20.24%
Free Cash Flow	1.9	-5.77	-0.61	19.53	45.31	160.41
Free Cash Flow Growth	-	-	-	-56.89%	-71.75%	-
Free Cash Flow Per Share	0.19	-0.59	-0.06	2.01	4.66	19.48
Profit Margin	15.14%	13.61%	9.41%	6.32%	20.10%	21.60%
FCF Margin	1.89%	-5.95%	-0.67%	23.62%	41.98%	168.13%
EBITDA	2.6	2.64	2.57	2.38	2.01	1.26
EBITDA Margin	2.59%	2.72%	2.85%	2.87%	1.86%	1.32%
Effective Tax Rate	23.25%	22.76%	26.82%	26.00%	24.73%	24.45%

SEC Filings: 10-K · 10-Q