First Western Financial, Inc. (MYFW)

First Western Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	12.62	8.47	5.23	21.7	20.61	24.53
Depreciation & Amortization	2.67	2.57	2.38	2.01	1.26	1.12
Gain (Loss) on Sale of Assets	0.65	1.11	0.01	-0.07	0.03	0.69
Gain (Loss) on Sale of Investments	-0.01	-0.04	0.01	-0.21	0.2	0.44
Total Asset Writedown	0.35	0.14	0.46	0.06	0.19	-
Provision for Credit Losses	3.24	2.93	12.37	4.57	13.47	4.68
Net Decrease (Increase) in Loans Originated / Sold - Operating	-5.49	-13.68	4.42	27.31	138.75	-93.11
Accrued Interest Receivable	-2.26	-0.67	-4.51	-3.65	0.7	-4.47
Change in Other Net Operating Assets	0.19	0.55	-0.31	0.43	-0.28	0.36
Other Operating Activities	4.52	2.23	1.06	-0.17	-1.11	-1.68
Operating Cash Flow	3.39	-0.54	21.88	48.28	162.52	-93.32
Operating Cash Flow Growth	-79.85%	-	-54.68%	-70.29%	-	-
Capital Expenditures	-3.06	-1.21	-2.35	-2.97	-2.11	-1.21
Sale of Property, Plant and Equipment	-	-	-	0.13	-	0.01
Cash Acquisitions	-	-	-	-	121	-61.32
Investment in Securities	-72.13	-1.85	6.1	-28.15	-3.51	22.64
Net Decrease (Increase) in Loans Originated / Sold - Investing	-208.5	67.75	-70.72	-524.09	-159.58	-414.49
Other Investing Activities	-0.17	1.75	0.58	-4.14	0.98	-1.95
Investing Cash Flow	-251.86	66.44	-66.39	-558.8	-43.03	-456.02
Short-Term Debt Issued	-	240.03	1,482	677.42	-	-
Long-Term Debt Issued	-	10	361.66	19.51	98.34	257.03
Total Debt Issued	-77.82	250.03	1,844	696.93	98.34	257.03
Short-Term Debt Repaid	-	-276.2	-1,573	-545.92	-	-
Long-Term Debt Repaid	-	-42.5	-292.51	-29.82	-194.61	-99.75
Total Debt Repaid	58.32	-318.7	-1,865	-575.74	-194.61	-99.75
Net Debt Issued (Repaid)	-19.51	-68.67	-21.18	121.19	-96.27	157.28
Issuance of Common Stock	-	-	0.25	0.18	1.71	-
Repurchase of Common Stock	-1.52	-0.8	-0.44	-0.88	-0.5	-0.64
Net Increase (Decrease) in Deposit Accounts	345.86	-14.83	123.81	199.56	206.57	470.05
Financing Cash Flow	324.84	-84.3	102.44	320.05	111.5	626.69
Net Cash Flow	76.37	-18.4	57.93	-190.47	230.99	77.35
Free Cash Flow	0.33	-1.76	19.53	45.31	160.41	-94.52
Free Cash Flow Growth	-97.89%	-	-56.89%	-71.75%	-	-
Free Cash Flow Margin	0.34%	-1.95%	23.62%	41.96%	168.13%	-102.69%
Free Cash Flow Per Share	0.03	-0.18	2.01	4.67	19.48	-11.87
Cash Interest Paid	85.54	90.13	71.79	16.5	5.51	7.08
Cash Income Tax Paid	-	0.09	2.91	5.24	6.34	11.76

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q