National Bank Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	392.5	348.51	345.39	361.95	266.84	187.14
Net Interest Income Growth	11.54%	0.90%	-4.58%	35.65%	42.58%	-3.01%
Non-Interest Income	49.11	67.57	61.23	63.92	67.31	110.36
Non-Interest Income Growth	-2.10%	10.35%	-4.20%	-5.04%	-39.01%	-21.31%
Revenues Before Loan Losses	441.61	416.07	406.62	425.87	334.15	297.51
Provision for Credit Losses	13.1	17.8	6.76	8.3	36.73	-9.29
Revenue	428.51	398.27	399.86	417.57	297.42	306.8
Revenue Growth (YoY)	10.48%	-0.40%	-4.24%	40.40%	-3.06%	-2.78%
Compensation Expenses	187.56	148.33	146.24	137.7	124.97	127.5
Selling, General & Admin	107.74	89.81	79.06	77.91	69.99	49.55
Other Non-Interest Expenses	8.79	26.5	29.32	26.37	16.27	14.77
Total Non-Interest Expense	331.48	264.64	254.62	241.97	211.23	191.83
Pretax Income	120.79	133.63	145.25	175.6	86.18	114.97
Provision for Income Taxes	22.18	24.06	26.43	33.55	14.91	21.37
Net Income	98.6	109.57	118.82	142.05	71.27	93.61
Net Income to Common	98.6	109.57	118.82	142.05	71.27	93.61
Net Income Growth	-17.52%	-7.78%	-16.36%	99.30%	-23.86%	5.66%
Shares Outstanding (Basic)	41	38	38	38	32	31
Shares Outstanding (Diluted)	41	38	38	38	33	31
Shares Change (YoY)	7.85%	-0.85%	0.81%	16.62%	5.19%	-0.03%
EPS (Basic)	2.38	2.86	3.10	3.74	2.20	3.04
EPS (Diluted)	2.38	2.85	3.08	3.74	2.20	3.04
EPS Growth	-23.23%	-7.47%	-17.65%	70.00%	-27.63%	5.92%
Free Cash Flow	-	127.83	118.44	166.94	202.2	184.65
Free Cash Flow Growth	-	7.93%	-29.05%	-17.44%	9.51%	-
Free Cash Flow Per Share	-	3.36	3.08	4.38	6.19	5.94
Dividends Per Share	1.280	1.230	1.140	1.060	0.960	0.890
Dividend Growth	4.06%	7.90%	7.55%	10.42%	7.87%	9.88%
Profit Margin	23.01%	27.51%	29.71%	34.02%	23.96%	30.51%
FCF Margin	-	32.10%	29.62%	39.98%	67.99%	60.18%
Effective Tax Rate	18.37%	18.00%	18.20%	19.11%	17.30%	18.58%

SEC Filings: 10-K · 10-Q