Northfield Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	184.95	184.83	183.93	181.64	160.91	158.22
Interest Income on Investments	66.96	64.26	53.98	27.16	18.78	14.08
Total Interest Income	251.91	249.1	237.91	208.8	179.69	172.3
Interest Paid on Deposits	75.57	78.89	82.27	48.75	10.29	6.21
Interest Paid on Borrowings	33.8	32.85	41.15	35.38	11.09	10.44
Total Interest Expense	109.37	111.73	123.42	84.13	21.38	16.65
Net Interest Income	142.54	137.37	114.49	124.67	158.31	155.65
Net Interest Income Growth	20.39%	19.99%	-8.17%	-21.25%	1.71%	19.91%
Income From Trading Activities	1.74	1.69	1.67	1.72	-2.21	1.7
Gain (Loss) on Sale of Assets	-	-	3.4	-	-	-
Gain (Loss) on Sale of Investments	-0	-	-0.01	-0.02	0.28	1.5
Other Non-Interest Income	15.6	15.26	11.71	10.06	9.46	9.85
Total Non-Interest Income	17.34	16.95	16.82	11.9	7.98	14.45
Non-Interest Income Growth	5.33%	0.76%	41.41%	49.02%	-44.77%	25.99%
Revenues Before Loan Losses	159.88	154.32	131.31	136.56	166.29	170.1
Provision for Loan Losses	5.07	7.4	4.28	1.35	4.48	-6.18
Revenue	154.81	146.91	127.03	135.21	161.81	176.29
Revenue Growth	20.56%	15.66%	-6.05%	-16.44%	-8.21%	37.15%
Salaries and Employee Benefits	47.47	46.38	45.09	42.13	37.83	40.03
Occupancy Expenses	3.09	3.09	3.44	3.38	3.61	4.07
Federal Deposit Insurance	2.39	2.4	2.49	2.33	1.41	1.37
Selling, General & Administrative	30.2	30.85	28.51	29.83	28.91	28.01
Other Non-Interest Expense	5.82	6.14	7.01	5.78	5.19	5.69
Total Non-Interest Expense	88.97	88.85	86.53	83.45	76.95	79.16
EBT Excluding Unusual Items	65.85	58.06	40.5	51.76	84.86	97.13
Pretax Income	23.12	17.05	40.5	51.76	84.86	97.13
Income Tax Expense	18.36	16.26	10.56	14.09	23.74	26.47
Net Income	4.76	0.8	29.95	37.67	61.12	70.65
Net Income to Common	4.76	0.8	29.95	37.67	61.12	70.65
Net Income Growth	-84.93%	-97.34%	-20.51%	-38.37%	-13.49%	91.02%
Basic Shares Outstanding	40	40	42	44	46	48
Diluted Shares Outstanding	40	40	42	44	46	49
Shares Change	-3.23%	-3.50%	-4.61%	-6.03%	-4.75%	-0.07%
EPS (Basic)	0.12	0.02	0.72	0.86	1.32	1.46
EPS (Diluted)	0.12	0.02	0.72	0.86	1.32	1.45
EPS Growth	-84.29%	-97.24%	-16.28%	-34.85%	-8.97%	91.00%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.520	0.520	0.520	0.520	0.520	0.520
Dividend Growth	0%	0%	0%	0%	0%	18.18%
Effective Tax Rate	79.40%	95.33%	26.06%	27.22%	27.98%	27.26%

SEC Filings: 10-K · 10-Q