NewtekOne Statistics
Total Valuation
NewtekOne has a market cap or net worth of $317.59 million. The enterprise value is $675.56 million.
Important Dates
The next estimated earnings date is Monday, May 5, 2025, after market close.
| Earnings Date | May 5, 2025 |
| Ex-Dividend Date | Dec 31, 2024 |
Share Statistics
NewtekOne has 26.29 million shares outstanding. The number of shares has increased by 3.44% in one year.
| Current Share Class | 26.29M |
| Shares Outstanding | 26.29M |
| Shares Change (YoY) | +3.44% |
| Shares Change (QoQ) | -2.30% |
| Owned by Insiders (%) | 7.00% |
| Owned by Institutions (%) | 37.62% |
| Float | 24.45M |
Valuation Ratios
The trailing PE ratio is 6.16 and the forward PE ratio is 5.41.
| PE Ratio | 6.16 |
| Forward PE | 5.41 |
| PS Ratio | 0.88 |
| Forward PS | 1.09 |
| PB Ratio | 1.14 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.72 |
| EV / Sales | 1.99 |
| EV / EBITDA | 4.09 |
| EV / EBIT | 4.13 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 35.64, with a Debt / Equity ratio of 2.41.
| Current Ratio | 35.64 |
| Quick Ratio | 7.26 |
| Debt / Equity | 2.41 |
| Debt / EBITDA | 4.24 |
| Debt / FCF | n/a |
| Interest Coverage | 2.02 |
Financial Efficiency
Return on equity (ROE) is 18.65% and return on invested capital (ROIC) is 10.70%.
| Return on Equity (ROE) | 18.65% |
| Return on Assets (ROA) | 5.86% |
| Return on Invested Capital (ROIC) | 10.70% |
| Return on Capital Employed (ROCE) | 8.15% |
| Revenue Per Employee | $573,147 |
| Profits Per Employee | $83,338 |
| Employee Count | 591 |
| Asset Turnover | 0.19 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NewtekOne has paid $17.84 million in taxes.
| Income Tax | 17.84M |
| Effective Tax Rate | 25.97% |
Stock Price Statistics
The stock price has increased by +9.27% in the last 52 weeks. The beta is 1.41, so NewtekOne's price volatility has been higher than the market average.
| Beta (5Y) | 1.41 |
| 52-Week Price Change | +9.27% |
| 50-Day Moving Average | 12.63 |
| 200-Day Moving Average | 12.94 |
| Relative Strength Index (RSI) | 41.93 |
| Average Volume (20 Days) | 198,497 |
Short Selling Information
The latest short interest is 1.47 million, so 5.60% of the outstanding shares have been sold short.
| Short Interest | 1.47M |
| Short Previous Month | 1.43M |
| Short % of Shares Out | 5.60% |
| Short % of Float | 6.02% |
| Short Ratio (days to cover) | 6.42 |
Income Statement
In the last 12 months, NewtekOne had revenue of $338.73 million and earned $49.25 million in profits. Earnings per share was $1.96.
| Revenue | 338.73M |
| Gross Profit | 280.38M |
| Operating Income | 163.58M |
| Pretax Income | 57.03M |
| Net Income | 49.25M |
| EBITDA | 165.36M |
| EBIT | 163.58M |
| Earnings Per Share (EPS) | $1.96 |
Full Income StatementBalance Sheet
The company has $353.15 million in cash and $714.54 million in debt, giving a net cash position of -$361.39 million or -$13.75 per share.
| Cash & Cash Equivalents | 353.15M |
| Total Debt | 714.54M |
| Net Cash | -361.39M |
| Net Cash Per Share | -$13.75 |
| Equity (Book Value) | 296.28M |
| Book Value Per Share | 10.52 |
| Working Capital | 1.83B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$153.01 million and capital expenditures -$439,000, giving a free cash flow of -$153.45 million.
| Operating Cash Flow | -153.01M |
| Capital Expenditures | -439,000 |
| Free Cash Flow | -153.45M |
| FCF Per Share | -$5.84 |
Full Cash Flow StatementMargins
Gross margin is 82.77%, with operating and profit margins of 48.29% and 15.01%.
| Gross Margin | 82.77% |
| Operating Margin | 48.29% |
| Pretax Margin | 20.28% |
| Profit Margin | 15.01% |
| EBITDA Margin | 48.82% |
| EBIT Margin | 48.29% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 6.30%.
| Dividend Per Share | $0.76 |
| Dividend Yield | 6.30% |
| Dividend Growth (YoY) | 5.56% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 38.78% |
| Buyback Yield | -3.44% |
| Shareholder Yield | 2.91% |
| Earnings Yield | 15.68% |
| FCF Yield | -48.84% |
Dividend DetailsAnalyst Forecast
The average price target for NewtekOne is $14.50, which is 20.03% higher than the current price. The consensus rating is "Hold".
| Price Target | $14.50 |
| Price Target Difference | 20.03% |
| Analyst Consensus | Hold |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | 11.87% |
Stock ForecastsStock Splits
The last stock split was on October 23, 2014. It was a reverse split with a ratio of 0.2:1.
| Last Split Date | Oct 23, 2014 |
| Split Type | Reverse |
| Split Ratio | 0.2:1 |
Scores
NewtekOne has an Altman Z-Score of 1.64 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.64 |
| Piotroski F-Score | 3 |