Adjusted Net Interest Income

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Net Interest Income After Loan Loss Provisions	2.44M	4.88M
Loan Servicing and Systems Net Interest Income After Loan Loss Provisions Growth	-49.95%	0.66%
Education Technology, Services, and Payment Processing Net Interest Income After Loan Loss Provisions	26.48M	29.89M
Education Technology, Services, and Payment Processing Net Interest Income After Loan Loss Provisions Growth	-11.43%	10.86%
Asset Generation and Management Net Interest Income After Loan Loss Provisions	150.41M	95.89M
Asset Generation and Management Net Interest Income After Loan Loss Provisions Growth	56.86%	-37.91%
Nelnet Bank Net Interest Income After Loan Loss Provisions	40.83M	12.60M
Nelnet Bank Net Interest Income After Loan Loss Provisions Growth	224.08%	-14.18%
NFS Other Operating Segments Net Interest Income After Loan Loss Provisions	44.42M	45.52M
NFS Other Operating Segments Net Interest Income After Loan Loss Provisions Growth	-2.42%	0.91%
Corporate and Other Activities Net Interest Income After Loan Loss Provisions	10.77M	9.99M
Corporate and Other Activities Net Interest Income After Loan Loss Provisions Growth	7.86%	-5.46%

Non-Interest Income

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Non-Interest Income	531.71M	509.67M
Loan Servicing and Systems Non-Interest Income Growth	4.32%	-7.24%
Education Technology, Services, and Payment Processing Non-Interest Income	507.42M	487.18M
Education Technology, Services, and Payment Processing Non-Interest Income Growth	4.15%	5.10%
Asset Generation and Management Non-Interest Income	23.13M	24.88M
Asset Generation and Management Non-Interest Income Growth	-7.00%	-
Nelnet Bank Non-Interest Income	121.00K	8.57M
Nelnet Bank Non-Interest Income Growth	-98.59%	15203.57%
NFS Other Operating Segments Non-Interest Income	116.43M	71.24M
NFS Other Operating Segments Non-Interest Income Growth	63.44%	167.32%
Corporate and Other Activities Non-Interest Income	247.57M	88.18M
Corporate and Other Activities Non-Interest Income Growth	180.74%	-
Eliminations from Non-Interest Income	-22.03M	-24.64M

EBT

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Income Before Taxes	96.39M	40.50M
Loan Servicing and Systems Income Before Taxes Growth	138.01%	-47.89%
Education Technology, Services, and Payment Processing Income Before Taxes	112.96M	117.90M
Education Technology, Services, and Payment Processing Income Before Taxes Growth	-4.19%	29.41%
Asset Generation and Management Income Before Taxes	126.48M	75.20M
Asset Generation and Management Income Before Taxes Growth	68.19%	-6.74%
Nelnet Bank Income Before Taxes	14.61M	-1.94M
NFS Other Operating Segments Income Before Taxes	54.47M	55.72M
NFS Other Operating Segments Income Before Taxes Growth	-2.24%	9.53%
Corporate and Other Activities Income Before Taxes	121.03M	-58.87M
Eliminatoins from Income Before Taxes	398.00K	77.00K
Eliminatoins from Income Before Taxes Growth	416.88%	-

Assets

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Assets	153.85M	193.39M
Loan Servicing and Systems Assets Growth	-20.45%	-34.30%
Education Technology, Services, and Payment Processing Assets	541.31M	600.79M
Education Technology, Services, and Payment Processing Assets Growth	-9.90%	22.54%
Asset Generation and Management Assets	9.86B	10.04B
Asset Generation and Management Assets Growth	-1.77%	-25.58%
Nelnet Bank Assets	2.07B	1.45B
Nelnet Bank Assets Growth	42.83%	46.18%
NFS Other Operating Segments Assets	1.14B	903.84M
NFS Other Operating Segments Assets Growth	26.68%	-18.96%
Corporate and Other Activities Assets	809.76M	842.69M
Corporate and Other Activities Assets Growth	-3.91%	-3.56%
Eliminations from Assets	-515.84M	-249.68M

Updated Dec 31, 2025. Data Source: Fiscal.ai.