Nelnet, Inc. (NNI)
NYSE: NNI · Real-Time Price · USD
125.73
+2.33 (1.89%)
May 14, 2026, 4:00 PM EDT - Market closed

Nelnet Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
682.64398.35175.9249.33795.64779.57
Depreciation & Amortization
88.6690.62132.53145.39176.25132.33
Provision for Credit Losses
105.7667.8554.618.1234.97-12.43
Stock-Based Compensation
13.7913.2712.0516.4814.1810.67
Other Adjustments
-211.25-228.97443.9466.38355.88-2.8
Changes in Accrued Interest and Accounts Receivable
-34.917.3257.0445.86-64.86-85.6
Changes in Accounts Payable
-5.48-4.94-14.54-0.6631.48-24.14
Changes in Other Operating Activities
140.45104.1488.3783.8322.5869.01
Operating Cash Flow
404.93422.99662.89432.03683.06480.33
Operating Cash Flow Growth
-25.36%-36.19%53.44%-36.75%42.21%37.59%
Net Change in Loans Held-for-Investment
-295.43-332.482,3211,8523,0571,848
Net Change in Securities and Investments
-274.67-233.97-466.42103.24-690.5-603.51
Payments for Business Acquisitions
197.01----34.04-
Capital Expenditures
-34.41-26.24-20.9-74.05-59.42-58.95
Other Investing Activities
-949.09578.5957.48--
Investing Cash Flow
251.13356.42,4131,9392,2731,186
Net Change in Deposits
431.12483.04442.5352.28347.01289.68
Long-Term Debt Issued
1,6641,39330.65761.181,3021,948
Long-Term Debt Repaid
-2,622-2,616-3,645-3,606-4,339-3,684
Net Long-Term Debt Issued (Repaid)
-957.94-1,223-3,614-2,845-3,038-1,736
Issuance of Common Stock
1.921.881.951.781.631.47
Repurchase of Common Stock
-81.17-69.35-83.29-28.03-97.69-58.11
Net Common Stock Issued (Repurchased)
-79.25-67.46-81.34-26.25-96.05-56.65
Common Dividends Paid
-44.67-42.99-40.84-39.42-36.61-34.46
Other Financing Activities
-2.16113124155.1730.76107.28
Financing Cash Flow
-654.87-737.14-3,170-2,703-2,793-1,430
Effect of Exchange Rate Changes on Cash and Cash Equivalents
-2.80.28-0.440.02-0.16-0.12
Net Cash Flow
-1.642.53-94.47-332.13163.43235.79
Free Cash Flow
370.52396.75641.99357.98623.64421.38
Free Cash Flow Growth
-6.61%-38.20%79.34%-42.60%48.00%78.71%
FCF Margin
22.16%23.46%45.75%30.31%41.02%31.51%
Free Cash Flow Per Share
10.2210.9217.529.5716.5810.92
Levered Free Cash Flow
-584.32-623.36-2,987-2,555-2,543-1,317
Unlevered Free Cash Flow
154.32170.89442.5200.37106.0332.65
Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q