Adjusted Net Interest Income

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Net Interest Income After Loan Loss Provisions	2.71M	4.88M	4.85M
Loan Servicing and Systems Net Interest Income After Loan Loss Provisions Growth	-44.50%	0.66%	80.92%
Education Technology, Services, and Payment Processing Net Interest Income After Loan Loss Provisions	27.50M	29.89M	26.96M
Education Technology, Services, and Payment Processing Net Interest Income After Loan Loss Provisions Growth	-8.01%	10.86%	187.53%
Asset Generation and Management Net Interest Income After Loan Loss Provisions	165.56M	135.38M	154.43M
Asset Generation and Management Net Interest Income After Loan Loss Provisions Growth	22.29%	-12.34%	-33.30%
Nelnet Bank Net Interest Income After Loan Loss Provisions	33.29M	12.60M	14.68M
Nelnet Bank Net Interest Income After Loan Loss Provisions Growth	164.25%	-14.18%	12.25%
NFS Other Operating Segments Net Interest Income After Loan Loss Provisions	38.00M	45.52M	45.11M
NFS Other Operating Segments Net Interest Income After Loan Loss Provisions Growth	-16.53%	0.91%	145.12%
Corporate and Other Activities Net Interest Income After Loan Loss Provisions	8.67M	9.99M	10.56M
Corporate and Other Activities Net Interest Income After Loan Loss Provisions Growth	-13.23%	-5.46%	300.87%

Non-Interest Income

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Non-Interest Income	554.19M	509.67M	549.45M
Loan Servicing and Systems Non-Interest Income Growth	8.73%	-7.24%	-3.80%
Education Technology, Services, and Payment Processing Non-Interest Income	503.42M	487.18M	463.56M
Education Technology, Services, and Payment Processing Non-Interest Income Growth	3.33%	5.10%	13.44%
Asset Generation and Management Non-Interest Income	19.31M	24.88M	-22.06M
Asset Generation and Management Non-Interest Income Growth	-22.38%	-	-
Nelnet Bank Non-Interest Income	4.46M	8.57M	56.00K
Nelnet Bank Non-Interest Income Growth	-47.95%	15203.57%	-97.87%
NFS Other Operating Segments Non-Interest Income	106.24M	71.24M	26.65M
NFS Other Operating Segments Non-Interest Income Growth	49.13%	167.32%	-24.42%
Corporate and Other Activities Non-Interest Income	275.93M	88.18M	-64.19M
Corporate and Other Activities Non-Interest Income Growth	212.90%	-	-
Eliminations from Non-Interest Income	-22.55M	-24.64M	-29.16M

EBT

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Income Before Taxes	111.55M	40.50M	77.71M
Loan Servicing and Systems Income Before Taxes Growth	175.46%	-47.89%	20.57%
Education Technology, Services, and Payment Processing Income Before Taxes	113.81M	117.90M	91.10M
Education Technology, Services, and Payment Processing Income Before Taxes Growth	-3.46%	29.41%	22.93%
Asset Generation and Management Income Before Taxes	127.34M	75.20M	80.64M
Asset Generation and Management Income Before Taxes Growth	69.33%	-6.74%	-82.27%
Nelnet Bank Income Before Taxes	12.96M	-1.94M	-368.00K
NFS Other Operating Segments Income Before Taxes	51.99M	55.72M	50.87M
NFS Other Operating Segments Income Before Taxes Growth	-6.69%	9.53%	-1.21%
Corporate and Other Activities Income Before Taxes	140.36M	-58.87M	-231.24M

Assets

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016	FY 2015	FY 2014	FY 2013	FY 2012
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019	Dec '18 Dec 31, 2018	Dec '17 Dec 31, 2017	Dec '16 Dec 31, 2016	Dec '15 Dec 31, 2015	Dec '14 Dec 31, 2014	Dec '13 Dec 31, 2013	Dec '12 Dec 31, 2012
Loan Servicing and Systems Assets	200.21M	193.39M	294.38M
Loan Servicing and Systems Assets Growth	3.52%	-34.30%	7.80%
Education Technology, Services, and Payment Processing Assets	525.70M	600.79M	490.30M
Education Technology, Services, and Payment Processing Assets Growth	-12.50%	22.54%	1.10%
Asset Generation and Management Assets	10.04B	10.04B	13.49B
Asset Generation and Management Assets Growth	0.05%	-25.58%	-15.41%
Nelnet Bank Assets	2.00B	1.45B	991.25M
Nelnet Bank Assets Growth	38.25%	46.18%	7.90%
NFS Other Operating Segments Assets	1.33B	903.84M	1.12B
NFS Other Operating Segments Assets Growth	47.18%	-18.96%	-25.64%
Corporate and Other Activities Assets	671.26M	842.69M	873.84M
Corporate and Other Activities Assets Growth	-20.34%	-3.56%	-1.69%
Eliminations from Assets	-896.56M	-249.68M	-541.10M

Updated Sep 30, 2025. Data Source: Fiscal.ai.