First Western Financial, Inc. (MYFW)

First Western Financial Statistics

Total Valuation

MYFW has a market cap or net worth of $217.24 million. The enterprise value is $61.37 million.

Market Cap	217.24M
Enterprise Value	61.37M

Important Dates

The next estimated earnings date is Tuesday, July 22, 2025, after market close.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	n/a

Share Statistics

MYFW has 9.72 million shares outstanding. The number of shares has increased by 0.59% in one year.

Current Share Class	9.72M
Shares Outstanding	9.72M
Shares Change (YoY)	+0.59%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	14.99%
Owned by Institutions (%)	54.52%
Float	7.62M

Valuation Ratios

The trailing PE ratio is 21.48 and the forward PE ratio is 13.47.

PE Ratio	21.48
Forward PE	13.47
PS Ratio	2.36
Forward PS	2.01
PB Ratio	0.85
P/TBV Ratio	0.97
P/FCF Ratio	28.09
P/OCF Ratio	22.15
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.05
EV / Sales	0.67
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.94

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	15.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.04%.

Return on Equity (ROE)	4.04%
Return on Assets (ROA)	0.35%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$285,090
Profits Per Employee	$31,598
Employee Count	321
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MYFW has paid $3.21 million in taxes.

Income Tax	3.21M
Effective Tax Rate	24.06%

Stock Price Statistics

The stock price has increased by +33.87% in the last 52 weeks. The beta is 0.79, so MYFW's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	+33.87%
50-Day Moving Average	20.83
200-Day Moving Average	20.13
Relative Strength Index (RSI)	64.43
Average Volume (20 Days)	46,675

Short Selling Information

The latest short interest is 59,893, so 0.62% of the outstanding shares have been sold short.

Short Interest	59,893
Short Previous Month	57,429
Short % of Shares Out	0.62%
Short % of Float	0.79%
Short Ratio (days to cover)	1.33

Income Statement

In the last 12 months, MYFW had revenue of $91.51 million and earned $10.14 million in profits. Earnings per share was $1.04.

Revenue	91.51M
Gross Profit	91.51M
Operating Income	13.58M
Pretax Income	4.86M
Net Income	10.14M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.04

Balance Sheet

The company has $273.40 million in cash and $117.53 million in debt, giving a net cash position of $155.87 million or $16.04 per share.

Cash & Cash Equivalents	273.40M
Total Debt	117.53M
Net Cash	155.87M
Net Cash Per Share	$16.04
Equity (Book Value)	256.56M
Book Value Per Share	26.44
Working Capital	-2.26B

Cash Flow

In the last 12 months, operating cash flow was $9.81 million and capital expenditures -$2.07 million, giving a free cash flow of $7.73 million.

Operating Cash Flow	9.81M
Capital Expenditures	-2.07M
Free Cash Flow	7.73M
FCF Per Share	$0.80

Margins

Gross Margin	n/a
Operating Margin	14.84%
Pretax Margin	14.60%
Profit Margin	11.08%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	8.45%

Dividends & Yields

MYFW does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-0.59%
Shareholder Yield	-0.59%
Earnings Yield	4.67%
FCF Yield	3.56%

Analyst Forecast

The average price target for MYFW is $24.25, which is 8.40% higher than the current price. The consensus rating is "Buy".

Price Target	$24.25
Price Target Difference	8.40%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3