National Bank Holdings Corporation (NBHC)

National Bank Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	569.7	474.63	505.27	461.38	255.67	181.82
Interest Income on Investments	45.15	45.15	33	34.04	29.02	19.15
Total Interest Income	614.84	519.77	538.27	495.42	284.69	200.97
Interest Paid on Deposits	191.8	165.43	186.19	109.38	14.6	13.6
Interest Paid on Borrowings	5.84	5.84	6.69	24.09	3.26	0.22
Total Interest Expense	197.64	171.27	192.88	133.46	17.85	13.82
Net Interest Income	417.2	348.51	345.39	361.95	266.84	187.14
Net Interest Income Growth	18.38%	0.90%	-4.58%	35.65%	42.58%	-3.01%
Mortgage Banking Activities	9.29	11.08	11.1	13.63	23.77	63.36
Gain (Loss) on Sale of Assets	1.56	1.56	0.64	-	-	-
Gain (Loss) on Sale of Investments	1.4	1.15	-1.58	-	-	-
Other Non-Interest Income	53.47	53.77	50.95	50.28	43.54	47
Total Non-Interest Income	65.71	67.56	61.11	63.92	67.31	110.36
Non-Interest Income Growth	2.49%	10.57%	-4.40%	-5.04%	-39.01%	-21.31%
Revenues Before Loan Losses	482.91	416.07	406.5	425.87	334.15	297.51
Provision for Loan Losses	55.24	17.8	6.76	8.3	36.73	-9.29
Revenue	427.68	398.27	399.74	417.57	297.42	306.8
Revenue Growth	5.37%	-0.37%	-4.27%	40.40%	-3.06%	-2.78%
Salaries and Employee Benefits	199.4	141.08	138.2	130.48	118.91	121.96
Occupancy Expenses	55.6	39.43	33.75	37.55	31.5	25.28
Federal Deposit Insurance	4.36	4.36	5.39	7.01	2.12	1.85
Amortization of Goodwill & Intangibles	9.28	7.82	7.94	7.39	2.34	1.18
Selling, General & Administrative	59.47	48.78	42.78	34.8	36.96	22.78
Other Non-Interest Expense	33.93	23.18	25.6	24.75	19.41	18.77
Total Non-Interest Expense	362.03	264.64	253.66	241.97	211.23	191.83
EBT Excluding Unusual Items	65.65	133.63	146.08	175.6	86.18	114.97
Asset Writedown	0	0	-0.83	-	-	-
Pretax Income	65.65	133.63	145.25	175.6	86.18	114.97
Income Tax Expense	11.1	24.06	26.43	33.55	14.91	21.37
Net Income	54.56	109.57	118.82	142.05	71.27	93.61
Preferred Dividends & Other Adjustments	0.88	0.88	0.33	0.24	0.15	0.13
Net Income to Common	53.68	108.69	118.49	141.81	71.12	93.47
Net Income Growth	-55.58%	-8.27%	-16.44%	99.38%	-23.91%	5.67%
Basic Shares Outstanding	43	38	38	38	32	31
Diluted Shares Outstanding	44	38	38	38	33	31
Shares Change	14.03%	-0.85%	0.81%	16.62%	5.19%	-0.03%
EPS (Basic)	1.24	2.86	3.10	3.74	2.20	3.04
EPS (Diluted)	1.23	2.85	3.08	3.72	2.18	3.01
EPS Growth	-61.02%	-7.47%	-17.20%	70.64%	-27.57%	5.61%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	1.280	1.230	1.140	1.060	0.960	0.890
Dividend Growth	6.67%	7.90%	7.55%	10.42%	7.87%	9.88%
Effective Tax Rate	16.90%	18.00%	18.20%	19.11%	17.30%	18.58%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error