Northwest Bancshares, Inc. (NWBI)

Northwest Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	653.11	615.78	543.66	407.83	390.34	410.91
Interest Income on Investments	64.45	53.42	44.26	40.97	28.17	23.16
Total Interest Income	717.57	669.2	587.92	448.8	418.51	434.07
Interest Paid on Deposits	196.89	205.49	105.34	14.12	19.12	35.9
Interest Paid on Borrowings	23.25	28.13	46.9	14	8.12	6.44
Total Interest Expense	220.13	233.62	152.24	28.12	27.25	42.34
Net Interest Income	497.43	435.58	435.68	420.68	391.26	391.73
Net Interest Income Growth (YoY)	16.31%	-0.02%	3.57%	7.52%	-0.12%	8.67%
Trust Income	31.38	30.1	27.28	27.77	27.92	20.92
Mortgage Banking Activities	3	2.32	2.43	4.87	15.89	31.39
Gain (Loss) on Sale of Assets	11.87	11.87	6.19	-0.04	26.53	3.25
Gain (Loss) on Sale of Investments	0.04	-39.41	-8.31	-0.01	-0.18	0.24
Other Non-Interest Income	81.33	77.42	81.7	77.67	72.28	75.27
Total Non-Interest Income	131.55	87.01	113.82	110.85	142.89	132.27
Non-Interest Income Growth (YoY)	72.83%	-23.56%	2.68%	-22.42%	8.03%	33.05%
Revenues Before Loan Losses	628.99	522.59	549.51	531.53	534.15	523.99
Provision for Loan Losses	64.43	24.51	22.87	28.32	-15.79	83.98
Revenue	564.56	498.08	526.63	503.22	549.94	440.02
Revenue Growth (YoY)	15.71%	-5.42%	4.65%	-8.50%	24.98%	0.64%
Salaries and Employee Benefits	219.88	208.37	191.12	184.29	189.15	174.14
Federal Deposit Insurance	10.93	11.6	9.27	4.78	4.98	4.77
Amortization of Goodwill & Intangibles	3.44	2.45	3.27	4.28	5.55	6.86
Selling, General & Administrative	129.09	131.11	132.63	123.3	131.21	120.82
Other Non-Interest Expense	13.09	9.06	8.06	7.04	14.19	19.77
Total Non-Interest Expense	376.62	362.77	344.81	323.91	345.36	326.7
EBT Excluding Unusual Items	187.94	135.31	181.83	179.31	204.58	113.32
Pretax Income	146.46	129.55	175.08	173.69	201.12	92.53
Income Tax Expense	33.41	29.27	40.12	40.03	46.8	17.67
Net Income	113.05	100.28	134.96	133.67	154.32	74.85
Preferred Dividends & Other Adjustments	0.13	0.13	0.34	0.59	1.01	-
Net Income to Common	112.93	100.15	134.62	133.08	153.31	74.85
Net Income Growth	17.10%	-25.70%	0.97%	-13.39%	106.16%	-32.22%
Basic Shares Outstanding	130	127	127	126	126	120
Diluted Shares Outstanding	131	127	127	127	127	120
Shares Change (YoY)	3.09%	0.20%	0.21%	-0.22%	5.63%	13.61%
EPS (Basic)	0.87	0.79	1.06	1.05	1.22	0.62
EPS (Diluted)	0.87	0.79	1.06	1.05	1.21	0.62
EPS Growth	14.20%	-25.65%	0.95%	-13.22%	95.16%	-40.38%
Dividend Per Share	0.800	0.800	0.800	0.800	0.790	0.760
Dividend Growth	-	-	-	1.27%	3.95%	5.56%
Effective Tax Rate	22.81%	22.59%	22.92%	23.04%	23.27%	19.10%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q