NewtekOne Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	126.36	119.77	80.61	53.27	24.58	116.9
Net Interest Income Growth	39.37%	48.58%	51.33%	116.68%	-78.97%	162.20%
Non-Interest Income	256.26	224.91	217.31	176.77	92.88	89.31
Non-Interest Income Growth	2.36%	3.50%	22.93%	90.33%	4.00%	-59.30%
Revenues Before Loan Losses	382.62	344.68	297.92	230.04	117.46	206.21
Provision for Credit Losses	34.83	38.73	26.22	11.7	-	-
Revenue	347.79	305.96	271.71	218.34	117.46	206.21
Revenue Growth (YoY)	13.91%	12.61%	24.44%	85.88%	-43.04%	-21.90%
Compensation Expenses	86.55	84.77	77.93	65.71	20.19	17.87
Selling, General & Admin	38.12	33.27	47.95	45.68	7.13	5.61
Other Non-Interest Expenses	47.56	48.05	36.83	34.95	39.08	38.82
Total Non-Interest Expense	172.41	166.09	162.71	146.33	66.4	62.29
Pretax Income	85.41	79.98	68.69	45.37	38.78	85.47
Provision for Income Taxes	12.23	-	-	-	6.46	1.33
Net Income	61.55	58.18	49.25	45.88	32.31	84.14
Net Income Attributable to Preferred Dividends	3	2.34	1.6	1.45	-	-
Net Income to Common	61.55	58.18	49.25	45.88	32.31	84.14
Net Income Growth	25.69%	18.12%	7.36%	41.98%	-61.60%	150.28%
Shares Outstanding (Basic)	46	26	25	24	24	23
Shares Outstanding (Diluted)	47	27	25	24	24	23
Shares Change (YoY)	85.61%	6.07%	3.44%	0.62%	6.16%	7.80%
EPS (Basic)	2.29	2.21	1.97	1.89	1.34	3.69
EPS (Diluted)	2.27	2.18	1.96	1.88	1.34	3.69
EPS Growth	18.23%	11.22%	4.25%	40.30%	-63.69%	132.08%
Shares Outstanding	28.83	28.66	26.29	24.68	24.36	24.07
Free Cash Flow	-	-579.35	-153.45	-169.68	-62.43	140.92
Free Cash Flow Growth	-	-	-	-	-	693.80%
Free Cash Flow Per Share	-	-21.69	-6.09	-6.97	-2.58	6.18
Dividends Per Share	0.760	0.760	0.760	0.720	2.750	3.150
Dividend Growth	-	-	5.56%	-73.82%	-12.70%	53.43%
Profit Margin	21.04%	26.14%	25.28%	20.78%	27.51%	40.80%
FCF Margin	-	-189.36%	-56.48%	-77.71%	-53.15%	68.34%
EBITDA	-	0.67	1.78	2.88	0.24	0.3
EBITDA Margin	-	0.22%	0.66%	1.32%	0.20%	0.15%
Effective Tax Rate	14.32%	0.00%	0.00%	0.00%	16.67%	1.55%

Updated Apr 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q