NewtekOne, Inc. (NEWT)

NewtekOne Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	119.77	80.61	53.27	24.58	116.9
Net Interest Income Growth	48.58%	51.33%	116.68%	-78.97%	162.20%
Non-Interest Income	224.91	217.31	176.77	92.88	89.31
Non-Interest Income Growth	3.50%	22.93%	90.33%	4.00%	-59.30%
Revenues Before Loan Losses	344.68	297.92	230.04	117.46	206.21
Provision for Credit Losses	38.73	26.22	11.7	-	-
Revenue	305.96	271.71	218.34	117.46	206.21
Revenue Growth (YoY)	12.61%	24.44%	85.88%	-43.04%	-21.90%
Compensation Expenses	84.77	77.93	65.71	20.19	17.87
Selling, General & Admin	33.27	47.95	45.68	7.13	5.61
Other Non-Interest Expenses	48.05	36.83	34.95	39.08	38.82
Total Non-Interest Expense	166.09	162.71	146.33	66.4	62.29
Pretax Income	79.98	68.69	45.37	38.78	85.47
Provision for Income Taxes	-	-	-	6.46	1.33
Net Income	58.18	49.25	45.88	32.31	84.14
Net Income Attributable to Preferred Dividends	2.34	1.6	1.45	-	-
Net Income to Common	58.18	49.25	45.88	32.31	84.14
Net Income Growth	18.12%	7.36%	41.98%	-61.60%	150.28%
Shares Outstanding (Basic)	26	25	24	24	23
Shares Outstanding (Diluted)	27	25	24	24	23
Shares Change (YoY)	6.07%	3.44%	0.62%	6.16%	7.80%
EPS (Basic)	2.21	1.97	1.89	1.34	3.69
EPS (Diluted)	2.18	1.96	1.88	1.34	3.69
EPS Growth	11.22%	4.25%	40.30%	-63.69%	132.08%
Free Cash Flow	-579.35	-153.45	-169.68	-62.43	140.92
Free Cash Flow Growth	-	-	-	-	693.80%
Free Cash Flow Per Share	-21.69	-6.09	-6.97	-2.58	6.18
Dividends Per Share	0.760	0.760	0.720	2.750	3.150
Dividend Growth	-	5.56%	-73.82%	-12.70%	53.43%
Profit Margin	26.16%	25.38%	21.13%	27.51%	40.88%
FCF Margin	-189.53%	-56.70%	-79.03%	-53.15%	68.47%
EBITDA	0.67	1.78	2.88	0.24	0.3
EBITDA Margin	0.22%	0.66%	1.34%	0.20%	0.15%
Effective Tax Rate	0.00%	0.00%	0.00%	16.67%	1.55%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q