Northeast Bank (NBN)

Northeast Bank Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	319.3	306.96	242.72	168.89	87.59	76.92
Interest Income on Investments	19.59	18.58	15.16	8.28	0.94	1.21
Total Interest Income	338.89	325.54	257.89	177.17	88.54	78.13
Interest Paid on Deposits	126.72	121.98	88.39	48.08	4.53	8.87
Interest Paid on Borrowings	15.61	16.19	20.92	10.3	0.58	2.17
Total Interest Expense	142.33	138.17	109.31	58.38	5.11	11.04
Net Interest Income	196.57	187.37	148.57	118.8	83.42	67.09
Net Interest Income Growth (YoY)	30.65%	26.12%	25.06%	42.40%	24.35%	3.23%
Gain (Loss) on Sale of Investments	-0.01	0.12	-0	-0.21	-0.51	-0.1
Other Non-Interest Income	2.07	2.18	2.62	4.87	24.72	25.8
Total Non-Interest Income	26.02	25.46	5.88	5.16	24.45	72.03
Non-Interest Income Growth (YoY)	182.22%	332.94%	13.91%	-78.88%	-66.06%	446.37%
Revenues Before Loan Losses	222.59	212.83	154.45	123.96	107.87	139.12
Provision for Loan Losses	7.89	8.74	1.77	2.3	-2.46	-1.4
Revenue	214.7	204.09	152.68	121.66	110.33	140.52
Revenue Growth (YoY)	36.17%	33.67%	25.51%	10.26%	-21.48%	90.73%
Salaries and Employee Benefits	42.4	41.21	36.31	32.3	29.27	21.45
Occupancy Expenses	4.62	4.55	4.27	4.21	3.56	2.23
Federal Deposit Insurance	2.33	2.37	1.26	1.22	0.4	0.28
Selling, General & Administrative	16.75	15.95	13.99	11.9	9.04	9.52
Other Non-Interest Expense	16.59	14.41	8.89	7.1	6.34	6.21
Total Non-Interest Expense	82.69	78.48	64.73	56.73	48.6	39.69
EBT Excluding Unusual Items	132.01	125.6	87.96	64.93	61.73	100.83
Asset Writedown	0.09	0.09	0.16	0.29	-0.18	0.26
Pretax Income	132.1	125.7	88.12	65.22	61.55	101.09
Income Tax Expense	43.23	42.25	29.89	21.03	19.39	29.59
Net Income	88.88	83.44	58.23	44.19	42.16	71.5
Net Income to Common	88.88	83.44	58.23	44.19	42.16	71.5
Net Income Growth	47.72%	43.30%	31.78%	4.80%	-41.03%	214.48%
Basic Shares Outstanding	8	8	8	7	8	8
Diluted Shares Outstanding	8	8	8	7	8	8
Shares Change (YoY)	6.91%	7.79%	3.57%	-6.18%	-5.47%	-7.02%
EPS (Basic)	10.85	10.31	7.69	6.02	5.40	8.64
EPS (Diluted)	10.63	10.08	7.58	5.96	5.34	8.55
EPS Growth	38.19%	32.98%	27.18%	11.61%	-37.54%	237.94%
Dividend Per Share	0.040	0.040	0.040	0.040	0.040	0.040
Effective Tax Rate	32.72%	33.62%	33.92%	32.24%	31.50%	29.27%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q